St. Pete Beach, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In St. Pete Beach, FL Summary

Cost of living in St. Pete Beach research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Pete Beach is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in St. Pete Beach is 132, with 100 being the average.

  • The cost of living index in St. Pete Beach is 1.3x higher than the national average.

  • St. Pete Beach ranks as the #415 cheapest in Florida out of 459.

  • St. Pete Beach ranks as the #5,080 cheapest out of 6,489 in the US.

  • The median home value in St. Pete Beach is $612,300.

  • The median income in St. Pete Beach is $108,931.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
132
St. Pete Beach's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in St. Pete Beach, FL?

According to the most recent data on the cost of living, St. Pete Beach has an overall cost of living index of 132, which is 1.3x higher than the national index of 100.

Compared to Florida, St. Pete Beach has a cost of living index that's 1.4x higher than Florida's index of 97.

The standard of living in St. Pete Beach ranks as #415 most affordable out of the 459 places we measured in Florida. By definition, that implies St. Pete Beach ranks as the #44 most expensive place in the Sunshine State.

For more reading on life in St. Pete Beach, check out:

415 out of 459
In Florida
5,080 out of 6,489
In America

St. Pete Beach Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in St. Pete Beach. Here is how it fairs on each of the criteria:

  • The Services index in St. Pete Beach is 91.

  • The Groceries index in St. Pete Beach is 101.

  • The Health index in St. Pete Beach is 94.

  • The Housing index in St. Pete Beach is 224.

  • The Transportation index in St. Pete Beach is 100.

  • The Utilities index in St. Pete Beach is 98.

Living Expense St. Pete Beach Florida National Average
Overall 132 97 100
Services 91 96 100
Groceries 101 99 100
Health 94 98 100
Housing 224 96 100
Transportation 100 97 100
Utilities 98 95 100
For more reading on cost of living around Florida, check out:
St. Pete Beach Cost of Living Vs. FL

St. Pete Beach, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in St. Pete Beach is $612,300.

  • The Median Rent in St. Pete Beach is $1,753.

  • The Median Income in St. Pete Beach is $108,931.

  • The Home Value To Income in St. Pete Beach is 5.6x.

  • The Rent To Monthly Income in St. Pete Beach is 0.19x.

Statistic St. Pete Beach Florida United States
Median Home Value $612,300 $377,066 $303,400
Median Rent $1,753 $1,564 $1,348
Median Income $108,931 $71,711 $78,538
Home Value To Income 5.6x 5.3x 3.9x
Rent To Monthly Income 0.19x 0.26x 0.21x
$612,300
Median Home Value
$1,753
Median Rent
$108,931
Median Income

St. Pete Beach, FL Costs By Category

Detailed St. Pete Beach Services Costs Vs. Florida

Item St. Pete Beach Florida
Shampoo $1.48 $1.28
Movie $8.61 $12.13
Bowling $19.67 $18
Haircut $15.67 $24.26
Beauty Salon $54.72 $45.56

Detailed St. Pete Beach Groceries Costs Vs. Florida

Item St. Pete Beach Florida
Ground Beef $6.06 $5.84
Fried Chicken $1.48 $1.57
Milk $4.56 $4.67
Potatoes $5.34 $4.93
Pizza $8.38 $12.09
Beer $10.69 $10.41
Toothpaste $3.67 $3.7

Detailed St. Pete Beach Health Costs Vs. Florida

Item St. Pete Beach Florida
Optometrist $146.67 $125.68
Doctor $122.32 $135.78
Dentist $103.33 $113.29

Detailed St. Pete Beach Transportation Costs Vs. Florida

Item St. Pete Beach Florida
Gasoline $3.42 $3.46
Tire Balancing $57.28 $59.92

Detailed St. Pete Beach Utilities Costs Vs. Florida

Item St. Pete Beach Florida
All Electricity $219.66 $193.99
Phone $194.37 $192.25

St. Pete Beach SnackAbility

8.5
/10
Overall SnackAbility
Jobs
8/10
Housing
9
Affordability
6
Diversity
6
Safety
6
Amenities
9
Education
9
Commute
6

Cost Of Living In Cities Around St. Pete Beach

The cost of living varies in the cities and towns around St. Pete Beach. Here's a quick look at the cost of living in the most populous nearby places:

  • St. Petersburg, FL has a cost of living index of 103, 0.8x St. Pete Beach.

  • Clearwater, FL has a cost of living index of 105, 0.8x St. Pete Beach.

  • Largo, FL has a cost of living index of 95, 0.7x St. Pete Beach.

City Population Cost Of Living Vs. St. Pete Beach
St. Petersburg, FL 260,646 103 0.8x
Clearwater, FL 117,075 105 0.8x
Largo, FL 82,506 95 0.7x
Pinellas Park, FL 53,423 98 0.7x
Lealman, FL 21,026 90 0.7x
Seminole, FL 19,336 105 0.8x
Safety Harbor, FL 17,040 111 0.8x
West Lealman, FL 15,560 89 0.7x
Palmetto, FL 13,449 99 0.8x
Gulfport, FL 11,735 101 0.8x

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