Cumming, GA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Cumming, GA Summary

Cost of living in Cumming research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Cumming is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Georgia, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Cumming is 104, with 100 being the average.

  • The cost of living index in Cumming is 1.0x higher than the national average.

  • Cumming ranks as the #111 cheapest in Georgia out of 158.

  • Cumming ranks as the #3,063 cheapest out of 6,489 in the US.

  • The median home value in Cumming is $602,860.

  • The median income in Cumming is $79,073.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
104
Cumming's Overall Cost Of Living
1.0x
Higher Than The National Average

What is the cost of living in Cumming, GA?

According to the most recent data on the cost of living, Cumming has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.

Compared to Georgia, Cumming has a cost of living index that's 1.1x higher than Georgia's index of 91.

The standard of living in Cumming ranks as #111 most affordable out of the 158 places we measured in Georgia. By definition, that implies Cumming ranks as the #47 most expensive place in the Peach State.

For more reading on life in Cumming, check out:

111 out of 158
In Georgia
3,063 out of 6,489
In America

Cumming Cost Of Living Vs. Georgia

Six factors go into calculating the cost of living index in Cumming. Here is how it fairs on each of the criteria:

  • The Services index in Cumming is 100.

  • The Groceries index in Cumming is 102.

  • The Health index in Cumming is 111.

  • The Housing index in Cumming is 121.

  • The Transportation index in Cumming is 100.

  • The Utilities index in Cumming is 79.

Living Expense Cumming Georgia National Average
Overall 104 91 100
Services 100 99 100
Groceries 102 99 100
Health 111 100 100
Housing 121 85 100
Transportation 100 92 100
Utilities 79 86 100
For more reading on cost of living around Georgia, check out:
Cumming Cost of Living Vs. GA

Cumming, GA Housing Cost Breakdown

Housing swings affordability the most between places in Georgia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Cumming is $602,860.

  • The Median Rent in Cumming is $1,525.

  • The Median Income in Cumming is $79,073.

  • The Home Value To Income in Cumming is 7.6x.

  • The Rent To Monthly Income in Cumming is 0.23x.

Statistic Cumming Georgia United States
Median Home Value $602,860 $332,047 $303,400
Median Rent $1,525 $1,306 $1,348
Median Income $79,073 $74,664 $78,538
Home Value To Income 7.6x 4.4x 3.9x
Rent To Monthly Income 0.23x 0.21x 0.21x
$602,860
Median Home Value
$1,525
Median Rent
$79,073
Median Income

Cumming, GA Costs By Category

Detailed Cumming Services Costs Vs. Georgia

Item Cumming Georgia
Shampoo $1.33 $1.28
Movie $15.2 $12.13
Bowling $20.98 $18
Haircut $27.25 $24.26
Beauty Salon $56.36 $45.56

Detailed Cumming Groceries Costs Vs. Georgia

Item Cumming Georgia
Ground Beef $5.25 $5.84
Fried Chicken $1.61 $1.57
Milk $4.69 $4.67
Potatoes $5.32 $4.93
Pizza $11.36 $12.09
Beer $10.39 $10.41
Toothpaste $3.74 $3.7

Detailed Cumming Health Costs Vs. Georgia

Item Cumming Georgia
Optometrist $129.73 $125.68
Doctor $128.57 $135.78
Dentist $144.73 $113.29

Detailed Cumming Transportation Costs Vs. Georgia

Item Cumming Georgia
Gasoline $3.2 $3.46
Tire Balancing $69.77 $59.92

Detailed Cumming Utilities Costs Vs. Georgia

Item Cumming Georgia
All Electricity $134.81 $193.99
Phone $191.28 $192.25

Cumming SnackAbility

6
/10
Overall SnackAbility
Jobs
7/10
Housing
8
Affordability
4
Diversity
9
Safety
N/A
Amenities
7
Education
6
Commute
7

Cost Of Living In Cities Around Cumming

The cost of living varies in the cities and towns around Cumming. Here's a quick look at the cost of living in the most populous nearby places:

  • Roswell, GA has a cost of living index of 127, 1.2x Cumming.

  • Johns Creek, GA has a cost of living index of 133, 1.3x Cumming.

  • Alpharetta, GA has a cost of living index of 134, 1.3x Cumming.

City Population Cost Of Living Vs. Cumming
Roswell, GA 92,577 127 1.2x
Johns Creek, GA 82,115 133 1.3x
Alpharetta, GA 66,355 134 1.3x
Milton, GA 41,305 145 1.4x
Duluth, GA 31,958 110 1.1x
Sugar Hill, GA 25,285 108 1.0x
Suwanee, GA 21,811 121 1.2x
Buford, GA 17,611 105 1.0x
Braselton, GA 14,139 116 1.1x
Mountain Park, GA 13,102 107 1.0x

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