What is the cost of living in Hernando, FL?
According to the most recent data on the cost of living, Hernando has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Florida, Hernando has a cost of living index that's 0.9x lower than Florida's index of 104.
The standard of living in Hernando ranks as #19 most affordable out of the 462 places we measured in Florida. By definition, that implies Hernando ranks as the #443 most expensive place in the Sunshine State.
For more reading on life in Hernando, check out:
Hernando Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Hernando. Here is how it fares on each of the criteria:
The Services index in Hernando is 100.
The Groceries index in Hernando is 107.
The Health index in Hernando is 61.
The Housing index in Hernando is 106.
The Transportation index in Hernando is 107.
The Utilities index in Hernando is 106.
| Living Expense | Hernando | Florida | National Average |
|---|---|---|---|
| Overall | 91 | 104 | 100 |
| Services | 100 | 101 | 100 |
| Groceries | 107 | 105 | 100 |
| Health | 61 | 99 | 100 |
| Housing | 106 | 104 | 100 |
| Transportation | 107 | 109 | 100 |
| Utilities | 106 | 105 | 100 |
Hernando Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Hernando Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Hernando, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Hernando is $354,583.
The Median Rent in Hernando is $964.
The Median Income in Hernando is $43,076.
The Home Value To Income in Hernando is 8.2x.
The Rent To Monthly Income in Hernando is 0.27x.
Hernando, FL Costs By Category
Detailed Hernando Services costs vs. Florida
Detailed Hernando Groceries costs vs. Florida
Detailed Hernando Health costs vs. Florida
Detailed Hernando Transportation costs vs. Florida
Hernando SnackAbility
Cost Of Living In Cities Around Hernando
The cost of living varies in the cities and towns around Hernando. Here's a quick look at the cost of living in the most populous nearby places:
Spring Hill, FL has a cost of living index of 101, 1.1x Hernando.
The Villages, FL has a cost of living index of 120, 1.3x Hernando.
Ocala, FL has a cost of living index of 100, 1.1x Hernando.
| City | Population | Cost Of Living | Vs. Hernando |
|---|---|---|---|
| Spring Hill, FL | 119,983 | 101 | 1.1x |
| The Villages, FL | 83,498 | 120 | 1.3x |
| Ocala, FL | 66,584 | 100 | 1.1x |
| Clermont, FL | 46,853 | 114 | 1.3x |
| Leesburg, FL | 30,807 | 102 | 1.1x |
| Eustis, FL | 24,119 | 100 | 1.1x |
| Bayonet Point, FL | 23,822 | 94 | 1.0x |
| Jasmine Estates, FL | 23,571 | 96 | 1.1x |
| Tavares, FL | 20,463 | 101 | 1.1x |
| Lady Lake, FL | 16,675 | 103 | 1.1x |
