What is the cost of living in Lake Holiday, IL?
According to the most recent data on the cost of living, Lake Holiday has an overall cost of living index of 108, which is 1.1x higher than the national index of 100.
Compared to Illinois, Lake Holiday has a cost of living index that's 1.1x higher than Illinois's index of 98.
The standard of living in Lake Holiday ranks as #210 most affordable out of the 336 places we measured in Illinois. By definition, that implies Lake Holiday ranks as the #126 most expensive place in the Prairie State.
For more reading on life in Lake Holiday, check out:
Lake Holiday Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Lake Holiday. Here is how it fares on each of the criteria:
The Services index in Lake Holiday is 99.
The Groceries index in Lake Holiday is 99.
The Health index in Lake Holiday is 123.
The Housing index in Lake Holiday is 101.
The Transportation index in Lake Holiday is 104.
The Utilities index in Lake Holiday is 96.
| Living Expense | Lake Holiday | Illinois | National Average |
|---|---|---|---|
| Overall | 108 | 98 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 123 | 96 | 100 |
| Housing | 101 | 101 | 100 |
| Transportation | 104 | 99 | 100 |
| Utilities | 96 | 101 | 100 |
Lake Holiday Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Lake Holiday Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lake Holiday, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lake Holiday is $278,247.
The Median Rent in Lake Holiday is $1,496.
The Median Income in Lake Holiday is $107,875.
The Home Value To Income in Lake Holiday is 2.6x.
The Rent To Monthly Income in Lake Holiday is 0.17x.
| Statistic | Lake Holiday | Illinois | United States |
|---|---|---|---|
| Median Home Value | $278,247 | $285,735 | $332,700 |
| Median Rent | $1,496 | $1,274 | $1,413 |
| Median Income | $107,875 | $83,390 | $80,734 |
| Home Value To Income | 2.6x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.18x | 0.21x |
Lake Holiday, IL Costs By Category
Detailed Lake Holiday Services costs vs. Illinois
| Item | Lake Holiday | Illinois |
|---|---|---|
| Shampoo | $1.32 | $1.28 |
| Movie | $9.99 | $12.13 |
| Bowling | $16.0 | $18 |
| Haircut | $19.72 | $24.26 |
| Beauty Salon | $37.22 | $45.56 |
Detailed Lake Holiday Groceries costs vs. Illinois
| Item | Lake Holiday | Illinois |
|---|---|---|
| Ground Beef | $5.94 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $5.08 | $4.93 |
| Pizza | $10.69 | $12.09 |
| Beer | $9.61 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Lake Holiday Health costs vs. Illinois
| Item | Lake Holiday | Illinois |
|---|---|---|
| Optometrist | $86.67 | $125.68 |
| Doctor | $110.0 | $135.78 |
| Dentist | $82.0 | $113.29 |
Detailed Lake Holiday Transportation costs vs. Illinois
| Item | Lake Holiday | Illinois |
|---|---|---|
| Gasoline | $3.52 | $3.46 |
| Tire Balancing | $45.0 | $59.92 |
Detailed Lake Holiday Utilities costs vs. Illinois
| Item | Lake Holiday | Illinois |
|---|---|---|
| All Electricity | $156.87 | $193.99 |
| Phone | $198.03 | $192.25 |
Lake Holiday SnackAbility
Cost Of Living In Cities Around Lake Holiday
The cost of living varies in the cities and towns around Lake Holiday. Here's a quick look at the cost of living in the most populous nearby places:
Oswego, IL has a cost of living index of 112, 1.0x Lake Holiday.
Yorkville, IL has a cost of living index of 113, 1.0x Lake Holiday.
Montgomery, IL has a cost of living index of 107, 1.0x Lake Holiday.
| City | Population | Cost Of Living | Vs. Lake Holiday |
|---|---|---|---|
| Oswego, IL | 36,375 | 112 | 1.0x |
| Yorkville, IL | 23,617 | 113 | 1.0x |
| Montgomery, IL | 21,515 | 107 | 1.0x |
| Plano, IL | 12,203 | 103 | 1.0x |
| Sugar Grove, IL | 9,240 | 118 | 1.1x |
| Boulder Hill, IL | 8,989 | 105 | 1.0x |
| Sandwich, IL | 7,219 | 97 | 0.9x |
