What is the cost of living in Napa, CA?
According to the most recent data on the cost of living, Napa has an overall cost of living index of 171, which is 1.7x higher than the national index of 100.
Compared to California, Napa has a cost of living index that's 1.2x higher than California's index of 142.
The standard of living in Napa ranks as #426 most affordable out of the 634 places we measured in California. By definition, that implies Napa ranks as the #208 most expensive place in the Golden State.
For more reading on life in Napa, check out:
Napa Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Napa. Here is how it fares on each of the criteria:
The Services index in Napa is 109.
The Groceries index in Napa is 115.
The Health index in Napa is 309.
The Housing index in Napa is 115.
The Transportation index in Napa is 118.
The Utilities index in Napa is 121.
| Living Expense | Napa | California | National Average |
|---|---|---|---|
| Overall | 171 | 142 | 100 |
| Services | 109 | 110 | 100 |
| Groceries | 115 | 118 | 100 |
| Health | 309 | 197 | 100 |
| Housing | 115 | 120 | 100 |
| Transportation | 118 | 121 | 100 |
| Utilities | 121 | 121 | 100 |
Napa Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Napa Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Napa, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Napa is $879,853.
The Median Rent in Napa is $2,282.
The Median Income in Napa is $105,963.
The Home Value To Income in Napa is 8.3x.
The Rent To Monthly Income in Napa is 0.26x.
| Statistic | Napa | California | United States |
|---|---|---|---|
| Median Home Value | $879,853 | $774,581 | $332,700 |
| Median Rent | $2,282 | $2,036 | $1,413 |
| Median Income | $105,963 | $99,122 | $80,734 |
| Home Value To Income | 8.3x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.25x | 0.21x |
Napa, CA Costs By Category
Detailed Napa Services costs vs. California
| Item | Napa | California |
|---|---|---|
| Shampoo | $1.45 | $1.28 |
| Movie | $16.46 | $12.13 |
| Bowling | $27.22 | $18 |
| Haircut | $25.0 | $24.26 |
| Beauty Salon | $76.0 | $45.56 |
Detailed Napa Groceries costs vs. California
| Item | Napa | California |
|---|---|---|
| Ground Beef | $5.7 | $5.84 |
| Fried Chicken | $3.43 | $1.57 |
| Milk | $4.91 | $4.67 |
| Potatoes | $4.87 | $4.93 |
| Pizza | $13.49 | $12.09 |
| Beer | $11.18 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Napa Health costs vs. California
| Item | Napa | California |
|---|---|---|
| Optometrist | $137.4 | $125.68 |
| Doctor | $110.0 | $135.78 |
| Dentist | $118.27 | $113.29 |
Detailed Napa Transportation costs vs. California
| Item | Napa | California |
|---|---|---|
| Gasoline | $4.6 | $3.46 |
| Tire Balancing | $60.97 | $59.92 |
Detailed Napa Utilities costs vs. California
| Item | Napa | California |
|---|---|---|
| All Electricity | $182.51 | $193.99 |
| Phone | $180.31 | $192.25 |
Napa SnackAbility
Cost Of Living In Cities Around Napa
The cost of living varies in the cities and towns around Napa. Here's a quick look at the cost of living in the most populous nearby places:
Vacaville, CA has a cost of living index of 152, 0.9x Napa.
Petaluma, CA has a cost of living index of 178, 1.0x Napa.
Novato, CA has a cost of living index of 195, 1.1x Napa.
| City | Population | Cost Of Living | Vs. Napa |
|---|---|---|---|
| Vacaville, CA | 102,596 | 152 | 0.9x |
| Petaluma, CA | 59,247 | 178 | 1.0x |
| Novato, CA | 52,546 | 195 | 1.1x |
| Benicia, CA | 26,749 | 169 | 1.0x |
| Hercules, CA | 26,302 | 170 | 1.0x |
| American Canyon, CA | 21,691 | 162 | 0.9x |
| Sonoma, CA | 10,670 | 193 | 1.1x |
| Oakville, CT | 9,276 | 113 | 0.7x |
| Boyes Hot Springs, CA | 7,247 | 168 | 1.0x |
| St. Helena, CA | 5,318 | 251 | 1.5x |
