What is the cost of living in Geneva, IL?
According to the most recent data on the cost of living, Geneva has an overall cost of living index of 126, which is 1.3x higher than the national index of 100.
Compared to Illinois, Geneva has a cost of living index that's 1.3x higher than Illinois's index of 98.
The standard of living in Geneva ranks as #297 most affordable out of the 336 places we measured in Illinois. By definition, that implies Geneva ranks as the #39 most expensive place in the Prairie State.
For more reading on life in Geneva, check out:
Geneva Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Geneva. Here is how it fares on each of the criteria:
The Services index in Geneva is 104.
The Groceries index in Geneva is 101.
The Health index in Geneva is 186.
The Housing index in Geneva is 98.
The Transportation index in Geneva is 99.
The Utilities index in Geneva is 100.
| Living Expense | Geneva | Illinois | National Average |
|---|---|---|---|
| Overall | 126 | 98 | 100 |
| Services | 104 | 99 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 186 | 96 | 100 |
| Housing | 98 | 101 | 100 |
| Transportation | 99 | 99 | 100 |
| Utilities | 100 | 101 | 100 |
Geneva Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Geneva Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Geneva, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Geneva is $532,206.
The Median Rent in Geneva is $1,768.
The Median Income in Geneva is $144,341.
The Home Value To Income in Geneva is 3.7x.
The Rent To Monthly Income in Geneva is 0.15x.
Geneva, IL Costs By Category
Detailed Geneva Services costs vs. Illinois
Detailed Geneva Groceries costs vs. Illinois
Detailed Geneva Health costs vs. Illinois
Detailed Geneva Transportation costs vs. Illinois
Geneva SnackAbility
Cost Of Living In Cities Around Geneva
The cost of living varies in the cities and towns around Geneva. Here's a quick look at the cost of living in the most populous nearby places:
Naperville, IL has a cost of living index of 133, 1.1x Geneva.
Wheaton, IL has a cost of living index of 127, 1.0x Geneva.
Hoffman Estates, IL has a cost of living index of 118, 0.9x Geneva.
| City | Population | Cost Of Living | Vs. Geneva |
|---|---|---|---|
| Naperville, IL | 150,692 | 133 | 1.1x |
| Wheaton, IL | 53,557 | 127 | 1.0x |
| Hoffman Estates, IL | 51,175 | 118 | 0.9x |
| Elmhurst, IL | 45,671 | 134 | 1.1x |
| Bartlett, IL | 40,501 | 119 | 0.9x |
| St. Charles, IL | 32,854 | 118 | 0.9x |
| Glen Ellyn, IL | 28,390 | 137 | 1.1x |
| Batavia, IL | 27,151 | 118 | 0.9x |
| West Chicago, IL | 25,395 | 108 | 0.9x |
| South Elgin, IL | 24,217 | 113 | 0.9x |
