What is the cost of living in Palm Coast, FL?
According to the most recent data on the cost of living, Palm Coast has an overall cost of living index of 114, which is 1.1x higher than the national index of 100.
Compared to Florida, Palm Coast has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Palm Coast ranks as #277 most affordable out of the 462 places we measured in Florida. By definition, that implies Palm Coast ranks as the #185 most expensive place in the Sunshine State.
For more reading on life in Palm Coast, check out:
Palm Coast Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Palm Coast. Here is how it fares on each of the criteria:
The Services index in Palm Coast is 103.
The Groceries index in Palm Coast is 103.
The Health index in Palm Coast is 130.
The Housing index in Palm Coast is 103.
The Transportation index in Palm Coast is 111.
The Utilities index in Palm Coast is 108.
| Living Expense | Palm Coast | Florida | National Average |
|---|---|---|---|
| Overall | 114 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 103 | 105 | 100 |
| Health | 130 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 111 | 109 | 100 |
| Utilities | 108 | 105 | 100 |
Palm Coast Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Palm Coast Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Palm Coast, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Palm Coast is $342,019.
The Median Rent in Palm Coast is $1,782.
The Median Income in Palm Coast is $77,350.
The Home Value To Income in Palm Coast is 4.4x.
The Rent To Monthly Income in Palm Coast is 0.28x.
| Statistic | Palm Coast | Florida | United States |
|---|---|---|---|
| Median Home Value | $342,019 | $375,661 | $332,700 |
| Median Rent | $1,782 | $1,669 | $1,413 |
| Median Income | $77,350 | $74,568 | $80,734 |
| Home Value To Income | 4.4x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.28x | 0.27x | 0.21x |
Palm Coast, FL Costs By Category
Detailed Palm Coast Services costs vs. Florida
| Item | Palm Coast | Florida |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $10.85 | $12.13 |
| Bowling | $15.24 | $18 |
| Haircut | $16.22 | $24.26 |
| Beauty Salon | $44.45 | $45.56 |
Detailed Palm Coast Groceries costs vs. Florida
| Item | Palm Coast | Florida |
|---|---|---|
| Ground Beef | $7.04 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.59 | $4.67 |
| Potatoes | $5.08 | $4.93 |
| Pizza | $11.04 | $12.09 |
| Beer | $10.7 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed Palm Coast Health costs vs. Florida
| Item | Palm Coast | Florida |
|---|---|---|
| Optometrist | $89.44 | $125.68 |
| Doctor | $88.17 | $135.78 |
| Dentist | $132.25 | $113.29 |
Detailed Palm Coast Transportation costs vs. Florida
| Item | Palm Coast | Florida |
|---|---|---|
| Gasoline | $3.52 | $3.46 |
| Tire Balancing | $61.64 | $59.92 |
Detailed Palm Coast Utilities costs vs. Florida
| Item | Palm Coast | Florida |
|---|---|---|
| All Electricity | $190.45 | $193.99 |
| Phone | $194.79 | $192.25 |
Palm Coast SnackAbility
Cost Of Living In Cities Around Palm Coast
The cost of living varies in the cities and towns around Palm Coast. Here's a quick look at the cost of living in the most populous nearby places:
Deltona, FL has a cost of living index of 105, 0.9x Palm Coast.
Port Orange, FL has a cost of living index of 109, 1.0x Palm Coast.
Ormond Beach, FL has a cost of living index of 109, 1.0x Palm Coast.
| City | Population | Cost Of Living | Vs. Palm Coast |
|---|---|---|---|
| Deltona, FL | 97,334 | 105 | 0.9x |
| Port Orange, FL | 64,767 | 109 | 1.0x |
| Ormond Beach, FL | 43,976 | 109 | 1.0x |
| Fruit Cove, FL | 35,877 | 130 | 1.1x |
| Fleming Island, FL | 29,766 | 117 | 1.0x |
| Edgewater, FL | 23,627 | 104 | 0.9x |
| DeBary, FL | 22,869 | 110 | 1.0x |
| Palm Valley, FL | 19,796 | 139 | 1.2x |
| St. Augustine, FL | 15,351 | 117 | 1.0x |
| South Daytona, FL | 13,543 | 101 | 0.9x |
