What is the cost of living in St. Augustine, FL?
According to the most recent data on the cost of living, St. Augustine has an overall cost of living index of 117, which is 1.2x higher than the national index of 100.
Compared to Florida, St. Augustine has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in St. Augustine ranks as #314 most affordable out of the 462 places we measured in Florida. By definition, that implies St. Augustine ranks as the #148 most expensive place in the Sunshine State.
For more reading on life in St. Augustine, check out:
St. Augustine Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in St. Augustine. Here is how it fares on each of the criteria:
The Services index in St. Augustine is 102.
The Groceries index in St. Augustine is 103.
The Health index in St. Augustine is 148.
The Housing index in St. Augustine is 100.
The Transportation index in St. Augustine is 109.
The Utilities index in St. Augustine is 110.
| Living Expense | St. Augustine | Florida | National Average |
|---|---|---|---|
| Overall | 117 | 104 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 103 | 105 | 100 |
| Health | 148 | 99 | 100 |
| Housing | 100 | 104 | 100 |
| Transportation | 109 | 109 | 100 |
| Utilities | 110 | 105 | 100 |
St. Augustine Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in St. Augustine Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
St. Augustine, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in St. Augustine is $431,116.
The Median Rent in St. Augustine is $1,653.
The Median Income in St. Augustine is $78,151.
The Home Value To Income in St. Augustine is 5.5x.
The Rent To Monthly Income in St. Augustine is 0.25x.
| Statistic | St. Augustine | Florida | United States |
|---|---|---|---|
| Median Home Value | $431,116 | $375,661 | $332,700 |
| Median Rent | $1,653 | $1,669 | $1,413 |
| Median Income | $78,151 | $74,568 | $80,734 |
| Home Value To Income | 5.5x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.27x | 0.21x |
St. Augustine, FL Costs By Category
Detailed St. Augustine Services costs vs. Florida
| Item | St. Augustine | Florida |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $12.86 | $12.13 |
| Bowling | $20.93 | $18 |
| Haircut | $20.91 | $24.26 |
| Beauty Salon | $70.33 | $45.56 |
Detailed St. Augustine Groceries costs vs. Florida
| Item | St. Augustine | Florida |
|---|---|---|
| Ground Beef | $5.34 | $5.84 |
| Fried Chicken | $1.47 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.44 | $4.93 |
| Pizza | $10.39 | $12.09 |
| Beer | $11.31 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed St. Augustine Health costs vs. Florida
| Item | St. Augustine | Florida |
|---|---|---|
| Optometrist | $86.6 | $125.68 |
| Doctor | $100.93 | $135.78 |
| Dentist | $102.03 | $113.29 |
Detailed St. Augustine Transportation costs vs. Florida
| Item | St. Augustine | Florida |
|---|---|---|
| Gasoline | $3.44 | $3.46 |
| Tire Balancing | $34.43 | $59.92 |
Detailed St. Augustine Utilities costs vs. Florida
| Item | St. Augustine | Florida |
|---|---|---|
| All Electricity | $193.67 | $193.99 |
| Phone | $194.82 | $192.25 |
St. Augustine SnackAbility
Cost Of Living In Cities Around St. Augustine
The cost of living varies in the cities and towns around St. Augustine. Here's a quick look at the cost of living in the most populous nearby places:
Ormond Beach, FL has a cost of living index of 109, 0.9x St. Augustine.
Fruit Cove, FL has a cost of living index of 130, 1.1x St. Augustine.
Lakeside, FL has a cost of living index of 102, 0.9x St. Augustine.
| City | Population | Cost Of Living | Vs. St. Augustine |
|---|---|---|---|
| Ormond Beach, FL | 43,976 | 109 | 0.9x |
| Fruit Cove, FL | 35,877 | 130 | 1.1x |
| Lakeside, FL | 32,105 | 102 | 0.9x |
| Oakleaf Plantation, FL | 32,070 | 115 | 1.0x |
| Fleming Island, FL | 29,766 | 117 | 1.0x |
| Nocatee, FL | 27,442 | 140 | 1.2x |
| Jacksonville Beach, FL | 23,654 | 133 | 1.1x |
| Palm Valley, FL | 19,796 | 139 | 1.2x |
| Bellair-Meadowbrook Terrace, FL | 14,755 | 98 | 0.8x |
| Atlantic Beach, FL | 13,363 | 136 | 1.2x |
