What is the cost of living in Mattoon, IL?
According to the most recent data on the cost of living, Mattoon has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Illinois, Mattoon has a cost of living index that's 0.9x lower than Illinois's index of 98.
The standard of living in Mattoon ranks as #27 most affordable out of the 336 places we measured in Illinois. By definition, that implies Mattoon ranks as the #309 most expensive place in the Prairie State.
For more reading on life in Mattoon, check out:
Mattoon Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Mattoon. Here is how it fares on each of the criteria:
The Services index in Mattoon is 99.
The Groceries index in Mattoon is 100.
The Health index in Mattoon is 53.
The Housing index in Mattoon is 98.
The Transportation index in Mattoon is 99.
The Utilities index in Mattoon is 92.
| Living Expense | Mattoon | Illinois | National Average |
|---|---|---|---|
| Overall | 85 | 98 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 53 | 96 | 100 |
| Housing | 98 | 101 | 100 |
| Transportation | 99 | 99 | 100 |
| Utilities | 92 | 101 | 100 |
Mattoon Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Mattoon Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Mattoon, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mattoon is $123,516.
The Median Rent in Mattoon is $740.
The Median Income in Mattoon is $51,597.
The Home Value To Income in Mattoon is 2.4x.
The Rent To Monthly Income in Mattoon is 0.17x.
Mattoon, IL Costs By Category
Detailed Mattoon Services costs vs. Illinois
Detailed Mattoon Groceries costs vs. Illinois
Detailed Mattoon Health costs vs. Illinois
Detailed Mattoon Transportation costs vs. Illinois
Mattoon SnackAbility
Cost Of Living In Cities Around Mattoon
The cost of living varies in the cities and towns around Mattoon. Here's a quick look at the cost of living in the most populous nearby places:
Champaign, IL has a cost of living index of 97, 1.1x Mattoon.
Urbana, IL has a cost of living index of 96, 1.1x Mattoon.
Charleston, IL has a cost of living index of 85, 1.0x Mattoon.
| City | Population | Cost Of Living | Vs. Mattoon |
|---|---|---|---|
| Champaign, IL | 89,996 | 97 | 1.1x |
| Urbana, IL | 39,341 | 96 | 1.1x |
| Charleston, IL | 17,062 | 85 | 1.0x |
| Effingham, IL | 12,342 | 91 | 1.1x |
| Mahomet, IL | 10,049 | 107 | 1.3x |
| Savoy, IL | 8,968 | 107 | 1.3x |
| Monticello, IL | 6,304 | 97 | 1.1x |
| Mount Zion, IL | 5,660 | 92 | 1.1x |
| Pana, IL | 5,217 | 84 | 1.0x |
