What is the cost of living in Cumming, GA?
According to the most recent data on the cost of living, Cumming has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.
Compared to Georgia, Cumming has a cost of living index that's 1.1x higher than Georgia's index of 95.
The standard of living in Cumming ranks as #106 most affordable out of the 157 places we measured in Georgia. By definition, that implies Cumming ranks as the #51 most expensive place in the Peach State.
For more reading on life in Cumming, check out:
Cumming Cost Of Living Vs. Georgia
Six factors go into calculating the cost of living index in Cumming. Here is how it fares on each of the criteria:
The Services index in Cumming is 100.
The Groceries index in Cumming is 98.
The Health index in Cumming is 127.
The Housing index in Cumming is 99.
The Transportation index in Cumming is 99.
The Utilities index in Cumming is 98.
| Living Expense | Cumming | Georgia | National Average |
|---|---|---|---|
| Overall | 105 | 95 | 100 |
| Services | 100 | 97 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 127 | 88 | 100 |
| Housing | 99 | 101 | 100 |
| Transportation | 99 | 104 | 100 |
| Utilities | 98 | 101 | 100 |
Cumming Cost Of Living Compared To Georgia Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Georgia, check out:
Protect your home budget Compare home warranties in Cumming Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cumming, GA Housing Cost Breakdown
Housing swings affordability the most between places in Georgia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cumming is $603,208.
The Median Rent in Cumming is $1,705.
The Median Income in Cumming is $85,868.
The Home Value To Income in Cumming is 7.0x.
The Rent To Monthly Income in Cumming is 0.24x.
Cumming, GA Costs By Category
Detailed Cumming Services costs vs. Georgia
Detailed Cumming Groceries costs vs. Georgia
Detailed Cumming Health costs vs. Georgia
Detailed Cumming Transportation costs vs. Georgia
Cumming SnackAbility
Cost Of Living In Cities Around Cumming
The cost of living varies in the cities and towns around Cumming. Here's a quick look at the cost of living in the most populous nearby places:
Roswell, GA has a cost of living index of 129, 1.2x Cumming.
Johns Creek, GA has a cost of living index of 132, 1.3x Cumming.
Alpharetta, GA has a cost of living index of 137, 1.3x Cumming.
| City | Population | Cost Of Living | Vs. Cumming |
|---|---|---|---|
| Roswell, GA | 92,621 | 129 | 1.2x |
| Johns Creek, GA | 81,988 | 132 | 1.3x |
| Alpharetta, GA | 66,855 | 137 | 1.3x |
| Milton, GA | 41,546 | 143 | 1.4x |
| Duluth, GA | 32,426 | 111 | 1.1x |
| Sugar Hill, GA | 26,128 | 112 | 1.1x |
| Suwanee, GA | 22,349 | 124 | 1.2x |
| Buford, GA | 17,997 | 108 | 1.0x |
| Braselton, GA | 15,178 | 119 | 1.1x |
| Mountain Park, GA | 12,850 | 110 | 1.0x |
