What is the cost of living in Jacksonville Beach, FL?
According to the most recent data on the cost of living, Jacksonville Beach has an overall cost of living index of 133, which is 1.3x higher than the national index of 100.
Compared to Florida, Jacksonville Beach has a cost of living index that's 1.3x higher than Florida's index of 104.
The standard of living in Jacksonville Beach ranks as #406 most affordable out of the 462 places we measured in Florida. By definition, that implies Jacksonville Beach ranks as the #56 most expensive place in the Sunshine State.
For more reading on life in Jacksonville Beach, check out:
Jacksonville Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Jacksonville Beach. Here is how it fares on each of the criteria:
The Services index in Jacksonville Beach is 104.
The Groceries index in Jacksonville Beach is 107.
The Health index in Jacksonville Beach is 195.
The Housing index in Jacksonville Beach is 110.
The Transportation index in Jacksonville Beach is 115.
The Utilities index in Jacksonville Beach is 112.
| Living Expense | Jacksonville Beach | Florida | National Average |
|---|---|---|---|
| Overall | 133 | 104 | 100 |
| Services | 104 | 101 | 100 |
| Groceries | 107 | 105 | 100 |
| Health | 195 | 99 | 100 |
| Housing | 110 | 104 | 100 |
| Transportation | 115 | 109 | 100 |
| Utilities | 112 | 105 | 100 |
Jacksonville Beach Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Jacksonville Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Jacksonville Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Jacksonville Beach is $632,970.
The Median Rent in Jacksonville Beach is $1,848.
The Median Income in Jacksonville Beach is $120,698.
The Home Value To Income in Jacksonville Beach is 5.2x.
The Rent To Monthly Income in Jacksonville Beach is 0.18x.
| Statistic | Jacksonville Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $632,970 | $375,661 | $332,700 |
| Median Rent | $1,848 | $1,669 | $1,413 |
| Median Income | $120,698 | $74,568 | $80,734 |
| Home Value To Income | 5.2x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.27x | 0.21x |
Jacksonville Beach, FL Costs By Category
Detailed Jacksonville Beach Services costs vs. Florida
| Item | Jacksonville Beach | Florida |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $12.86 | $12.13 |
| Bowling | $20.93 | $18 |
| Haircut | $20.91 | $24.26 |
| Beauty Salon | $70.33 | $45.56 |
Detailed Jacksonville Beach Groceries costs vs. Florida
| Item | Jacksonville Beach | Florida |
|---|---|---|
| Ground Beef | $5.34 | $5.84 |
| Fried Chicken | $1.47 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.44 | $4.93 |
| Pizza | $10.39 | $12.09 |
| Beer | $11.31 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Jacksonville Beach Health costs vs. Florida
| Item | Jacksonville Beach | Florida |
|---|---|---|
| Optometrist | $86.6 | $125.68 |
| Doctor | $100.93 | $135.78 |
| Dentist | $102.03 | $113.29 |
Detailed Jacksonville Beach Transportation costs vs. Florida
| Item | Jacksonville Beach | Florida |
|---|---|---|
| Gasoline | $3.44 | $3.46 |
| Tire Balancing | $34.43 | $59.92 |
Detailed Jacksonville Beach Utilities costs vs. Florida
| Item | Jacksonville Beach | Florida |
|---|---|---|
| All Electricity | $193.67 | $193.99 |
| Phone | $194.82 | $192.25 |
Jacksonville Beach SnackAbility
Cost Of Living In Cities Around Jacksonville Beach
The cost of living varies in the cities and towns around Jacksonville Beach. Here's a quick look at the cost of living in the most populous nearby places:
Jacksonville, FL has a cost of living index of 109, 0.8x Jacksonville Beach.
Fruit Cove, FL has a cost of living index of 130, 1.0x Jacksonville Beach.
Lakeside, FL has a cost of living index of 102, 0.8x Jacksonville Beach.
| City | Population | Cost Of Living | Vs. Jacksonville Beach |
|---|---|---|---|
| Jacksonville, FL | 977,670 | 109 | 0.8x |
| Fruit Cove, FL | 35,877 | 130 | 1.0x |
| Lakeside, FL | 32,105 | 102 | 0.8x |
| Oakleaf Plantation, FL | 32,070 | 115 | 0.9x |
| Fleming Island, FL | 29,766 | 117 | 0.9x |
| Nocatee, FL | 27,442 | 140 | 1.1x |
| Palm Valley, FL | 19,796 | 139 | 1.0x |
| St. Marys, GA | 19,166 | 109 | 0.8x |
| Yulee, FL | 16,648 | 112 | 0.8x |
| Bellair-Meadowbrook Terrace, FL | 14,755 | 98 | 0.7x |
