Safety Harbor, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Safety Harbor, FL Summary

Cost of living in Safety Harbor research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Safety Harbor is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Safety Harbor is 111, with 100 being the average.

  • The cost of living index in Safety Harbor is 1.1x higher than the national average.

  • Safety Harbor ranks as the #285 cheapest in Florida out of 459.

  • Safety Harbor ranks as the #3,765 cheapest out of 6,489 in the US.

  • The median home value in Safety Harbor is $489,784.

  • The median income in Safety Harbor is $105,813.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
111
Safety Harbor's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Safety Harbor, FL?

According to the most recent data on the cost of living, Safety Harbor has an overall cost of living index of 111, which is 1.1x higher than the national index of 100.

Compared to Florida, Safety Harbor has a cost of living index that's 1.1x higher than Florida's index of 97.

The standard of living in Safety Harbor ranks as #285 most affordable out of the 459 places we measured in Florida. By definition, that implies Safety Harbor ranks as the #174 most expensive place in the Sunshine State.

For more reading on life in Safety Harbor, check out:

285 out of 459
In Florida
3,765 out of 6,489
In America

Safety Harbor Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Safety Harbor. Here is how it fairs on each of the criteria:

  • The Services index in Safety Harbor is 94.

  • The Groceries index in Safety Harbor is 98.

  • The Health index in Safety Harbor is 94.

  • The Housing index in Safety Harbor is 151.

  • The Transportation index in Safety Harbor is 98.

  • The Utilities index in Safety Harbor is 101.

Living Expense Safety Harbor Florida National Average
Overall 111 97 100
Services 94 96 100
Groceries 98 99 100
Health 94 98 100
Housing 151 96 100
Transportation 98 97 100
Utilities 101 95 100
For more reading on cost of living around Florida, check out:
Safety Harbor Cost of Living Vs. FL

Safety Harbor, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Safety Harbor is $489,784.

  • The Median Rent in Safety Harbor is $1,719.

  • The Median Income in Safety Harbor is $105,813.

  • The Home Value To Income in Safety Harbor is 4.6x.

  • The Rent To Monthly Income in Safety Harbor is 0.19x.

Statistic Safety Harbor Florida United States
Median Home Value $489,784 $377,066 $303,400
Median Rent $1,719 $1,564 $1,348
Median Income $105,813 $71,711 $78,538
Home Value To Income 4.6x 5.3x 3.9x
Rent To Monthly Income 0.19x 0.26x 0.21x
$489,784
Median Home Value
$1,719
Median Rent
$105,813
Median Income

Safety Harbor, FL Costs By Category

Detailed Safety Harbor Services Costs Vs. Florida

Item Safety Harbor Florida
Shampoo $1.48 $1.28
Movie $8.61 $12.13
Bowling $19.67 $18
Haircut $15.67 $24.26
Beauty Salon $54.72 $45.56

Detailed Safety Harbor Groceries Costs Vs. Florida

Item Safety Harbor Florida
Ground Beef $6.06 $5.84
Fried Chicken $1.48 $1.57
Milk $4.56 $4.67
Potatoes $5.34 $4.93
Pizza $8.38 $12.09
Beer $10.69 $10.41
Toothpaste $3.67 $3.7

Detailed Safety Harbor Health Costs Vs. Florida

Item Safety Harbor Florida
Optometrist $146.67 $125.68
Doctor $122.32 $135.78
Dentist $103.33 $113.29

Detailed Safety Harbor Transportation Costs Vs. Florida

Item Safety Harbor Florida
Gasoline $3.42 $3.46
Tire Balancing $57.28 $59.92

Detailed Safety Harbor Utilities Costs Vs. Florida

Item Safety Harbor Florida
All Electricity $219.66 $193.99
Phone $194.37 $192.25

Safety Harbor SnackAbility

9
/10
Overall SnackAbility
Jobs
8/10
Housing
8.5
Affordability
6
Diversity
8
Safety
8
Amenities
9
Education
9
Commute
7

Cost Of Living In Cities Around Safety Harbor

The cost of living varies in the cities and towns around Safety Harbor. Here's a quick look at the cost of living in the most populous nearby places:

  • Clearwater, FL has a cost of living index of 105, 0.9x Safety Harbor.

  • Largo, FL has a cost of living index of 95, 0.9x Safety Harbor.

  • Palm Harbor, FL has a cost of living index of 109, 1.0x Safety Harbor.

City Population Cost Of Living Vs. Safety Harbor
Clearwater, FL 117,075 105 0.9x
Largo, FL 82,506 95 0.9x
Palm Harbor, FL 61,454 109 1.0x
Pinellas Park, FL 53,423 98 0.9x
Dunedin, FL 36,060 105 0.9x
Carrollwood, FL 35,645 110 1.0x
East Lake, FL 33,019 119 1.1x
Citrus Park, FL 28,163 113 1.0x
Lutz, FL 26,731 119 1.1x
Keystone, FL 26,723 131 1.2x

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