Mira Monte, CA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Mira Monte, CA Summary

Cost of living in Mira Monte research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Mira Monte is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Mira Monte is 167, with 100 being the average.

  • The cost of living index in Mira Monte is 1.7x higher than the national average.

  • Mira Monte ranks as the #418 cheapest in California out of 634.

  • Mira Monte ranks as the #6,016 cheapest out of 6,489 in the US.

  • The median home value in Mira Monte is $908,064.

  • The median income in Mira Monte is $77,900.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
167
Mira Monte's Overall Cost Of Living
1.7x
Higher Than The National Average

What is the cost of living in Mira Monte, CA?

According to the most recent data on the cost of living, Mira Monte has an overall cost of living index of 167, which is 1.7x higher than the national index of 100.

Compared to California, Mira Monte has a cost of living index that's 1.2x higher than California's index of 141.

The standard of living in Mira Monte ranks as #418 most affordable out of the 634 places we measured in California. By definition, that implies Mira Monte ranks as the #216 most expensive place in the Golden State.

For more reading on life in Mira Monte, check out:

418 out of 634
In California
6,016 out of 6,489
In America

Mira Monte Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Mira Monte. Here is how it fairs on each of the criteria:

  • The Services index in Mira Monte is 117.

  • The Groceries index in Mira Monte is 113.

  • The Health index in Mira Monte is 108.

  • The Housing index in Mira Monte is 288.

  • The Transportation index in Mira Monte is 125.

  • The Utilities index in Mira Monte is 113.

Living Expense Mira Monte California National Average
Overall 167 141 100
Services 117 110 100
Groceries 113 112 100
Health 108 110 100
Housing 288 195 100
Transportation 125 125 100
Utilities 113 128 100
For more reading on cost of living around California, check out:
Mira Monte Cost of Living Vs. CA

Mira Monte, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Mira Monte is $908,064.

  • The Median Rent in Mira Monte is $2,060.

  • The Median Income in Mira Monte is $77,900.

  • The Home Value To Income in Mira Monte is 11.7x.

  • The Rent To Monthly Income in Mira Monte is 0.32x.

Statistic Mira Monte California United States
Median Home Value $908,064 $763,287 $303,400
Median Rent $2,060 $1,956 $1,348
Median Income $77,900 $96,334 $78,538
Home Value To Income 11.7x 7.9x 3.9x
Rent To Monthly Income 0.32x 0.24x 0.21x
$908,064
Median Home Value
$2,060
Median Rent
$77,900
Median Income

Mira Monte, CA Costs By Category

Detailed Mira Monte Services Costs Vs. California

Item Mira Monte California
Shampoo $1.41 $1.28
Movie $13.46 $12.13
Bowling $19.07 $18
Haircut $24.67 $24.26
Beauty Salon $49.33 $45.56

Detailed Mira Monte Groceries Costs Vs. California

Item Mira Monte California
Ground Beef $6.26 $5.84
Fried Chicken $2.08 $1.57
Milk $4.76 $4.67
Potatoes $4.94 $4.93
Pizza $16.13 $12.09
Beer $9.6 $10.41
Toothpaste $3.76 $3.7

Detailed Mira Monte Health Costs Vs. California

Item Mira Monte California
Optometrist $129.09 $125.68
Doctor $119.86 $135.78
Dentist $108.07 $113.29

Detailed Mira Monte Transportation Costs Vs. California

Item Mira Monte California
Gasoline $4.47 $3.46
Tire Balancing $58.33 $59.92

Detailed Mira Monte Utilities Costs Vs. California

Item Mira Monte California
All Electricity $326.49 $193.99
Phone $182.78 $192.25

Mira Monte SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
9.5
Affordability
4
Diversity
8
Safety
N/A
Amenities
8
Education
8.5
Commute
5

Cost Of Living In Cities Around Mira Monte

The cost of living varies in the cities and towns around Mira Monte. Here's a quick look at the cost of living in the most populous nearby places:

  • Oxnard, CA has a cost of living index of 152, 0.9x Mira Monte.

  • San Buenaventura (Ventura), CA has a cost of living index of 166, 1.0x Mira Monte.

  • Santa Paula, CA has a cost of living index of 144, 0.9x Mira Monte.

City Population Cost Of Living Vs. Mira Monte
Oxnard, CA 201,014 152 0.9x
San Buenaventura (Ventura), CA 109,900 166 1.0x
Santa Paula, CA 31,202 144 0.9x
Port Hueneme, CA 21,691 147 0.9x
Carpinteria, CA 13,100 182 1.1x
Montecito, CA 8,823 331 2.0x
Ojai, CA 7,576 182 1.1x
El Rio, CA 6,343 155 0.9x
Oak View, CA 5,984 164 1.0x

Articles About California

Enjoy The Snack?