Osprey, FL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Osprey, FL Summary

Cost of living in Osprey research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Osprey is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Osprey is 157, with 100 being the average.

  • The cost of living index in Osprey is 1.6x higher than the national average.

  • Osprey ranks as the #444 cheapest in Florida out of 459.

  • Osprey ranks as the #5,839 cheapest out of 6,489 in the US.

  • The median home value in Osprey is $660,385.

  • The median income in Osprey is $94,815.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
157
Osprey's Overall Cost Of Living
1.6x
Higher Than The National Average

What is the cost of living in Osprey, FL?

According to the most recent data on the cost of living, Osprey has an overall cost of living index of 157, which is 1.6x higher than the national index of 100.

Compared to Florida, Osprey has a cost of living index that's 1.6x higher than Florida's index of 97.

The standard of living in Osprey ranks as #444 most affordable out of the 459 places we measured in Florida. By definition, that implies Osprey ranks as the #15 most expensive place in the Sunshine State.

For more reading on life in Osprey, check out:

444 out of 459
In Florida
5,839 out of 6,489
In America

Osprey Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Osprey. Here is how it fairs on each of the criteria:

  • The Services index in Osprey is 98.

  • The Groceries index in Osprey is 100.

  • The Health index in Osprey is 103.

  • The Housing index in Osprey is 296.

  • The Transportation index in Osprey is 98.

  • The Utilities index in Osprey is 100.

Living Expense Osprey Florida National Average
Overall 157 97 100
Services 98 96 100
Groceries 100 99 100
Health 103 98 100
Housing 296 96 100
Transportation 98 97 100
Utilities 100 95 100
For more reading on cost of living around Florida, check out:
Osprey Cost of Living Vs. FL

Osprey, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Osprey is $660,385.

  • The Median Rent in Osprey is $2,008.

  • The Median Income in Osprey is $94,815.

  • The Home Value To Income in Osprey is 7.0x.

  • The Rent To Monthly Income in Osprey is 0.25x.

Statistic Osprey Florida United States
Median Home Value $660,385 $377,066 $303,400
Median Rent $2,008 $1,564 $1,348
Median Income $94,815 $71,711 $78,538
Home Value To Income 7.0x 5.3x 3.9x
Rent To Monthly Income 0.25x 0.26x 0.21x
$660,385
Median Home Value
$2,008
Median Rent
$94,815
Median Income

Osprey, FL Costs By Category

Detailed Osprey Services Costs Vs. Florida

Item Osprey Florida
Shampoo $1.36 $1.28
Movie $13.08 $12.13
Bowling $16.72 $18
Haircut $26.28 $24.26
Beauty Salon $41.57 $45.56

Detailed Osprey Groceries Costs Vs. Florida

Item Osprey Florida
Ground Beef $5.02 $5.84
Fried Chicken $1.48 $1.57
Milk $4.54 $4.67
Potatoes $5.47 $4.93
Pizza $10.96 $12.09
Beer $10.58 $10.41
Toothpaste $3.67 $3.7

Detailed Osprey Health Costs Vs. Florida

Item Osprey Florida
Optometrist $104.04 $125.68
Doctor $122.85 $135.78
Dentist $112.75 $113.29

Detailed Osprey Transportation Costs Vs. Florida

Item Osprey Florida
Gasoline $3.56 $3.46
Tire Balancing $63.29 $59.92

Detailed Osprey Utilities Costs Vs. Florida

Item Osprey Florida
All Electricity $149.04 $193.99
Phone $193.01 $192.25

Osprey SnackAbility

5
/10
Overall SnackAbility
Jobs
9/10
Housing
1
Affordability
1
Diversity
5
Safety
N/A
Amenities
8
Education
9.5
Commute
8

Cost Of Living In Cities Around Osprey

The cost of living varies in the cities and towns around Osprey. Here's a quick look at the cost of living in the most populous nearby places:

  • Sarasota, FL has a cost of living index of 115, 0.7x Osprey.

  • Venice, FL has a cost of living index of 114, 0.7x Osprey.

  • South Bradenton, FL has a cost of living index of 88, 0.6x Osprey.

City Population Cost Of Living Vs. Osprey
Sarasota, FL 56,218 115 0.7x
Venice, FL 26,467 114 0.7x
South Bradenton, FL 25,585 88 0.6x
Englewood, FL 19,385 104 0.7x
Bayshore Gardens, FL 18,324 93 0.6x
South Venice, FL 17,399 107 0.7x
Fruitville, FL 15,828 118 0.8x
Sarasota Springs, FL 12,669 110 0.7x
Laurel, FL 11,868 121 0.8x
Bee Ridge, FL 9,921 110 0.7x

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