What is the cost of living in Plano, IL?
According to the most recent data on the cost of living, Plano has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to Illinois, Plano has a cost of living index that's 1.1x higher than Illinois's index of 98.
The standard of living in Plano ranks as #173 most affordable out of the 336 places we measured in Illinois. By definition, that implies Plano ranks as the #163 most expensive place in the Prairie State.
For more reading on life in Plano, check out:
Plano Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Plano. Here is how it fares on each of the criteria:
The Services index in Plano is 98.
The Groceries index in Plano is 98.
The Health index in Plano is 112.
The Housing index in Plano is 103.
The Transportation index in Plano is 101.
The Utilities index in Plano is 96.
| Living Expense | Plano | Illinois | National Average |
|---|---|---|---|
| Overall | 103 | 98 | 100 |
| Services | 98 | 99 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 112 | 96 | 100 |
| Housing | 103 | 101 | 100 |
| Transportation | 101 | 99 | 100 |
| Utilities | 96 | 101 | 100 |
Plano Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Plano Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Plano, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Plano is $304,556.
The Median Rent in Plano is $1,686.
The Median Income in Plano is $86,271.
The Home Value To Income in Plano is 3.5x.
The Rent To Monthly Income in Plano is 0.23x.
Plano, IL Costs By Category
Detailed Plano Services costs vs. Illinois
Detailed Plano Groceries costs vs. Illinois
Detailed Plano Health costs vs. Illinois
Detailed Plano Transportation costs vs. Illinois
Plano SnackAbility
Cost Of Living In Cities Around Plano
The cost of living varies in the cities and towns around Plano. Here's a quick look at the cost of living in the most populous nearby places:
Naperville, IL has a cost of living index of 133, 1.3x Plano.
Plainfield, IL has a cost of living index of 126, 1.2x Plano.
Oswego, IL has a cost of living index of 112, 1.1x Plano.
| City | Population | Cost Of Living | Vs. Plano |
|---|---|---|---|
| Naperville, IL | 150,692 | 133 | 1.3x |
| Plainfield, IL | 46,708 | 126 | 1.2x |
| Oswego, IL | 36,375 | 112 | 1.1x |
| Batavia, IL | 27,151 | 118 | 1.1x |
| Yorkville, IL | 23,617 | 113 | 1.1x |
| Montgomery, IL | 21,515 | 107 | 1.0x |
| Geneva, IL | 21,258 | 126 | 1.2x |
| Shorewood, IL | 18,343 | 120 | 1.2x |
| Sugar Grove, IL | 9,240 | 118 | 1.1x |
| Boulder Hill, IL | 8,989 | 105 | 1.0x |
