Cost of living in Napa research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Napa is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Napa is 172, with 100 being the average.
The cost of living index in Napa is 1.7x higher than the national average.
Napa ranks as the #447 cheapest in California out of 634.
Napa ranks as the #6,101 cheapest out of 6,489 in the US.
The median home value in Napa is $869,210.
The median income in Napa is $102,231.
According to the most recent data on the cost of living, Napa has an overall cost of living index of 172, which is 1.7x higher than the national index of 100.
Compared to California, Napa has a cost of living index that's 1.2x higher than California's index of 141.
The standard of living in Napa ranks as #447 most affordable out of the 634 places we measured in California. By definition, that implies Napa ranks as the #187 most expensive place in the Golden State.
For more reading on life in Napa, check out:
Six factors go into calculating the cost of living index in Napa. Here is how it fairs on each of the criteria:
The Services index in Napa is 115.
The Groceries index in Napa is 119.
The Health index in Napa is 120.
The Housing index in Napa is 298.
The Transportation index in Napa is 130.
The Utilities index in Napa is 135.
| Living Expense | Napa | California | National Average | |
|---|---|---|---|---|
| Overall | 172 | 141 | 100 | |
| Services | 115 | 110 | 100 | |
| Groceries | 119 | 112 | 100 | |
| Health | 120 | 110 | 100 | |
| Housing | 298 | 195 | 100 | |
| Transportation | 130 | 125 | 100 | |
| Utilities | 135 | 128 | 100 | |
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Napa is $869,210.
The Median Rent in Napa is $2,165.
The Median Income in Napa is $102,231.
The Home Value To Income in Napa is 8.5x.
The Rent To Monthly Income in Napa is 0.25x.
| Statistic | Napa | California | United States |
|---|---|---|---|
| Median Home Value | $869,210 | $763,287 | $303,400 |
| Median Rent | $2,165 | $1,956 | $1,348 |
| Median Income | $102,231 | $96,334 | $78,538 |
| Home Value To Income | 8.5x | 7.9x | 3.9x |
| Rent To Monthly Income | 0.25x | 0.24x | 0.21x |
| Item | Napa | California |
|---|---|---|
| Shampoo | $1.45 | $1.28 |
| Movie | $16.46 | $12.13 |
| Bowling | $27.22 | $18 |
| Haircut | $25.0 | $24.26 |
| Beauty Salon | $76.0 | $45.56 |
| Item | Napa | California |
|---|---|---|
| Ground Beef | $5.7 | $5.84 |
| Fried Chicken | $3.43 | $1.57 |
| Milk | $4.91 | $4.67 |
| Potatoes | $4.87 | $4.93 |
| Pizza | $13.49 | $12.09 |
| Beer | $11.18 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
| Item | Napa | California |
|---|---|---|
| Optometrist | $137.4 | $125.68 |
| Doctor | $110.0 | $135.78 |
| Dentist | $118.27 | $113.29 |
| Item | Napa | California |
|---|---|---|
| Gasoline | $4.6 | $3.46 |
| Tire Balancing | $60.97 | $59.92 |
| Item | Napa | California |
|---|---|---|
| All Electricity | $182.51 | $193.99 |
| Phone | $180.31 | $192.25 |
The cost of living varies in the cities and towns around Napa. Here's a quick look at the cost of living in the most populous nearby places:
Vacaville, CA has a cost of living index of 147, 0.9x Napa.
Petaluma, CA has a cost of living index of 183, 1.1x Napa.
Novato, CA has a cost of living index of 196, 1.1x Napa.
| City | Population | Cost Of Living | Vs. Napa |
|---|---|---|---|
| Vacaville, CA | 102,085 | 147 | 0.9x |
| Petaluma, CA | 59,321 | 183 | 1.1x |
| Novato, CA | 52,689 | 196 | 1.1x |
| Benicia, CA | 26,861 | 169 | 1.0x |
| Hercules, CA | 26,245 | 173 | 1.0x |
| American Canyon, CA | 21,698 | 162 | 0.9x |
| Sonoma, CA | 10,726 | 197 | 1.1x |
| Oakville, CT | 9,233 | 113 | 0.7x |
| Boyes Hot Springs, CA | 7,031 | 166 | 1.0x |
| St. Helena, CA | 5,378 | 249 | 1.4x |