What is the cost of living in Cocoa, FL?
According to the most recent data on the cost of living, Cocoa has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Florida, Cocoa has a cost of living index that's 0.9x lower than Florida's index of 104.
The standard of living in Cocoa ranks as #62 most affordable out of the 462 places we measured in Florida. By definition, that implies Cocoa ranks as the #400 most expensive place in the Sunshine State.
For more reading on life in Cocoa, check out:
Cocoa Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Cocoa. Here is how it fares on each of the criteria:
The Services index in Cocoa is 99.
The Groceries index in Cocoa is 104.
The Health index in Cocoa is 80.
The Housing index in Cocoa is 104.
The Transportation index in Cocoa is 109.
The Utilities index in Cocoa is 106.
| Living Expense | Cocoa | Florida | National Average |
|---|---|---|---|
| Overall | 97 | 104 | 100 |
| Services | 99 | 101 | 100 |
| Groceries | 104 | 105 | 100 |
| Health | 80 | 99 | 100 |
| Housing | 104 | 104 | 100 |
| Transportation | 109 | 109 | 100 |
| Utilities | 106 | 105 | 100 |
Cocoa Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Cocoa Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cocoa, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cocoa is $296,004.
The Median Rent in Cocoa is $1,274.
The Median Income in Cocoa is $63,105.
The Home Value To Income in Cocoa is 4.7x.
The Rent To Monthly Income in Cocoa is 0.24x.
Cocoa, FL Costs By Category
Detailed Cocoa Services costs vs. Florida
Detailed Cocoa Groceries costs vs. Florida
Detailed Cocoa Health costs vs. Florida
Detailed Cocoa Transportation costs vs. Florida
Cocoa SnackAbility
Cost Of Living In Cities Around Cocoa
The cost of living varies in the cities and towns around Cocoa. Here's a quick look at the cost of living in the most populous nearby places:
Melbourne, FL has a cost of living index of 106, 1.1x Cocoa.
Titusville, FL has a cost of living index of 102, 1.1x Cocoa.
Merritt Island, FL has a cost of living index of 116, 1.2x Cocoa.
| City | Population | Cost Of Living | Vs. Cocoa |
|---|---|---|---|
| Melbourne, FL | 86,576 | 106 | 1.1x |
| Titusville, FL | 49,385 | 102 | 1.1x |
| Merritt Island, FL | 34,992 | 116 | 1.2x |
| Rockledge, FL | 29,133 | 112 | 1.2x |
| Port St. John, FL | 25,120 | 104 | 1.1x |
| Viera West, FL | 17,984 | 133 | 1.4x |
| Viera East, FL | 12,570 | 117 | 1.2x |
| Cocoa Beach, FL | 11,377 | 121 | 1.2x |
| Satellite Beach, FL | 11,313 | 125 | 1.3x |
| Cape Canaveral, FL | 10,006 | 111 | 1.1x |
