What is the cost of living in Miramar Beach, FL?
According to the most recent data on the cost of living, Miramar Beach has an overall cost of living index of 133, which is 1.3x higher than the national index of 100.
Compared to Florida, Miramar Beach has a cost of living index that's 1.3x higher than Florida's index of 104.
The standard of living in Miramar Beach ranks as #406 most affordable out of the 462 places we measured in Florida. By definition, that implies Miramar Beach ranks as the #56 most expensive place in the Sunshine State.
For more reading on life in Miramar Beach, check out:
Miramar Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Miramar Beach. Here is how it fares on each of the criteria:
The Services index in Miramar Beach is 103.
The Groceries index in Miramar Beach is 106.
The Health index in Miramar Beach is 201.
The Housing index in Miramar Beach is 103.
The Transportation index in Miramar Beach is 108.
The Utilities index in Miramar Beach is 106.
| Living Expense | Miramar Beach | Florida | National Average |
|---|---|---|---|
| Overall | 133 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 106 | 105 | 100 |
| Health | 201 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 108 | 109 | 100 |
| Utilities | 106 | 105 | 100 |
Miramar Beach Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Miramar Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Miramar Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Miramar Beach is $653,023.
The Median Rent in Miramar Beach is $2,250.
The Median Income in Miramar Beach is $103,250.
The Home Value To Income in Miramar Beach is 6.3x.
The Rent To Monthly Income in Miramar Beach is 0.26x.
| Statistic | Miramar Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $653,023 | $375,661 | $332,700 |
| Median Rent | $2,250 | $1,669 | $1,413 |
| Median Income | $103,250 | $74,568 | $80,734 |
| Home Value To Income | 6.3x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.27x | 0.21x |
Miramar Beach, FL Costs By Category
Detailed Miramar Beach Services costs vs. Florida
| Item | Miramar Beach | Florida |
|---|---|---|
| Shampoo | $1.17 | $1.28 |
| Movie | $12.99 | $12.13 |
| Bowling | $20.0 | $18 |
| Haircut | $21.34 | $24.26 |
| Beauty Salon | $52.41 | $45.56 |
Detailed Miramar Beach Groceries costs vs. Florida
| Item | Miramar Beach | Florida |
|---|---|---|
| Ground Beef | $6.17 | $5.84 |
| Fried Chicken | $1.67 | $1.57 |
| Milk | $4.5 | $4.67 |
| Potatoes | $5.2 | $4.93 |
| Pizza | $12.56 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.71 | $3.7 |
Detailed Miramar Beach Health costs vs. Florida
| Item | Miramar Beach | Florida |
|---|---|---|
| Optometrist | $107.95 | $125.68 |
| Doctor | $106.49 | $135.78 |
| Dentist | $113.85 | $113.29 |
Detailed Miramar Beach Transportation costs vs. Florida
| Item | Miramar Beach | Florida |
|---|---|---|
| Gasoline | $3.2 | $3.46 |
| Tire Balancing | $47.55 | $59.92 |
Detailed Miramar Beach Utilities costs vs. Florida
| Item | Miramar Beach | Florida |
|---|---|---|
| All Electricity | $142.23 | $193.99 |
| Phone | $188.01 | $192.25 |
Miramar Beach SnackAbility
Cost Of Living In Cities Around Miramar Beach
The cost of living varies in the cities and towns around Miramar Beach. Here's a quick look at the cost of living in the most populous nearby places:
Navarre, FL has a cost of living index of 116, 0.9x Miramar Beach.
Crestview, FL has a cost of living index of 101, 0.8x Miramar Beach.
Wright, FL has a cost of living index of 106, 0.8x Miramar Beach.
| City | Population | Cost Of Living | Vs. Miramar Beach |
|---|---|---|---|
| Navarre, FL | 39,838 | 116 | 0.9x |
| Crestview, FL | 28,773 | 101 | 0.8x |
| Wright, FL | 27,927 | 106 | 0.8x |
| Fort Walton Beach, FL | 21,025 | 107 | 0.8x |
| Lynn Haven, FL | 20,081 | 112 | 0.8x |
| Upper Grand Lagoon, FL | 17,232 | 111 | 0.8x |
| Niceville, FL | 16,544 | 114 | 0.9x |
| Destin, FL | 14,077 | 128 | 1.0x |
| Lake Lorraine, FL | 6,903 | 123 | 0.9x |
| Freeport, FL | 6,689 | 114 | 0.9x |
