What is the cost of living in St. Pete Beach, FL?
According to the most recent data on the cost of living, St. Pete Beach has an overall cost of living index of 140, which is 1.4x higher than the national index of 100.
Compared to Florida, St. Pete Beach has a cost of living index that's 1.3x higher than Florida's index of 104.
The standard of living in St. Pete Beach ranks as #430 most affordable out of the 462 places we measured in Florida. By definition, that implies St. Pete Beach ranks as the #32 most expensive place in the Sunshine State.
For more reading on life in St. Pete Beach, check out:
St. Pete Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in St. Pete Beach. Here is how it fares on each of the criteria:
The Services index in St. Pete Beach is 106.
The Groceries index in St. Pete Beach is 109.
The Health index in St. Pete Beach is 221.
The Housing index in St. Pete Beach is 109.
The Transportation index in St. Pete Beach is 113.
The Utilities index in St. Pete Beach is 111.
| Living Expense | St. Pete Beach | Florida | National Average |
|---|---|---|---|
| Overall | 140 | 104 | 100 |
| Services | 106 | 101 | 100 |
| Groceries | 109 | 105 | 100 |
| Health | 221 | 99 | 100 |
| Housing | 109 | 104 | 100 |
| Transportation | 113 | 109 | 100 |
| Utilities | 111 | 105 | 100 |
St. Pete Beach Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in St. Pete Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
St. Pete Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in St. Pete Beach is $600,934.
The Median Rent in St. Pete Beach is $1,811.
The Median Income in St. Pete Beach is $114,583.
The Home Value To Income in St. Pete Beach is 5.2x.
The Rent To Monthly Income in St. Pete Beach is 0.19x.
| Statistic | St. Pete Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $600,934 | $375,661 | $332,700 |
| Median Rent | $1,811 | $1,669 | $1,413 |
| Median Income | $114,583 | $74,568 | $80,734 |
| Home Value To Income | 5.2x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.27x | 0.21x |
St. Pete Beach, FL Costs By Category
Detailed St. Pete Beach Services costs vs. Florida
| Item | St. Pete Beach | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
Detailed St. Pete Beach Groceries costs vs. Florida
| Item | St. Pete Beach | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed St. Pete Beach Health costs vs. Florida
| Item | St. Pete Beach | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
Detailed St. Pete Beach Transportation costs vs. Florida
| Item | St. Pete Beach | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
Detailed St. Pete Beach Utilities costs vs. Florida
| Item | St. Pete Beach | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
St. Pete Beach SnackAbility
Cost Of Living In Cities Around St. Pete Beach
The cost of living varies in the cities and towns around St. Pete Beach. Here's a quick look at the cost of living in the most populous nearby places:
St. Petersburg, FL has a cost of living index of 114, 0.8x St. Pete Beach.
Clearwater, FL has a cost of living index of 112, 0.8x St. Pete Beach.
Largo, FL has a cost of living index of 101, 0.7x St. Pete Beach.
| City | Population | Cost Of Living | Vs. St. Pete Beach |
|---|---|---|---|
| St. Petersburg, FL | 262,732 | 114 | 0.8x |
| Clearwater, FL | 117,247 | 112 | 0.8x |
| Largo, FL | 82,617 | 101 | 0.7x |
| Pinellas Park, FL | 53,560 | 102 | 0.7x |
| Lealman, FL | 20,567 | 96 | 0.7x |
| Seminole, FL | 19,396 | 108 | 0.8x |
| Safety Harbor, FL | 17,033 | 121 | 0.9x |
| West Lealman, FL | 14,944 | 99 | 0.7x |
| Palmetto, FL | 13,588 | 100 | 0.7x |
| Gulfport, FL | 11,734 | 113 | 0.8x |
