What is the cost of living in Palm Valley, FL?
According to the most recent data on the cost of living, Palm Valley has an overall cost of living index of 139, which is 1.4x higher than the national index of 100.
Compared to Florida, Palm Valley has a cost of living index that's 1.3x higher than Florida's index of 104.
The standard of living in Palm Valley ranks as #428 most affordable out of the 462 places we measured in Florida. By definition, that implies Palm Valley ranks as the #34 most expensive place in the Sunshine State.
For more reading on life in Palm Valley, check out:
Palm Valley Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Palm Valley. Here is how it fares on each of the criteria:
The Services index in Palm Valley is 102.
The Groceries index in Palm Valley is 99.
The Health index in Palm Valley is 229.
The Housing index in Palm Valley is 102.
The Transportation index in Palm Valley is 109.
The Utilities index in Palm Valley is 99.
| Living Expense | Palm Valley | Florida | National Average |
|---|---|---|---|
| Overall | 139 | 104 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 99 | 105 | 100 |
| Health | 229 | 99 | 100 |
| Housing | 102 | 104 | 100 |
| Transportation | 109 | 109 | 100 |
| Utilities | 99 | 105 | 100 |
Palm Valley Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Palm Valley Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Palm Valley, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Palm Valley is $722,860.
The Median Rent in Palm Valley is $1,856.
The Median Income in Palm Valley is $116,625.
The Home Value To Income in Palm Valley is 6.2x.
The Rent To Monthly Income in Palm Valley is 0.19x.
| Statistic | Palm Valley | Florida | United States |
|---|---|---|---|
| Median Home Value | $722,860 | $375,661 | $332,700 |
| Median Rent | $1,856 | $1,669 | $1,413 |
| Median Income | $116,625 | $74,568 | $80,734 |
| Home Value To Income | 6.2x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.27x | 0.21x |
Palm Valley, FL Costs By Category
Detailed Palm Valley Services costs vs. Florida
| Item | Palm Valley | Florida |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $12.86 | $12.13 |
| Bowling | $20.93 | $18 |
| Haircut | $20.91 | $24.26 |
| Beauty Salon | $70.33 | $45.56 |
Detailed Palm Valley Groceries costs vs. Florida
| Item | Palm Valley | Florida |
|---|---|---|
| Ground Beef | $5.34 | $5.84 |
| Fried Chicken | $1.47 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.44 | $4.93 |
| Pizza | $10.39 | $12.09 |
| Beer | $11.31 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Palm Valley Health costs vs. Florida
| Item | Palm Valley | Florida |
|---|---|---|
| Optometrist | $86.6 | $125.68 |
| Doctor | $100.93 | $135.78 |
| Dentist | $102.03 | $113.29 |
Detailed Palm Valley Transportation costs vs. Florida
| Item | Palm Valley | Florida |
|---|---|---|
| Gasoline | $3.44 | $3.46 |
| Tire Balancing | $34.43 | $59.92 |
Detailed Palm Valley Utilities costs vs. Florida
| Item | Palm Valley | Florida |
|---|---|---|
| All Electricity | $193.67 | $193.99 |
| Phone | $194.82 | $192.25 |
Palm Valley SnackAbility
Cost Of Living In Cities Around Palm Valley
The cost of living varies in the cities and towns around Palm Valley. Here's a quick look at the cost of living in the most populous nearby places:
Jacksonville, FL has a cost of living index of 109, 0.8x Palm Valley.
Fruit Cove, FL has a cost of living index of 130, 0.9x Palm Valley.
Lakeside, FL has a cost of living index of 102, 0.7x Palm Valley.
| City | Population | Cost Of Living | Vs. Palm Valley |
|---|---|---|---|
| Jacksonville, FL | 977,670 | 109 | 0.8x |
| Fruit Cove, FL | 35,877 | 130 | 0.9x |
| Lakeside, FL | 32,105 | 102 | 0.7x |
| Oakleaf Plantation, FL | 32,070 | 115 | 0.8x |
| Fleming Island, FL | 29,766 | 117 | 0.8x |
| Nocatee, FL | 27,442 | 140 | 1.0x |
| Jacksonville Beach, FL | 23,654 | 133 | 1.0x |
| St. Marys, GA | 19,166 | 109 | 0.8x |
| Yulee, FL | 16,648 | 112 | 0.8x |
| Bellair-Meadowbrook Terrace, FL | 14,755 | 98 | 0.7x |
