What is the cost of living in Montclair, CA?
According to the most recent data on the cost of living, Montclair has an overall cost of living index of 138, which is 1.4x higher than the national index of 100.
Compared to California, Montclair has a cost of living index that's 1.0x lower than California's index of 142.
The standard of living in Montclair ranks as #215 most affordable out of the 634 places we measured in California. By definition, that implies Montclair ranks as the #419 most expensive place in the Golden State.
For more reading on life in Montclair, check out:
Montclair Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Montclair. Here is how it fares on each of the criteria:
The Services index in Montclair is 111.
The Groceries index in Montclair is 114.
The Health index in Montclair is 196.
The Housing index in Montclair is 112.
The Transportation index in Montclair is 120.
The Utilities index in Montclair is 117.
| Living Expense | Montclair | California | National Average |
|---|---|---|---|
| Overall | 138 | 142 | 100 |
| Services | 111 | 110 | 100 |
| Groceries | 114 | 118 | 100 |
| Health | 196 | 197 | 100 |
| Housing | 112 | 120 | 100 |
| Transportation | 120 | 121 | 100 |
| Utilities | 117 | 121 | 100 |
Montclair Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Montclair Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Montclair, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Montclair is $660,566.
The Median Rent in Montclair is $1,889.
The Median Income in Montclair is $77,659.
The Home Value To Income in Montclair is 8.5x.
The Rent To Monthly Income in Montclair is 0.29x.
| Statistic | Montclair | California | United States |
|---|---|---|---|
| Median Home Value | $660,566 | $774,581 | $332,700 |
| Median Rent | $1,889 | $2,036 | $1,413 |
| Median Income | $77,659 | $99,122 | $80,734 |
| Home Value To Income | 8.5x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.29x | 0.25x | 0.21x |
Montclair, CA Costs By Category
Detailed Montclair Services costs vs. California
| Item | Montclair | California |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $11.04 | $12.13 |
| Bowling | $21.11 | $18 |
| Haircut | $27.27 | $24.26 |
| Beauty Salon | $41.78 | $45.56 |
Detailed Montclair Groceries costs vs. California
| Item | Montclair | California |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $3.49 | $1.57 |
| Milk | $4.92 | $4.67 |
| Potatoes | $4.92 | $4.93 |
| Pizza | $15.31 | $12.09 |
| Beer | $10.26 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
Detailed Montclair Health costs vs. California
| Item | Montclair | California |
|---|---|---|
| Optometrist | $112.92 | $125.68 |
| Doctor | $95.5 | $135.78 |
| Dentist | $117.28 | $113.29 |
Detailed Montclair Transportation costs vs. California
| Item | Montclair | California |
|---|---|---|
| Gasoline | $4.75 | $3.46 |
| Tire Balancing | $61.38 | $59.92 |
Detailed Montclair Utilities costs vs. California
| Item | Montclair | California |
|---|---|---|
| All Electricity | $378.97 | $193.99 |
| Phone | $180.31 | $192.25 |
Montclair SnackAbility
Cost Of Living In Cities Around Montclair
The cost of living varies in the cities and towns around Montclair. Here's a quick look at the cost of living in the most populous nearby places:
Ontario, CA has a cost of living index of 141, 1.0x Montclair.
Rancho Cucamonga, CA has a cost of living index of 159, 1.2x Montclair.
Pomona, CA has a cost of living index of 146, 1.1x Montclair.
| City | Population | Cost Of Living | Vs. Montclair |
|---|---|---|---|
| Ontario, CA | 180,547 | 141 | 1.0x |
| Rancho Cucamonga, CA | 175,411 | 159 | 1.2x |
| Pomona, CA | 147,943 | 146 | 1.1x |
| Chino, CA | 92,652 | 156 | 1.1x |
| Upland, CA | 79,257 | 158 | 1.1x |
| Yorba Linda, CA | 67,170 | 203 | 1.5x |
| Diamond Bar, CA | 53,355 | 184 | 1.3x |
| Placentia, CA | 52,826 | 173 | 1.3x |
| Claremont, CA | 36,595 | 174 | 1.3x |
| San Dimas, CA | 33,789 | 165 | 1.2x |








