What is the cost of living in Carpentersville, IL?
According to the most recent data on the cost of living, Carpentersville has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.
Compared to Illinois, Carpentersville has a cost of living index that's 1.0x higher than Illinois's index of 98.
The standard of living in Carpentersville ranks as #163 most affordable out of the 336 places we measured in Illinois. By definition, that implies Carpentersville ranks as the #173 most expensive place in the Prairie State.
For more reading on life in Carpentersville, check out:
Carpentersville Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Carpentersville. Here is how it fares on each of the criteria:
The Services index in Carpentersville is 100.
The Groceries index in Carpentersville is 101.
The Health index in Carpentersville is 106.
The Housing index in Carpentersville is 100.
The Transportation index in Carpentersville is 98.
The Utilities index in Carpentersville is 99.
| Living Expense | Carpentersville | Illinois | National Average |
|---|---|---|---|
| Overall | 102 | 98 | 100 |
| Services | 100 | 99 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 106 | 96 | 100 |
| Housing | 100 | 101 | 100 |
| Transportation | 98 | 99 | 100 |
| Utilities | 99 | 101 | 100 |
Carpentersville Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Carpentersville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Carpentersville, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Carpentersville is $285,617.
The Median Rent in Carpentersville is $1,414.
The Median Income in Carpentersville is $86,917.
The Home Value To Income in Carpentersville is 3.3x.
The Rent To Monthly Income in Carpentersville is 0.2x.
| Statistic | Carpentersville | Illinois | United States |
|---|---|---|---|
| Median Home Value | $285,617 | $285,735 | $332,700 |
| Median Rent | $1,414 | $1,274 | $1,413 |
| Median Income | $86,917 | $83,390 | $80,734 |
| Home Value To Income | 3.3x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.18x | 0.21x |
Carpentersville, IL Costs By Category
Detailed Carpentersville Services costs vs. Illinois
| Item | Carpentersville | Illinois |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $17.91 | $12.13 |
| Bowling | $24.58 | $18 |
| Haircut | $33.69 | $24.26 |
| Beauty Salon | $53.44 | $45.56 |
Detailed Carpentersville Groceries costs vs. Illinois
| Item | Carpentersville | Illinois |
|---|---|---|
| Ground Beef | $5.28 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.87 | $4.67 |
| Potatoes | $4.9 | $4.93 |
| Pizza | $13.41 | $12.09 |
| Beer | $10.0 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Carpentersville Health costs vs. Illinois
| Item | Carpentersville | Illinois |
|---|---|---|
| Optometrist | $118.27 | $125.68 |
| Doctor | $167.67 | $135.78 |
| Dentist | $128.22 | $113.29 |
Detailed Carpentersville Transportation costs vs. Illinois
| Item | Carpentersville | Illinois |
|---|---|---|
| Gasoline | $3.56 | $3.46 |
| Tire Balancing | $70.87 | $59.92 |
Detailed Carpentersville Utilities costs vs. Illinois
| Item | Carpentersville | Illinois |
|---|---|---|
| All Electricity | $148.58 | $193.99 |
| Phone | $210.03 | $192.25 |
Carpentersville SnackAbility
Cost Of Living In Cities Around Carpentersville
The cost of living varies in the cities and towns around Carpentersville. Here's a quick look at the cost of living in the most populous nearby places:
Elgin, IL has a cost of living index of 105, 1.0x Carpentersville.
Arlington Heights, IL has a cost of living index of 125, 1.2x Carpentersville.
Mount Prospect, IL has a cost of living index of 121, 1.2x Carpentersville.
| City | Population | Cost Of Living | Vs. Carpentersville |
|---|---|---|---|
| Elgin, IL | 114,934 | 105 | 1.0x |
| Arlington Heights, IL | 76,005 | 125 | 1.2x |
| Mount Prospect, IL | 55,472 | 121 | 1.2x |
| Hoffman Estates, IL | 51,175 | 118 | 1.2x |
| Buffalo Grove, IL | 42,891 | 126 | 1.2x |
| Bartlett, IL | 40,501 | 119 | 1.2x |
| Algonquin, IL | 30,067 | 117 | 1.1x |
| Lake in the Hills, IL | 28,800 | 113 | 1.1x |
| Vernon Hills, IL | 26,876 | 126 | 1.2x |
| Lake Zurich, IL | 19,832 | 122 | 1.2x |
