Napa, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Napa, CA Summary

Cost of living in Napa research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Napa is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Napa is 172, with 100 being the average.

  • The cost of living index in Napa is 1.7x higher than the national average.

  • Napa ranks as the #447 cheapest in California out of 634.

  • Napa ranks as the #6,101 cheapest out of 6,489 in the US.

  • The median home value in Napa is $869,210.

  • The median income in Napa is $102,231.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
172
Napa's Overall Cost Of Living
1.7x
Higher Than The National Average

What is the cost of living in Napa, CA?

According to the most recent data on the cost of living, Napa has an overall cost of living index of 172, which is 1.7x higher than the national index of 100.

Compared to California, Napa has a cost of living index that's 1.2x higher than California's index of 141.

The standard of living in Napa ranks as #447 most affordable out of the 634 places we measured in California. By definition, that implies Napa ranks as the #187 most expensive place in the Golden State.

For more reading on life in Napa, check out:

447 out of 634
In California
6,101 out of 6,489
In America

Napa Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Napa. Here is how it fairs on each of the criteria:

  • The Services index in Napa is 115.

  • The Groceries index in Napa is 119.

  • The Health index in Napa is 120.

  • The Housing index in Napa is 298.

  • The Transportation index in Napa is 130.

  • The Utilities index in Napa is 135.

Living Expense Napa California National Average
Overall 172 141 100
Services 115 110 100
Groceries 119 112 100
Health 120 110 100
Housing 298 195 100
Transportation 130 125 100
Utilities 135 128 100
For more reading on cost of living around California, check out:
Napa Cost of Living Vs. CA

Napa, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Napa is $869,210.

  • The Median Rent in Napa is $2,165.

  • The Median Income in Napa is $102,231.

  • The Home Value To Income in Napa is 8.5x.

  • The Rent To Monthly Income in Napa is 0.25x.

Statistic Napa California United States
Median Home Value $869,210 $763,287 $303,400
Median Rent $2,165 $1,956 $1,348
Median Income $102,231 $96,334 $78,538
Home Value To Income 8.5x 7.9x 3.9x
Rent To Monthly Income 0.25x 0.24x 0.21x
$869,210
Median Home Value
$2,165
Median Rent
$102,231
Median Income

Napa, CA Costs By Category

Detailed Napa Services Costs Vs. California

Item Napa California
Shampoo $1.45 $1.28
Movie $16.46 $12.13
Bowling $27.22 $18
Haircut $25.0 $24.26
Beauty Salon $76.0 $45.56

Detailed Napa Groceries Costs Vs. California

Item Napa California
Ground Beef $5.7 $5.84
Fried Chicken $3.43 $1.57
Milk $4.91 $4.67
Potatoes $4.87 $4.93
Pizza $13.49 $12.09
Beer $11.18 $10.41
Toothpaste $3.64 $3.7

Detailed Napa Health Costs Vs. California

Item Napa California
Optometrist $137.4 $125.68
Doctor $110.0 $135.78
Dentist $118.27 $113.29

Detailed Napa Transportation Costs Vs. California

Item Napa California
Gasoline $4.6 $3.46
Tire Balancing $60.97 $59.92

Detailed Napa Utilities Costs Vs. California

Item Napa California
All Electricity $182.51 $193.99
Phone $180.31 $192.25

Napa SnackAbility

8.5
/10
Overall SnackAbility
Jobs
8/10
Housing
9.5
Affordability
4
Diversity
9
Safety
6
Amenities
9.5
Education
7
Commute
8

Cost Of Living In Cities Around Napa

The cost of living varies in the cities and towns around Napa. Here's a quick look at the cost of living in the most populous nearby places:

  • Vacaville, CA has a cost of living index of 147, 0.9x Napa.

  • Petaluma, CA has a cost of living index of 183, 1.1x Napa.

  • Novato, CA has a cost of living index of 196, 1.1x Napa.

City Population Cost Of Living Vs. Napa
Vacaville, CA 102,085 147 0.9x
Petaluma, CA 59,321 183 1.1x
Novato, CA 52,689 196 1.1x
Benicia, CA 26,861 169 1.0x
Hercules, CA 26,245 173 1.0x
American Canyon, CA 21,698 162 0.9x
Sonoma, CA 10,726 197 1.1x
Oakville, CT 9,233 113 0.7x
Boyes Hot Springs, CA 7,031 166 1.0x
St. Helena, CA 5,378 249 1.4x

Articles About California

Enjoy The Snack?