Morgan Hill, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Morgan Hill, CA Summary

Cost of living in Morgan Hill research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Morgan Hill is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Morgan Hill is 201, with 100 being the average.

  • The cost of living index in Morgan Hill is 2.0x higher than the national average.

  • Morgan Hill ranks as the #531 cheapest in California out of 634.

  • Morgan Hill ranks as the #6,321 cheapest out of 6,489 in the US.

  • The median home value in Morgan Hill is $1,306,008.

  • The median income in Morgan Hill is $159,758.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
201
Morgan Hill's Overall Cost Of Living
2.0x
Higher Than The National Average

What is the cost of living in Morgan Hill, CA?

According to the most recent data on the cost of living, Morgan Hill has an overall cost of living index of 201, which is 2.0x higher than the national index of 100.

Compared to California, Morgan Hill has a cost of living index that's 1.4x higher than California's index of 141.

The standard of living in Morgan Hill ranks as #531 most affordable out of the 634 places we measured in California. By definition, that implies Morgan Hill ranks as the #103 most expensive place in the Golden State.

For more reading on life in Morgan Hill, check out:

531 out of 634
In California
6,321 out of 6,489
In America

Morgan Hill Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Morgan Hill. Here is how it fairs on each of the criteria:

  • The Services index in Morgan Hill is 109.

  • The Groceries index in Morgan Hill is 116.

  • The Health index in Morgan Hill is 125.

  • The Housing index in Morgan Hill is 395.

  • The Transportation index in Morgan Hill is 129.

  • The Utilities index in Morgan Hill is 132.

Living Expense Morgan Hill California National Average
Overall 201 141 100
Services 109 110 100
Groceries 116 112 100
Health 125 110 100
Housing 395 195 100
Transportation 129 125 100
Utilities 132 128 100
For more reading on cost of living around California, check out:
Morgan Hill Cost of Living Vs. CA

Morgan Hill, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Morgan Hill is $1,306,008.

  • The Median Rent in Morgan Hill is $2,275.

  • The Median Income in Morgan Hill is $159,758.

  • The Home Value To Income in Morgan Hill is 8.2x.

  • The Rent To Monthly Income in Morgan Hill is 0.17x.

Statistic Morgan Hill California United States
Median Home Value $1,306,008 $763,287 $303,400
Median Rent $2,275 $1,956 $1,348
Median Income $159,758 $96,334 $78,538
Home Value To Income 8.2x 7.9x 3.9x
Rent To Monthly Income 0.17x 0.24x 0.21x
$1,306,008
Median Home Value
$2,275
Median Rent
$159,758
Median Income

Morgan Hill, CA Costs By Category

Detailed Morgan Hill Services Costs Vs. California

Item Morgan Hill California
Shampoo $1.66 $1.28
Movie $13.31 $12.13
Bowling $33.3 $18
Haircut $33.94 $24.26
Beauty Salon $48.51 $45.56

Detailed Morgan Hill Groceries Costs Vs. California

Item Morgan Hill California
Ground Beef $5.79 $5.84
Fried Chicken $2.13 $1.57
Milk $5.05 $4.67
Potatoes $4.77 $4.93
Pizza $14.92 $12.09
Beer $10.99 $10.41
Toothpaste $3.72 $3.7

Detailed Morgan Hill Health Costs Vs. California

Item Morgan Hill California
Optometrist $158.95 $125.68
Doctor $194.05 $135.78
Dentist $147.78 $113.29

Detailed Morgan Hill Transportation Costs Vs. California

Item Morgan Hill California
Gasoline $4.81 $3.46
Tire Balancing $65.62 $59.92

Detailed Morgan Hill Utilities Costs Vs. California

Item Morgan Hill California
All Electricity $294.74 $193.99
Phone $190.07 $192.25

Morgan Hill SnackAbility

9
/10
Overall SnackAbility
Jobs
8.5/10
Housing
10
Affordability
6
Diversity
9.5
Safety
8
Amenities
9
Education
8
Commute
3

Cost Of Living In Cities Around Morgan Hill

The cost of living varies in the cities and towns around Morgan Hill. Here's a quick look at the cost of living in the most populous nearby places:

  • San Jose, CA has a cost of living index of 209, 1.0x Morgan Hill.

  • Gilroy, CA has a cost of living index of 183, 0.9x Morgan Hill.

  • Watsonville, CA has a cost of living index of 152, 0.8x Morgan Hill.

City Population Cost Of Living Vs. Morgan Hill
San Jose, CA 990,054 209 1.0x
Gilroy, CA 58,561 183 0.9x
Watsonville, CA 51,968 152 0.8x
Los Gatos, CA 32,773 308 1.5x
Alum Rock, CA 11,619 177 0.9x
Soquel, CA 10,691 180 0.9x
Rio del Mar, CA 8,938 214 1.1x
East Foothills, CA 8,630 220 1.1x
Interlaken, CA 8,191 163 0.8x
San Martin, CA 7,199 214 1.1x

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