Mattoon, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-23

Cost Of Living In Mattoon, IL Summary

Cost of living in Mattoon research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Mattoon is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Mattoon is 78, with 100 being the average.

  • The cost of living index in Mattoon is 0.8x lower than the national average.

  • Mattoon ranks as the #7 cheapest in Illinois out of 336.

  • Mattoon ranks as the #46 cheapest out of 6,489 in the US.

  • The median home value in Mattoon is $120,467.

  • The median income in Mattoon is $47,308.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
78
Mattoon's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Mattoon, IL?

According to the most recent data on the cost of living, Mattoon has an overall cost of living index of 78, which is 0.8x lower than the national index of 100.

Compared to Illinois, Mattoon has a cost of living index that's 0.8x lower than Illinois's index of 98.

The standard of living in Mattoon ranks as #7 most affordable out of the 336 places we measured in Illinois. By definition, that implies Mattoon ranks as the #329 most expensive place in the Prairie State.

For more reading on life in Mattoon, check out:

7 out of 336
In Illinois
46 out of 6,489
In America

Mattoon Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Mattoon. Here is how it fairs on each of the criteria:

  • The Services index in Mattoon is 84.

  • The Groceries index in Mattoon is 94.

  • The Health index in Mattoon is 82.

  • The Housing index in Mattoon is 53.

  • The Transportation index in Mattoon is 96.

  • The Utilities index in Mattoon is 91.

Living Expense Mattoon Illinois National Average
Overall 78 98 100
Services 84 95 100
Groceries 94 99 100
Health 82 96 100
Housing 53 94 100
Transportation 96 101 100
Utilities 91 87 100
For more reading on cost of living around Illinois, check out:
Mattoon Cost of Living Vs. IL

Mattoon, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Mattoon is $120,467.

  • The Median Rent in Mattoon is $764.

  • The Median Income in Mattoon is $47,308.

  • The Home Value To Income in Mattoon is 2.5x.

  • The Rent To Monthly Income in Mattoon is 0.19x.

Statistic Mattoon Illinois United States
Median Home Value $120,467 $283,508 $303,400
Median Rent $764 $1,227 $1,348
Median Income $47,308 $81,702 $78,538
Home Value To Income 2.5x 3.5x 3.9x
Rent To Monthly Income 0.19x 0.18x 0.21x
$120,467
Median Home Value
$764
Median Rent
$47,308
Median Income

Mattoon, IL Costs By Category

Detailed Mattoon Services Costs Vs. Illinois

Item Mattoon Illinois
Shampoo $1.22 $1.28
Movie $14.03 $12.13
Bowling $15.58 $18.0
Haircut $35.5 $24.26
Beauty Salon $44.28 $45.56

Detailed Mattoon Groceries Costs Vs. Illinois

Item Mattoon Illinois
Ground Beef $5.86 $5.84
Fried Chicken $1.38 $1.57
Milk $4.69 $4.67
Potatoes $5.11 $4.93
Pizza $13.74 $12.09
Beer $10.08 $10.41
Toothpaste $3.85 $3.7

Detailed Mattoon Health Costs Vs. Illinois

Item Mattoon Illinois
Optometrist $117.14 $125.68
Doctor $149.89 $135.78
Dentist $110.0 $113.29

Detailed Mattoon Transportation Costs Vs. Illinois

Item Mattoon Illinois
Gasoline $4.03 $3.46
Tire Balancing $64.1 $59.92

Detailed Mattoon Utilities Costs Vs. Illinois

Item Mattoon Illinois
All Electricity $126.6 $193.99
Phone $198.23 $192.25

Mattoon SnackAbility

6
/10
Overall SnackAbility
Jobs
4/10
Housing
4
Affordability
8.5
Diversity
4
Safety
8
Amenities
8.5
Education
7
Commute
9

Cost Of Living In Cities Around Mattoon

The cost of living varies in the cities and towns around Mattoon. Here's a quick look at the cost of living in the most populous nearby places:

  • Champaign, IL has a cost of living index of 95, 1.2x Mattoon.

  • Urbana, IL has a cost of living index of 91, 1.2x Mattoon.

  • Charleston, IL has a cost of living index of 92, 1.2x Mattoon.

City Population Cost Of Living Vs. Mattoon
Champaign, IL 88,822 95 1.2x
Urbana, IL 38,447 91 1.2x
Charleston, IL 17,212 92 1.2x
Effingham, IL 12,258 85 1.1x
Mahomet, IL 9,755 104 1.3x
Savoy, IL 8,807 105 1.3x
Monticello, IL 6,332 99 1.3x
Mount Zion, IL 6,076 84 1.1x
Pana, IL 5,277 74 0.9x

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