What is the cost of living in Mira Monte, CA?
According to the most recent data on the cost of living, Mira Monte has an overall cost of living index of 172, which is 1.7x higher than the national index of 100.
Compared to California, Mira Monte has a cost of living index that's 1.2x higher than California's index of 142.
The standard of living in Mira Monte ranks as #435 most affordable out of the 634 places we measured in California. By definition, that implies Mira Monte ranks as the #199 most expensive place in the Golden State.
For more reading on life in Mira Monte, check out:
Mira Monte Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Mira Monte. Here is how it fares on each of the criteria:
The Services index in Mira Monte is 112.
The Groceries index in Mira Monte is 114.
The Health index in Mira Monte is 295.
The Housing index in Mira Monte is 120.
The Transportation index in Mira Monte is 116.
The Utilities index in Mira Monte is 124.
| Living Expense | Mira Monte | California | National Average |
|---|---|---|---|
| Overall | 172 | 142 | 100 |
| Services | 112 | 110 | 100 |
| Groceries | 114 | 118 | 100 |
| Health | 295 | 197 | 100 |
| Housing | 120 | 120 | 100 |
| Transportation | 116 | 121 | 100 |
| Utilities | 124 | 121 | 100 |
Mira Monte Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Mira Monte Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Mira Monte, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mira Monte is $856,288.
The Median Rent in Mira Monte is $2,017.
The Median Income in Mira Monte is $72,879.
The Home Value To Income in Mira Monte is 11.7x.
The Rent To Monthly Income in Mira Monte is 0.33x.
| Statistic | Mira Monte | California | United States |
|---|---|---|---|
| Median Home Value | $856,288 | $774,581 | $332,700 |
| Median Rent | $2,017 | $2,036 | $1,413 |
| Median Income | $72,879 | $99,122 | $80,734 |
| Home Value To Income | 11.7x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.33x | 0.25x | 0.21x |
Mira Monte, CA Costs By Category
Detailed Mira Monte Services costs vs. California
| Item | Mira Monte | California |
|---|---|---|
| Shampoo | $1.41 | $1.28 |
| Movie | $13.46 | $12.13 |
| Bowling | $19.07 | $18 |
| Haircut | $24.67 | $24.26 |
| Beauty Salon | $49.33 | $45.56 |
Detailed Mira Monte Groceries costs vs. California
| Item | Mira Monte | California |
|---|---|---|
| Ground Beef | $6.26 | $5.84 |
| Fried Chicken | $2.08 | $1.57 |
| Milk | $4.76 | $4.67 |
| Potatoes | $4.94 | $4.93 |
| Pizza | $16.13 | $12.09 |
| Beer | $9.6 | $10.41 |
| Toothpaste | $3.76 | $3.7 |
Detailed Mira Monte Health costs vs. California
| Item | Mira Monte | California |
|---|---|---|
| Optometrist | $129.09 | $125.68 |
| Doctor | $119.86 | $135.78 |
| Dentist | $108.07 | $113.29 |
Detailed Mira Monte Transportation costs vs. California
| Item | Mira Monte | California |
|---|---|---|
| Gasoline | $4.47 | $3.46 |
| Tire Balancing | $58.33 | $59.92 |
Detailed Mira Monte Utilities costs vs. California
| Item | Mira Monte | California |
|---|---|---|
| All Electricity | $326.49 | $193.99 |
| Phone | $182.78 | $192.25 |
Mira Monte SnackAbility
Cost Of Living In Cities Around Mira Monte
The cost of living varies in the cities and towns around Mira Monte. Here's a quick look at the cost of living in the most populous nearby places:
Oxnard, CA has a cost of living index of 152, 0.9x Mira Monte.
San Buenaventura (Ventura), CA has a cost of living index of 168, 1.0x Mira Monte.
Santa Paula, CA has a cost of living index of 141, 0.8x Mira Monte.
| City | Population | Cost Of Living | Vs. Mira Monte |
|---|---|---|---|
| Oxnard, CA | 200,928 | 152 | 0.9x |
| San Buenaventura (Ventura), CA | 109,857 | 168 | 1.0x |
| Santa Paula, CA | 31,376 | 141 | 0.8x |
| Port Hueneme, CA | 21,582 | 147 | 0.9x |
| Carpinteria, CA | 13,036 | 184 | 1.1x |
| Montecito, CA | 9,031 | 338 | 2.0x |
| Ojai, CA | 7,577 | 181 | 1.1x |
| El Rio, CA | 6,368 | 156 | 0.9x |
| Oak View, CA | 6,141 | 165 | 1.0x |
