What is the cost of living in Cocoa Beach, FL?
According to the most recent data on the cost of living, Cocoa Beach has an overall cost of living index of 121, which is 1.2x higher than the national index of 100.
Compared to Florida, Cocoa Beach has a cost of living index that's 1.2x higher than Florida's index of 104.
The standard of living in Cocoa Beach ranks as #344 most affordable out of the 462 places we measured in Florida. By definition, that implies Cocoa Beach ranks as the #118 most expensive place in the Sunshine State.
For more reading on life in Cocoa Beach, check out:
Cocoa Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Cocoa Beach. Here is how it fares on each of the criteria:
The Services index in Cocoa Beach is 101.
The Groceries index in Cocoa Beach is 104.
The Health index in Cocoa Beach is 167.
The Housing index in Cocoa Beach is 103.
The Transportation index in Cocoa Beach is 110.
The Utilities index in Cocoa Beach is 106.
| Living Expense | Cocoa Beach | Florida | National Average |
|---|---|---|---|
| Overall | 121 | 104 | 100 |
| Services | 101 | 101 | 100 |
| Groceries | 104 | 105 | 100 |
| Health | 167 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 110 | 109 | 100 |
| Utilities | 106 | 105 | 100 |
Cocoa Beach Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Cocoa Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cocoa Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cocoa Beach is $456,921.
The Median Rent in Cocoa Beach is $1,569.
The Median Income in Cocoa Beach is $87,990.
The Home Value To Income in Cocoa Beach is 5.2x.
The Rent To Monthly Income in Cocoa Beach is 0.21x.
| Statistic | Cocoa Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $456,921 | $375,661 | $332,700 |
| Median Rent | $1,569 | $1,669 | $1,413 |
| Median Income | $87,990 | $74,568 | $80,734 |
| Home Value To Income | 5.2x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.27x | 0.21x |
Cocoa Beach, FL Costs By Category
Detailed Cocoa Beach Services costs vs. Florida
| Item | Cocoa Beach | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $13.54 | $12.13 |
| Bowling | $19.87 | $18 |
| Haircut | $26.53 | $24.26 |
| Beauty Salon | $55.13 | $45.56 |
Detailed Cocoa Beach Groceries costs vs. Florida
| Item | Cocoa Beach | Florida |
|---|---|---|
| Ground Beef | $6.26 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.58 | $4.67 |
| Potatoes | $5.23 | $4.93 |
| Pizza | $13.13 | $12.09 |
| Beer | $11.07 | $10.41 |
| Toothpaste | $3.84 | $3.7 |
Detailed Cocoa Beach Health costs vs. Florida
| Item | Cocoa Beach | Florida |
|---|---|---|
| Optometrist | $118.44 | $125.68 |
| Doctor | $137.0 | $135.78 |
| Dentist | $125.36 | $113.29 |
Detailed Cocoa Beach Transportation costs vs. Florida
| Item | Cocoa Beach | Florida |
|---|---|---|
| Gasoline | $3.39 | $3.46 |
| Tire Balancing | $57.07 | $59.92 |
Detailed Cocoa Beach Utilities costs vs. Florida
| Item | Cocoa Beach | Florida |
|---|---|---|
| All Electricity | $190.71 | $193.99 |
| Phone | $194.67 | $192.25 |
Cocoa Beach SnackAbility
Cost Of Living In Cities Around Cocoa Beach
The cost of living varies in the cities and towns around Cocoa Beach. Here's a quick look at the cost of living in the most populous nearby places:
Melbourne, FL has a cost of living index of 106, 0.9x Cocoa Beach.
Titusville, FL has a cost of living index of 102, 0.8x Cocoa Beach.
Merritt Island, FL has a cost of living index of 116, 1.0x Cocoa Beach.
| City | Population | Cost Of Living | Vs. Cocoa Beach |
|---|---|---|---|
| Melbourne, FL | 86,576 | 106 | 0.9x |
| Titusville, FL | 49,385 | 102 | 0.8x |
| Merritt Island, FL | 34,992 | 116 | 1.0x |
| Rockledge, FL | 29,133 | 112 | 0.9x |
| West Melbourne, FL | 28,795 | 115 | 1.0x |
| Port St. John, FL | 25,120 | 104 | 0.9x |
| Cocoa, FL | 19,554 | 97 | 0.8x |
| Viera West, FL | 17,984 | 133 | 1.1x |
| Viera East, FL | 12,570 | 117 | 1.0x |
| Satellite Beach, FL | 11,313 | 125 | 1.0x |
