What is the cost of living in Niceville, FL?
According to the most recent data on the cost of living, Niceville has an overall cost of living index of 114, which is 1.1x higher than the national index of 100.
Compared to Florida, Niceville has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Niceville ranks as #277 most affordable out of the 462 places we measured in Florida. By definition, that implies Niceville ranks as the #185 most expensive place in the Sunshine State.
For more reading on life in Niceville, check out:
Niceville Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Niceville. Here is how it fares on each of the criteria:
The Services index in Niceville is 101.
The Groceries index in Niceville is 105.
The Health index in Niceville is 136.
The Housing index in Niceville is 106.
The Transportation index in Niceville is 108.
The Utilities index in Niceville is 104.
| Living Expense | Niceville | Florida | National Average |
|---|---|---|---|
| Overall | 114 | 104 | 100 |
| Services | 101 | 101 | 100 |
| Groceries | 105 | 105 | 100 |
| Health | 136 | 99 | 100 |
| Housing | 106 | 104 | 100 |
| Transportation | 108 | 109 | 100 |
| Utilities | 104 | 105 | 100 |
Niceville Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Niceville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Niceville, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Niceville is $437,726.
The Median Rent in Niceville is $1,749.
The Median Income in Niceville is $102,409.
The Home Value To Income in Niceville is 4.3x.
The Rent To Monthly Income in Niceville is 0.2x.
Niceville, FL Costs By Category
Detailed Niceville Services costs vs. Florida
Detailed Niceville Groceries costs vs. Florida
Detailed Niceville Health costs vs. Florida
Detailed Niceville Transportation costs vs. Florida
Niceville SnackAbility
Cost Of Living In Cities Around Niceville
The cost of living varies in the cities and towns around Niceville. Here's a quick look at the cost of living in the most populous nearby places:
Pensacola, FL has a cost of living index of 107, 0.9x Niceville.
Navarre, FL has a cost of living index of 116, 1.0x Niceville.
Wright, FL has a cost of living index of 106, 0.9x Niceville.
| City | Population | Cost Of Living | Vs. Niceville |
|---|---|---|---|
| Pensacola, FL | 54,036 | 107 | 0.9x |
| Navarre, FL | 39,838 | 116 | 1.0x |
| Wright, FL | 27,927 | 106 | 0.9x |
| Bellview, FL | 26,488 | 96 | 0.8x |
| Pace, FL | 26,282 | 104 | 0.9x |
| Fort Walton Beach, FL | 21,025 | 107 | 0.9x |
| Upper Grand Lagoon, FL | 17,232 | 111 | 1.0x |
| Myrtle Grove, FL | 15,595 | 95 | 0.8x |
| Gonzalez, FL | 14,458 | 100 | 0.9x |
| Destin, FL | 14,077 | 128 | 1.1x |
