What is the cost of living in Oxnard, CA?
According to the most recent data on the cost of living, Oxnard has an overall cost of living index of 152, which is 1.5x higher than the national index of 100.
Compared to California, Oxnard has a cost of living index that's 1.1x higher than California's index of 142.
The standard of living in Oxnard ranks as #317 most affordable out of the 634 places we measured in California. By definition, that implies Oxnard ranks as the #317 most expensive place in the Golden State.
For more reading on life in Oxnard, check out:
Oxnard Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Oxnard. Here is how it fares on each of the criteria:
The Services index in Oxnard is 114.
The Groceries index in Oxnard is 114.
The Health index in Oxnard is 238.
The Housing index in Oxnard is 120.
The Transportation index in Oxnard is 120.
The Utilities index in Oxnard is 125.
| Living Expense | Oxnard | California | National Average |
|---|---|---|---|
| Overall | 152 | 142 | 100 |
| Services | 114 | 110 | 100 |
| Groceries | 114 | 118 | 100 |
| Health | 238 | 197 | 100 |
| Housing | 120 | 120 | 100 |
| Transportation | 120 | 121 | 100 |
| Utilities | 125 | 121 | 100 |
Oxnard Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Oxnard Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Oxnard, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Oxnard is $767,290.
The Median Rent in Oxnard is $2,032.
The Median Income in Oxnard is $96,212.
The Home Value To Income in Oxnard is 8.0x.
The Rent To Monthly Income in Oxnard is 0.25x.
| Statistic | Oxnard | California | United States |
|---|---|---|---|
| Median Home Value | $767,290 | $774,581 | $332,700 |
| Median Rent | $2,032 | $2,036 | $1,413 |
| Median Income | $96,212 | $99,122 | $80,734 |
| Home Value To Income | 8.0x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.25x | 0.21x |
Oxnard, CA Costs By Category
Detailed Oxnard Services costs vs. California
| Item | Oxnard | California |
|---|---|---|
| Shampoo | $1.41 | $1.28 |
| Movie | $13.46 | $12.13 |
| Bowling | $19.07 | $18 |
| Haircut | $24.67 | $24.26 |
| Beauty Salon | $49.33 | $45.56 |
Detailed Oxnard Groceries costs vs. California
| Item | Oxnard | California |
|---|---|---|
| Ground Beef | $6.26 | $5.84 |
| Fried Chicken | $2.08 | $1.57 |
| Milk | $4.76 | $4.67 |
| Potatoes | $4.94 | $4.93 |
| Pizza | $16.13 | $12.09 |
| Beer | $9.6 | $10.41 |
| Toothpaste | $3.76 | $3.7 |
Detailed Oxnard Health costs vs. California
| Item | Oxnard | California |
|---|---|---|
| Optometrist | $129.09 | $125.68 |
| Doctor | $119.86 | $135.78 |
| Dentist | $108.07 | $113.29 |
Detailed Oxnard Transportation costs vs. California
| Item | Oxnard | California |
|---|---|---|
| Gasoline | $4.47 | $3.46 |
| Tire Balancing | $58.33 | $59.92 |
Detailed Oxnard Utilities costs vs. California
| Item | Oxnard | California |
|---|---|---|
| All Electricity | $326.49 | $193.99 |
| Phone | $182.78 | $192.25 |
Oxnard SnackAbility
Cost Of Living In Cities Around Oxnard
The cost of living varies in the cities and towns around Oxnard. Here's a quick look at the cost of living in the most populous nearby places:
Thousand Oaks, CA has a cost of living index of 190, 1.2x Oxnard.
San Buenaventura (Ventura), CA has a cost of living index of 168, 1.1x Oxnard.
Camarillo, CA has a cost of living index of 172, 1.1x Oxnard.
| City | Population | Cost Of Living | Vs. Oxnard |
|---|---|---|---|
| Thousand Oaks, CA | 125,205 | 190 | 1.2x |
| San Buenaventura (Ventura), CA | 109,857 | 168 | 1.1x |
| Camarillo, CA | 70,186 | 172 | 1.1x |
| Moorpark, CA | 35,854 | 177 | 1.2x |
| Santa Paula, CA | 31,376 | 141 | 0.9x |
| Port Hueneme, CA | 21,582 | 147 | 1.0x |
| Ojai, CA | 7,577 | 181 | 1.2x |
| Mira Monte, CA | 6,888 | 172 | 1.1x |
| El Rio, CA | 6,368 | 156 | 1.0x |
| Oak View, CA | 6,141 | 165 | 1.1x |
