San Martin, CA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In San Martin, CA Summary

Cost of living in San Martin research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means San Martin is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in San Martin is 214, with 100 being the average.

  • The cost of living index in San Martin is 2.1x higher than the national average.

  • San Martin ranks as the #553 cheapest in California out of 634.

  • San Martin ranks as the #6,370 cheapest out of 6,489 in the US.

  • The median home value in San Martin is $1,550,639.

  • The median income in San Martin is $156,292.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
214
San Martin's Overall Cost Of Living
2.1x
Higher Than The National Average

What is the cost of living in San Martin, CA?

According to the most recent data on the cost of living, San Martin has an overall cost of living index of 214, which is 2.1x higher than the national index of 100.

Compared to California, San Martin has a cost of living index that's 1.5x higher than California's index of 141.

The standard of living in San Martin ranks as #553 most affordable out of the 634 places we measured in California. By definition, that implies San Martin ranks as the #81 most expensive place in the Golden State.

For more reading on life in San Martin, check out:

553 out of 634
In California
6,370 out of 6,489
In America

San Martin Cost Of Living Vs. California

Six factors go into calculating the cost of living index in San Martin. Here is how it fairs on each of the criteria:

  • The Services index in San Martin is 110.

  • The Groceries index in San Martin is 117.

  • The Health index in San Martin is 121.

  • The Housing index in San Martin is 438.

  • The Transportation index in San Martin is 129.

  • The Utilities index in San Martin is 131.

Living Expense San Martin California National Average
Overall 214 141 100
Services 110 110 100
Groceries 117 112 100
Health 121 110 100
Housing 438 195 100
Transportation 129 125 100
Utilities 131 128 100
For more reading on cost of living around California, check out:
San Martin Cost of Living Vs. CA

San Martin, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in San Martin is $1,550,639.

  • The Median Rent in San Martin is $2,332.

  • The Median Income in San Martin is $156,292.

  • The Home Value To Income in San Martin is 9.9x.

  • The Rent To Monthly Income in San Martin is 0.18x.

Statistic San Martin California United States
Median Home Value $1,550,639 $763,287 $303,400
Median Rent $2,332 $1,956 $1,348
Median Income $156,292 $96,334 $78,538
Home Value To Income 9.9x 7.9x 3.9x
Rent To Monthly Income 0.18x 0.24x 0.21x
$1,550,639
Median Home Value
$2,332
Median Rent
$156,292
Median Income

San Martin, CA Costs By Category

Detailed San Martin Services Costs Vs. California

Item San Martin California
Shampoo $1.66 $1.28
Movie $13.31 $12.13
Bowling $33.3 $18
Haircut $33.94 $24.26
Beauty Salon $48.51 $45.56

Detailed San Martin Groceries Costs Vs. California

Item San Martin California
Ground Beef $5.79 $5.84
Fried Chicken $2.13 $1.57
Milk $5.05 $4.67
Potatoes $4.77 $4.93
Pizza $14.92 $12.09
Beer $10.99 $10.41
Toothpaste $3.72 $3.7

Detailed San Martin Health Costs Vs. California

Item San Martin California
Optometrist $158.95 $125.68
Doctor $194.05 $135.78
Dentist $147.78 $113.29

Detailed San Martin Transportation Costs Vs. California

Item San Martin California
Gasoline $4.81 $3.46
Tire Balancing $65.62 $59.92

Detailed San Martin Utilities Costs Vs. California

Item San Martin California
All Electricity $294.74 $193.99
Phone $190.07 $192.25

San Martin SnackAbility

6
/10
Overall SnackAbility
Jobs
8.5/10
Housing
9.5
Affordability
6
Diversity
9
Safety
N/A
Amenities
6
Education
6
Commute
3

Cost Of Living In Cities Around San Martin

The cost of living varies in the cities and towns around San Martin. Here's a quick look at the cost of living in the most populous nearby places:

  • San Jose, CA has a cost of living index of 209, 1.0x San Martin.

  • Gilroy, CA has a cost of living index of 183, 0.9x San Martin.

  • Watsonville, CA has a cost of living index of 152, 0.7x San Martin.

City Population Cost Of Living Vs. San Martin
San Jose, CA 990,054 209 1.0x
Gilroy, CA 58,561 183 0.9x
Watsonville, CA 51,968 152 0.7x
Morgan Hill, CA 45,152 201 0.9x
Hollister, CA 43,003 157 0.7x
Prunedale, CA 19,286 165 0.8x
Rio del Mar, CA 8,938 214 1.0x
Interlaken, CA 8,191 163 0.8x
Aptos, CA 6,124 196 0.9x

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