What is the cost of living in Gilberts, IL?
According to the most recent data on the cost of living, Gilberts has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.
Compared to Illinois, Gilberts has a cost of living index that's 1.2x higher than Illinois's index of 98.
The standard of living in Gilberts ranks as #280 most affordable out of the 336 places we measured in Illinois. By definition, that implies Gilberts ranks as the #56 most expensive place in the Prairie State.
For more reading on life in Gilberts, check out:
Gilberts Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Gilberts. Here is how it fares on each of the criteria:
The Services index in Gilberts is 97.
The Groceries index in Gilberts is 103.
The Health index in Gilberts is 168.
The Housing index in Gilberts is 100.
The Transportation index in Gilberts is 98.
The Utilities index in Gilberts is 101.
| Living Expense | Gilberts | Illinois | National Average |
|---|---|---|---|
| Overall | 120 | 98 | 100 |
| Services | 97 | 99 | 100 |
| Groceries | 103 | 99 | 100 |
| Health | 168 | 96 | 100 |
| Housing | 100 | 101 | 100 |
| Transportation | 98 | 99 | 100 |
| Utilities | 101 | 101 | 100 |
Gilberts Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Gilberts Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Gilberts, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Gilberts is $409,640.
The Median Rent in Gilberts is $1,901.
The Median Income in Gilberts is $146,333.
The Home Value To Income in Gilberts is 2.8x.
The Rent To Monthly Income in Gilberts is 0.16x.
Gilberts, IL Costs By Category
Detailed Gilberts Services costs vs. Illinois
Detailed Gilberts Groceries costs vs. Illinois
Detailed Gilberts Health costs vs. Illinois
Detailed Gilberts Transportation costs vs. Illinois
Gilberts SnackAbility
Cost Of Living In Cities Around Gilberts
The cost of living varies in the cities and towns around Gilberts. Here's a quick look at the cost of living in the most populous nearby places:
Elgin, IL has a cost of living index of 105, 0.9x Gilberts.
Arlington Heights, IL has a cost of living index of 125, 1.0x Gilberts.
Palatine, IL has a cost of living index of 113, 0.9x Gilberts.
| City | Population | Cost Of Living | Vs. Gilberts |
|---|---|---|---|
| Elgin, IL | 114,934 | 105 | 0.9x |
| Arlington Heights, IL | 76,005 | 125 | 1.0x |
| Palatine, IL | 66,293 | 113 | 0.9x |
| Hoffman Estates, IL | 51,175 | 118 | 1.0x |
| Bartlett, IL | 40,501 | 119 | 1.0x |
| Carol Stream, IL | 39,460 | 112 | 0.9x |
| Carpentersville, IL | 37,346 | 102 | 0.8x |
| Algonquin, IL | 30,067 | 117 | 1.0x |
| Lake in the Hills, IL | 28,800 | 113 | 0.9x |
| Huntley, IL | 28,005 | 111 | 0.9x |
