Crystal Lake, IL Cost Of Living
Cost Of Living In Crystal Lake, IL Summary
Cost of living in Crystal Lake research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Crystal Lake is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Crystal Lake is 104, with 100 being the average.
The cost of living index in Crystal Lake is 1.0x higher than the national average.
Crystal Lake ranks as the #177 cheapest in Illinois out of 336.
Crystal Lake ranks as the #3,063 cheapest out of 6,489 in the US.
The median home value in Crystal Lake is $371,355.
The median income in Crystal Lake is $105,428.
Table Of Contents
Crystal Lake's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Crystal Lake, IL?
According to the most recent data on the cost of living, Crystal Lake has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.
Compared to Illinois, Crystal Lake has a cost of living index that's 1.1x higher than Illinois's index of 97.
The standard of living in Crystal Lake ranks as #177 most affordable out of the 336 places we measured in Illinois. By definition, that implies Crystal Lake ranks as the #159 most expensive place in the Prairie State.
For more reading on life in Crystal Lake, check out:
In Illinois
In America
Crystal Lake Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Crystal Lake. Here is how it fairs on each of the criteria:
The Services index in Crystal Lake is 90.
The Groceries index in Crystal Lake is 99.
The Health index in Crystal Lake is 102.
The Housing index in Crystal Lake is 127.
The Transportation index in Crystal Lake is 109.
The Utilities index in Crystal Lake is 89.
| Living Expense | Crystal Lake | Illinois | National Average | |
|---|---|---|---|---|
| Overall | 104 | 97 | 100 | |
| Services | 90 | 95 | 100 | |
| Groceries | 99 | 99 | 100 | |
| Health | 102 | 93 | 100 | |
| Housing | 127 | 95 | 100 | |
| Transportation | 109 | 102 | 100 | |
| Utilities | 89 | 91 | 100 | |
Crystal Lake, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Crystal Lake is $371,355.
The Median Rent in Crystal Lake is $1,431.
The Median Income in Crystal Lake is $105,428.
The Home Value To Income in Crystal Lake is 3.5x.
The Rent To Monthly Income in Crystal Lake is 0.16x.
| Statistic | Crystal Lake | Illinois | United States |
|---|---|---|---|
| Median Home Value | $371,355 | $283,508 | $303,400 |
| Median Rent | $1,431 | $1,227 | $1,348 |
| Median Income | $105,428 | $81,702 | $78,538 |
| Home Value To Income | 3.5x | 3.5x | 3.9x |
| Rent To Monthly Income | 0.16x | 0.18x | 0.21x |
Median Home Value
Median Rent
Median Income
Crystal Lake, IL Costs By Category
Detailed Crystal Lake Services Costs Vs. Illinois
| Item | Crystal Lake | Illinois |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $12.73 | $12.13 |
| Bowling | $12.67 | $18 |
| Haircut | $19.94 | $24.26 |
| Beauty Salon | $36.22 | $45.56 |
Detailed Crystal Lake Groceries Costs Vs. Illinois
| Item | Crystal Lake | Illinois |
|---|---|---|
| Ground Beef | $5.72 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.82 | $4.93 |
| Pizza | $10.99 | $12.09 |
| Beer | $9.56 | $10.41 |
| Toothpaste | $3.58 | $3.7 |
Detailed Crystal Lake Health Costs Vs. Illinois
| Item | Crystal Lake | Illinois |
|---|---|---|
| Optometrist | $79.67 | $125.68 |
| Doctor | $158.33 | $135.78 |
| Dentist | $110.16 | $113.29 |
Detailed Crystal Lake Transportation Costs Vs. Illinois
| Item | Crystal Lake | Illinois |
|---|---|---|
| Gasoline | $3.69 | $3.46 |
| Tire Balancing | $70.28 | $59.92 |
Detailed Crystal Lake Utilities Costs Vs. Illinois
| Item | Crystal Lake | Illinois |
|---|---|---|
| All Electricity | $147.39 | $193.99 |
| Phone | $198.03 | $192.25 |
Crystal Lake SnackAbility
/10
Cost Of Living In Cities Around Crystal Lake
The cost of living varies in the cities and towns around Crystal Lake. Here's a quick look at the cost of living in the most populous nearby places:
Palatine, IL has a cost of living index of 116, 1.1x Crystal Lake.
Hoffman Estates, IL has a cost of living index of 118, 1.1x Crystal Lake.
Buffalo Grove, IL has a cost of living index of 125, 1.2x Crystal Lake.
| City | Population | Cost Of Living | Vs. Crystal Lake |
|---|---|---|---|
| Palatine, IL | 66,548 | 116 | 1.1x |
| Hoffman Estates, IL | 51,186 | 118 | 1.1x |
| Buffalo Grove, IL | 42,824 | 125 | 1.2x |
| Bartlett, IL | 40,531 | 122 | 1.2x |
| Mundelein, IL | 31,632 | 114 | 1.1x |
| Algonquin, IL | 29,904 | 110 | 1.1x |
| Lake in the Hills, IL | 28,853 | 104 | 1.0x |
| Vernon Hills, IL | 26,772 | 125 | 1.2x |
| Libertyville, IL | 20,493 | 135 | 1.3x |
| Lake Zurich, IL | 19,727 | 127 | 1.2x |
