Niceville, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Niceville, FL Summary

Cost of living in Niceville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Niceville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Niceville is 110, with 100 being the average.

  • The cost of living index in Niceville is 1.1x higher than the national average.

  • Niceville ranks as the #266 cheapest in Florida out of 459.

  • Niceville ranks as the #3,657 cheapest out of 6,489 in the US.

  • The median home value in Niceville is $428,039.

  • The median income in Niceville is $96,611.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
110
Niceville's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Niceville, FL?

According to the most recent data on the cost of living, Niceville has an overall cost of living index of 110, which is 1.1x higher than the national index of 100.

Compared to Florida, Niceville has a cost of living index that's 1.1x higher than Florida's index of 97.

The standard of living in Niceville ranks as #266 most affordable out of the 459 places we measured in Florida. By definition, that implies Niceville ranks as the #193 most expensive place in the Sunshine State.

For more reading on life in Niceville, check out:

266 out of 459
In Florida
3,657 out of 6,489
In America

Niceville Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Niceville. Here is how it fairs on each of the criteria:

  • The Services index in Niceville is 104.

  • The Groceries index in Niceville is 94.

  • The Health index in Niceville is 93.

  • The Housing index in Niceville is 132.

  • The Transportation index in Niceville is 87.

  • The Utilities index in Niceville is 85.

Living Expense Niceville Florida National Average
Overall 110 97 100
Services 104 96 100
Groceries 94 99 100
Health 93 98 100
Housing 132 96 100
Transportation 87 97 100
Utilities 85 95 100
For more reading on cost of living around Florida, check out:
Niceville Cost of Living Vs. FL

Niceville, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Niceville is $428,039.

  • The Median Rent in Niceville is $1,579.

  • The Median Income in Niceville is $96,611.

  • The Home Value To Income in Niceville is 4.4x.

  • The Rent To Monthly Income in Niceville is 0.2x.

Statistic Niceville Florida United States
Median Home Value $428,039 $377,066 $303,400
Median Rent $1,579 $1,564 $1,348
Median Income $96,611 $71,711 $78,538
Home Value To Income 4.4x 5.3x 3.9x
Rent To Monthly Income 0.2x 0.26x 0.21x
$428,039
Median Home Value
$1,579
Median Rent
$96,611
Median Income

Niceville, FL Costs By Category

Detailed Niceville Services Costs Vs. Florida

Item Niceville Florida
Shampoo $1.17 $1.28
Movie $12.99 $12.13
Bowling $20.0 $18
Haircut $21.34 $24.26
Beauty Salon $52.41 $45.56

Detailed Niceville Groceries Costs Vs. Florida

Item Niceville Florida
Ground Beef $6.17 $5.84
Fried Chicken $1.67 $1.57
Milk $4.5 $4.67
Potatoes $5.2 $4.93
Pizza $12.56 $12.09
Beer $10.49 $10.41
Toothpaste $3.71 $3.7

Detailed Niceville Health Costs Vs. Florida

Item Niceville Florida
Optometrist $107.95 $125.68
Doctor $106.49 $135.78
Dentist $113.85 $113.29

Detailed Niceville Transportation Costs Vs. Florida

Item Niceville Florida
Gasoline $3.2 $3.46
Tire Balancing $47.55 $59.92

Detailed Niceville Utilities Costs Vs. Florida

Item Niceville Florida
All Electricity $142.23 $193.99
Phone $188.01 $192.25

Niceville SnackAbility

9
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8.5
Affordability
8
Diversity
8
Safety
9
Amenities
8
Education
8.5
Commute
8

Cost Of Living In Cities Around Niceville

The cost of living varies in the cities and towns around Niceville. Here's a quick look at the cost of living in the most populous nearby places:

  • Pensacola, FL has a cost of living index of 100, 0.9x Niceville.

  • Navarre, FL has a cost of living index of 112, 1.0x Niceville.

  • Wright, FL has a cost of living index of 102, 0.9x Niceville.

City Population Cost Of Living Vs. Niceville
Pensacola, FL 54,011 100 0.9x
Navarre, FL 38,988 112 1.0x
Wright, FL 27,233 102 0.9x
Pace, FL 25,630 98 0.9x
Bellview, FL 25,051 92 0.8x
Fort Walton Beach, FL 20,956 101 0.9x
Upper Grand Lagoon, FL 17,162 109 1.0x
Myrtle Grove, FL 16,637 92 0.8x
Destin, FL 14,018 123 1.1x
Gonzalez, FL 13,861 97 0.9x

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