Cost of living in Cumming research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Cumming is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Georgia, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Cumming is 104, with 100 being the average.
The cost of living index in Cumming is 1.0x higher than the national average.
Cumming ranks as the #111 cheapest in Georgia out of 158.
Cumming ranks as the #3,063 cheapest out of 6,489 in the US.
The median home value in Cumming is $602,860.
The median income in Cumming is $79,073.
According to the most recent data on the cost of living, Cumming has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.
Compared to Georgia, Cumming has a cost of living index that's 1.1x higher than Georgia's index of 91.
The standard of living in Cumming ranks as #111 most affordable out of the 158 places we measured in Georgia. By definition, that implies Cumming ranks as the #47 most expensive place in the Peach State.
For more reading on life in Cumming, check out:
Six factors go into calculating the cost of living index in Cumming. Here is how it fairs on each of the criteria:
The Services index in Cumming is 100.
The Groceries index in Cumming is 102.
The Health index in Cumming is 111.
The Housing index in Cumming is 121.
The Transportation index in Cumming is 100.
The Utilities index in Cumming is 79.
| Living Expense | Cumming | Georgia | National Average | |
|---|---|---|---|---|
| Overall | 104 | 91 | 100 | |
| Services | 100 | 99 | 100 | |
| Groceries | 102 | 99 | 100 | |
| Health | 111 | 100 | 100 | |
| Housing | 121 | 85 | 100 | |
| Transportation | 100 | 92 | 100 | |
| Utilities | 79 | 86 | 100 | |
Housing swings affordability the most between places in Georgia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Cumming is $602,860.
The Median Rent in Cumming is $1,525.
The Median Income in Cumming is $79,073.
The Home Value To Income in Cumming is 7.6x.
The Rent To Monthly Income in Cumming is 0.23x.
The cost of living varies in the cities and towns around Cumming. Here's a quick look at the cost of living in the most populous nearby places:
Roswell, GA has a cost of living index of 127, 1.2x Cumming.
Johns Creek, GA has a cost of living index of 133, 1.3x Cumming.
Alpharetta, GA has a cost of living index of 134, 1.3x Cumming.
| City | Population | Cost Of Living | Vs. Cumming |
|---|---|---|---|
| Roswell, GA | 92,577 | 127 | 1.2x |
| Johns Creek, GA | 82,115 | 133 | 1.3x |
| Alpharetta, GA | 66,355 | 134 | 1.3x |
| Milton, GA | 41,305 | 145 | 1.4x |
| Duluth, GA | 31,958 | 110 | 1.1x |
| Sugar Hill, GA | 25,285 | 108 | 1.0x |
| Suwanee, GA | 21,811 | 121 | 1.2x |
| Buford, GA | 17,611 | 105 | 1.0x |
| Braselton, GA | 14,139 | 116 | 1.1x |
| Mountain Park, GA | 13,102 | 107 | 1.0x |