Crystal Lake, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Crystal Lake, IL Summary

Cost of living in Crystal Lake research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Crystal Lake is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Crystal Lake is 103, with 100 being the average.

  • The cost of living index in Crystal Lake is 1.0x higher than the national average.

  • Crystal Lake ranks as the #186 cheapest in Illinois out of 338.

  • Crystal Lake ranks as the #3,487 cheapest out of 6,412 in the US.

  • The median home value in Crystal Lake is $241,500.

  • The median income in Crystal Lake is $96,274.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
103
Crystal Lake's Overall Cost Of Living
1.0x
Higher Than The National Average

What is the cost of living in Crystal Lake, IL?

According to the most recent data on the cost of living, Crystal Lake has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.

Compared to Illinois, Crystal Lake has a cost of living index that's 1.1x higher than Illinois's index of 92.

The standard of living in Crystal Lake ranks as #186 most affordable out of the 338 places we measured in Illinois. By definition, that implies Crystal Lake ranks as the #152 most expensive place in the Prairie State.

For more reading on life in Crystal Lake, check out:

186 out of 338
In Illinois
3,487 out of 6,412
In America

Crystal Lake Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Crystal Lake. Here is how it fairs on each of the criteria:

  • The Services index in Crystal Lake is 96.

  • The Groceries index in Crystal Lake is 94.

  • The Health index in Crystal Lake is 110.

  • The Housing index in Crystal Lake is 112.

  • The Transportation index in Crystal Lake is 107.

  • The Utilities index in Crystal Lake is 88.

Living Expense Crystal Lake Illinois National Average
Overall 103 92 100
Services 96 95 100
Groceries 94 98 100
Health 110 96 100
Housing 112 81 100
Transportation 107 105 100
Utilities 88 90 100
For more reading on cost of living around Illinois, check out:
Crystal Lake Cost of Living Vs. IL

Crystal Lake, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Crystal Lake is $241,500.

  • The Median Rent in Crystal Lake is $1,336.

  • The Median Income in Crystal Lake is $96,274.

  • The Home Value To Income in Crystal Lake is 2.5x.

  • The Rent To Monthly Income in Crystal Lake is 0.17x.

Statistic Crystal Lake Illinois United States
Median Home Value $241,500 $212,600 $244,900
Median Rent $1,336 $1,097 $1,163
Median Income $96,274 $72,563 $69,021
Home Value To Income 2.5x 2.9x 3.5x
Rent To Monthly Income 0.17x 0.18x 0.2x
Search Homes For Sale In Crystal Lake, IL
$241,500
Median Home Value
$1,336
Median Rent
$96,274
Median Income

Crystal Lake, IL Costs By Category

Detailed Crystal Lake Services Costs Vs. Illinois

Item Crystal Lake Illinois
Shampoo $1.0 $1.06
Movie $11.76 $10.68
Bowling $12.42 $14.67
Haircut $15.8 $18.62
Beauty Salon $32.1 $39.05

Detailed Crystal Lake Groceries Costs Vs. Illinois

Item Crystal Lake Illinois
Ground Beef $3.88 $4.22
Fried Chicken $1.49 $1.39
Milk $1.57 $2.05
Potatoes $3.35 $3.29
Pizza $10.49 $10.62
Beer $8.17 $9.38
Toothpaste $2.31 $2.34

Detailed Crystal Lake Health Costs Vs. Illinois

Item Crystal Lake Illinois
Optometrist $73.81 $108.57
Doctor $162.33 $116.17
Dentist $102.11 $99.13

Detailed Crystal Lake Transportation Costs Vs. Illinois

Item Crystal Lake Illinois
Gasoline $2.39 $2.22
Tire Balancing $50.79 $50.07

Detailed Crystal Lake Utilities Costs Vs. Illinois

Item Crystal Lake Illinois
All Electricity $130.38 $167.67
Phone $191.29 $175.64

Crystal Lake SnackAbility

9
/10
Overall SnackAbility
Jobs
8/10
Housing
8.5
Affordability
8.5
Diversity
8
Safety
9
Amenities
9
Education
8.5
Commute
5

Cost Of Living In Cities Around Crystal Lake

The cost of living varies in the cities and towns around Crystal Lake. Here's a quick look at the cost of living in the most populous nearby places:

  • Palatine, IL has a cost of living index of 117, 1.1x Crystal Lake.

  • Hoffman Estates, IL has a cost of living index of 118, 1.1x Crystal Lake.

  • Buffalo Grove, IL has a cost of living index of 121, 1.2x Crystal Lake.

City Population Cost Of Living Vs. Crystal Lake
Palatine, IL 67,754 117 1.1x
Hoffman Estates, IL 52,153 118 1.1x
Buffalo Grove, IL 43,062 121 1.2x
Bartlett, IL 41,126 117 1.1x
Mundelein, IL 31,596 113 1.1x
Algonquin, IL 29,869 109 1.1x
Lake in the Hills, IL 29,024 106 1.0x
Vernon Hills, IL 26,723 126 1.2x
Libertyville, IL 20,616 134 1.3x
Lake Zurich, IL 19,807 125 1.2x

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