Treasure Island, FL Cost Of Living

The latest cost of living statistics for Treasure Island. Includes statistics on rent, mortgages, healthcare, and other costs for Treasure Island compared to the state and national averages.

Cost of living in Treasure Island, Florida

Cost of living in Treasure Island research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Treasure Island is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

131 Cost of living index 1.3x higher vs US
#397 Cheapest in Florida (of 462)
#4,978 Cheapest in the U.S. (of 6,489)
$523,698 Median home value
$1,631 Median rent
$87,107 Median income
Not sure Treasure Island fits your budget? Try our place-match quiz →

What is the cost of living in Treasure Island, FL?

According to the most recent data on the cost of living, Treasure Island has an overall cost of living index of 131, which is 1.3x higher than the national index of 100.

Compared to Florida, Treasure Island has a cost of living index that's 1.3x higher than Florida's index of 104.

The standard of living in Treasure Island ranks as #397 most affordable out of the 462 places we measured in Florida. By definition, that implies Treasure Island ranks as the #65 most expensive place in the Sunshine State.

For more reading on life in Treasure Island, check out:

Treasure Island Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Treasure Island. Here is how it fares on each of the criteria:

  • The Services index in Treasure Island is 103.

  • The Groceries index in Treasure Island is 105.

  • The Health index in Treasure Island is 194.

  • The Housing index in Treasure Island is 103.

  • The Transportation index in Treasure Island is 116.

  • The Utilities index in Treasure Island is 103.

Living Expense Treasure Island Florida National Average
Overall 131 104 100
Services 103 101 100
Groceries 105 105 100
Health 194 99 100
Housing 103 104 100
Transportation 116 109 100
Utilities 103 105 100

Treasure Island Cost Of Living Compared To Florida Averages

Services
Treasure Island 103
Florida avg 101
Groceries
Treasure Island 105
Florida avg 105
Health
Treasure Island 194
Florida avg 99
Housing
Treasure Island 103
Florida avg 104
Transportation
Treasure Island 116
Florida avg 109
Utilities
Treasure Island 103
Florida avg 105

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Florida, check out:

Protect your home budget Compare home warranties in Treasure Island Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Treasure Island, FL Housing Cost Breakdown

$523,698Median Home Value
$1,631Median Rent
$87,107Median Income

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Treasure Island is $523,698.

  • The Median Rent in Treasure Island is $1,631.

  • The Median Income in Treasure Island is $87,107.

  • The Home Value To Income in Treasure Island is 6.0x.

  • The Rent To Monthly Income in Treasure Island is 0.22x.

Statistic Treasure Island Florida United States
Median Home Value $523,698 $375,661 $332,700
Median Rent $1,631 $1,669 $1,413
Median Income $87,107 $74,568 $80,734
Home Value To Income 6.0x 5.0x 4.1x
Rent To Monthly Income 0.22x 0.27x 0.21x

Treasure Island, FL Costs By Category

Detailed Treasure Island Services costs vs. Florida
Item Treasure Island Florida
Shampoo $1.48 $1.28
Movie $8.61 $12.13
Bowling $19.67 $18
Haircut $15.67 $24.26
Beauty Salon $54.72 $45.56
Detailed Treasure Island Groceries costs vs. Florida
Item Treasure Island Florida
Ground Beef $6.06 $5.84
Fried Chicken $1.48 $1.57
Milk $4.56 $4.67
Potatoes $5.34 $4.93
Pizza $8.38 $12.09
Beer $10.69 $10.41
Toothpaste $3.67 $3.7
Detailed Treasure Island Health costs vs. Florida
Item Treasure Island Florida
Optometrist $146.67 $125.68
Doctor $122.32 $135.78
Dentist $103.33 $113.29
Detailed Treasure Island Transportation costs vs. Florida
Item Treasure Island Florida
Gasoline $3.42 $3.46
Tire Balancing $57.28 $59.92
Detailed Treasure Island Utilities costs vs. Florida
Item Treasure Island Florida
All Electricity $219.66 $193.99
Phone $194.37 $192.25

Treasure Island SnackAbility

8Overall SnackAbility
Jobs 7/10
Housing 8.5/10
Affordability 5/10
Diversity 6/10
Safety 4/10
Amenities 8.5/10
Education 9/10
Commute 6/10

Cost Of Living In Cities Around Treasure Island

The cost of living varies in the cities and towns around Treasure Island. Here's a quick look at the cost of living in the most populous nearby places:

  • St. Petersburg, FL has a cost of living index of 114, 0.9x Treasure Island.

  • Clearwater, FL has a cost of living index of 112, 0.9x Treasure Island.

  • Largo, FL has a cost of living index of 101, 0.8x Treasure Island.

City Population Cost Of Living Vs. Treasure Island
St. Petersburg, FL 262,732 114 0.9x
Clearwater, FL 117,247 112 0.9x
Largo, FL 82,617 101 0.8x
Pinellas Park, FL 53,560 102 0.8x
Dunedin, FL 36,062 110 0.8x
Lealman, FL 20,567 96 0.7x
Seminole, FL 19,396 108 0.8x
Safety Harbor, FL 17,033 121 0.9x
West Lealman, FL 14,944 99 0.8x
Gulfport, FL 11,734 113 0.9x