Hartford, CT Cost Of Living
Cost Of Living In Hartford, CT Summary
Cost of living in Hartford research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Hartford is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Connecticut, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Hartford is 103, with 100 being the average.
The cost of living index in Hartford is 1.0x higher than the national average.
Hartford ranks as the #6 cheapest in Connecticut out of 56.
Hartford ranks as the #2,952 cheapest out of 6,489 in the US.
The median home value in Hartford is $198,441.
The median income in Hartford is $45,300.
Table Of Contents
Hartford's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Hartford, CT?
According to the most recent data on the cost of living, Hartford has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to Connecticut, Hartford has a cost of living index that's 0.9x lower than Connecticut's index of 119.
The standard of living in Hartford ranks as #6 most affordable out of the 56 places we measured in Connecticut. By definition, that implies Hartford ranks as the #50 most expensive place in the Constitution State.
For more reading on life in Hartford, check out:
In Connecticut
In America
Hartford Cost Of Living Vs. Connecticut
Six factors go into calculating the cost of living index in Hartford. Here is how it fairs on each of the criteria:
The Services index in Hartford is 109.
The Groceries index in Hartford is 101.
The Health index in Hartford is 102.
The Housing index in Hartford is 95.
The Transportation index in Hartford is 96.
The Utilities index in Hartford is 126.
| Living Expense | Hartford | Connecticut | National Average | |
|---|---|---|---|---|
| Overall | 103 | 119 | 100 | |
| Services | 109 | 109 | 100 | |
| Groceries | 101 | 100 | 100 | |
| Health | 102 | 110 | 100 | |
| Housing | 95 | 137 | 100 | |
| Transportation | 96 | 101 | 100 | |
| Utilities | 126 | 131 | 100 | |
Hartford, CT Housing Cost Breakdown
Housing swings affordability the most between places in Connecticut, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Hartford is $198,441.
The Median Rent in Hartford is $1,221.
The Median Income in Hartford is $45,300.
The Home Value To Income in Hartford is 4.4x.
The Rent To Monthly Income in Hartford is 0.32x.
| Statistic | Hartford | Connecticut | United States |
|---|---|---|---|
| Median Home Value | $198,441 | $430,086 | $303,400 |
| Median Rent | $1,221 | $1,431 | $1,348 |
| Median Income | $45,300 | $93,760 | $78,538 |
| Home Value To Income | 4.4x | 4.6x | 3.9x |
| Rent To Monthly Income | 0.32x | 0.18x | 0.21x |
Median Home Value
Median Rent
Median Income
Hartford, CT Costs By Category
Detailed Hartford Services Costs Vs. Connecticut
| Item | Hartford | Connecticut |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $12.85 | $12.13 |
| Bowling | $18.33 | $18 |
| Haircut | $33.78 | $24.26 |
| Beauty Salon | $58.55 | $45.56 |
Detailed Hartford Groceries Costs Vs. Connecticut
| Item | Hartford | Connecticut |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $4.96 | $4.93 |
| Pizza | $10.79 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Hartford Health Costs Vs. Connecticut
| Item | Hartford | Connecticut |
|---|---|---|
| Optometrist | $166.22 | $125.68 |
| Doctor | $182.5 | $135.78 |
| Dentist | $127.0 | $113.29 |
Detailed Hartford Transportation Costs Vs. Connecticut
| Item | Hartford | Connecticut |
|---|---|---|
| Gasoline | $3.34 | $3.46 |
| Tire Balancing | $71.63 | $59.92 |
Detailed Hartford Utilities Costs Vs. Connecticut
| Item | Hartford | Connecticut |
|---|---|---|
| All Electricity | $302.09 | $193.99 |
| Phone | $185.16 | $192.25 |
Hartford SnackAbility
/10
Cost Of Living In Cities Around Hartford
The cost of living varies in the cities and towns around Hartford. Here's a quick look at the cost of living in the most populous nearby places:
New Britain, CT has a cost of living index of 104, 1.0x Hartford.
West Hartford, CT has a cost of living index of 124, 1.2x Hartford.
East Hartford, CT has a cost of living index of 106, 1.0x Hartford.
| City | Population | Cost Of Living | Vs. Hartford |
|---|---|---|---|
| New Britain, CT | 73,301 | 104 | 1.0x |
| West Hartford, CT | 63,809 | 124 | 1.2x |
| East Hartford, CT | 50,798 | 106 | 1.0x |
| Manchester, CT | 36,561 | 105 | 1.0x |
| Newington, CT | 30,551 | 114 | 1.1x |
| Wethersfield, CT | 27,180 | 113 | 1.1x |
| Windsor Locks, CT | 12,555 | 109 | 1.1x |
| Kensington, CT | 9,936 | 119 | 1.2x |
| Southwood Acres, CT | 8,154 | 113 | 1.1x |
| Glastonbury Center, CT | 7,860 | 123 | 1.2x |
