What is the cost of living in Normal, IL?
According to the most recent data on the cost of living, Normal has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.
Compared to Illinois, Normal has a cost of living index that's 1.0x lower than Illinois's index of 98.
The standard of living in Normal ranks as #114 most affordable out of the 336 places we measured in Illinois. By definition, that implies Normal ranks as the #222 most expensive place in the Prairie State.
For more reading on life in Normal, check out:
Normal Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Normal. Here is how it fares on each of the criteria:
The Services index in Normal is 97.
The Groceries index in Normal is 100.
The Health index in Normal is 95.
The Housing index in Normal is 96.
The Transportation index in Normal is 98.
The Utilities index in Normal is 96.
| Living Expense | Normal | Illinois | National Average |
|---|---|---|---|
| Overall | 96 | 98 | 100 |
| Services | 97 | 99 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 95 | 96 | 100 |
| Housing | 96 | 101 | 100 |
| Transportation | 98 | 99 | 100 |
| Utilities | 96 | 101 | 100 |
Normal Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Normal Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Normal, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Normal is $258,061.
The Median Rent in Normal is $965.
The Median Income in Normal is $64,785.
The Home Value To Income in Normal is 4.0x.
The Rent To Monthly Income in Normal is 0.18x.
Normal, IL Costs By Category
Detailed Normal Services costs vs. Illinois
Detailed Normal Groceries costs vs. Illinois
Detailed Normal Health costs vs. Illinois
Detailed Normal Transportation costs vs. Illinois
Normal SnackAbility
Cost Of Living In Cities Around Normal
The cost of living varies in the cities and towns around Normal. Here's a quick look at the cost of living in the most populous nearby places:
Champaign, IL has a cost of living index of 97, 1.0x Normal.
Bloomington, IL has a cost of living index of 95, 1.0x Normal.
East Peoria, IL has a cost of living index of 93, 1.0x Normal.
| City | Population | Cost Of Living | Vs. Normal |
|---|---|---|---|
| Champaign, IL | 89,996 | 97 | 1.0x |
| Bloomington, IL | 78,907 | 95 | 1.0x |
| East Peoria, IL | 22,324 | 93 | 1.0x |
| Morton, IL | 16,595 | 103 | 1.1x |
| Washington, IL | 15,919 | 102 | 1.1x |
| Rantoul, IL | 12,421 | 88 | 0.9x |
| Mahomet, IL | 10,049 | 107 | 1.1x |
| Monticello, IL | 6,304 | 97 | 1.0x |
| Chillicothe, IL | 5,900 | 93 | 1.0x |
| Eureka, IL | 5,007 | 89 | 0.9x |
