Cost of living in St. Pete Beach research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Pete Beach is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in St. Pete Beach is 132, with 100 being the average.
The cost of living index in St. Pete Beach is 1.3x higher than the national average.
St. Pete Beach ranks as the #415 cheapest in Florida out of 459.
St. Pete Beach ranks as the #5,080 cheapest out of 6,489 in the US.
The median home value in St. Pete Beach is $612,300.
The median income in St. Pete Beach is $108,931.
According to the most recent data on the cost of living, St. Pete Beach has an overall cost of living index of 132, which is 1.3x higher than the national index of 100.
Compared to Florida, St. Pete Beach has a cost of living index that's 1.4x higher than Florida's index of 97.
The standard of living in St. Pete Beach ranks as #415 most affordable out of the 459 places we measured in Florida. By definition, that implies St. Pete Beach ranks as the #44 most expensive place in the Sunshine State.
For more reading on life in St. Pete Beach, check out:
Six factors go into calculating the cost of living index in St. Pete Beach. Here is how it fairs on each of the criteria:
The Services index in St. Pete Beach is 91.
The Groceries index in St. Pete Beach is 101.
The Health index in St. Pete Beach is 94.
The Housing index in St. Pete Beach is 224.
The Transportation index in St. Pete Beach is 100.
The Utilities index in St. Pete Beach is 98.
| Living Expense | St. Pete Beach | Florida | National Average | |
|---|---|---|---|---|
| Overall | 132 | 97 | 100 | |
| Services | 91 | 96 | 100 | |
| Groceries | 101 | 99 | 100 | |
| Health | 94 | 98 | 100 | |
| Housing | 224 | 96 | 100 | |
| Transportation | 100 | 97 | 100 | |
| Utilities | 98 | 95 | 100 | |
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in St. Pete Beach is $612,300.
The Median Rent in St. Pete Beach is $1,753.
The Median Income in St. Pete Beach is $108,931.
The Home Value To Income in St. Pete Beach is 5.6x.
The Rent To Monthly Income in St. Pete Beach is 0.19x.
| Statistic | St. Pete Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $612,300 | $377,066 | $303,400 |
| Median Rent | $1,753 | $1,564 | $1,348 |
| Median Income | $108,931 | $71,711 | $78,538 |
| Home Value To Income | 5.6x | 5.3x | 3.9x |
| Rent To Monthly Income | 0.19x | 0.26x | 0.21x |
| Item | St. Pete Beach | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
| Item | St. Pete Beach | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
| Item | St. Pete Beach | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
| Item | St. Pete Beach | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
| Item | St. Pete Beach | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
The cost of living varies in the cities and towns around St. Pete Beach. Here's a quick look at the cost of living in the most populous nearby places:
St. Petersburg, FL has a cost of living index of 103, 0.8x St. Pete Beach.
Clearwater, FL has a cost of living index of 105, 0.8x St. Pete Beach.
Largo, FL has a cost of living index of 95, 0.7x St. Pete Beach.
| City | Population | Cost Of Living | Vs. St. Pete Beach |
|---|---|---|---|
| St. Petersburg, FL | 260,646 | 103 | 0.8x |
| Clearwater, FL | 117,075 | 105 | 0.8x |
| Largo, FL | 82,506 | 95 | 0.7x |
| Pinellas Park, FL | 53,423 | 98 | 0.7x |
| Lealman, FL | 21,026 | 90 | 0.7x |
| Seminole, FL | 19,336 | 105 | 0.8x |
| Safety Harbor, FL | 17,040 | 111 | 0.8x |
| West Lealman, FL | 15,560 | 89 | 0.7x |
| Palmetto, FL | 13,449 | 99 | 0.8x |
| Gulfport, FL | 11,735 | 101 | 0.8x |