What is the cost of living in Pontoon Beach, IL?
According to the most recent data on the cost of living, Pontoon Beach has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Illinois, Pontoon Beach has a cost of living index that's 0.9x lower than Illinois's index of 98.
The standard of living in Pontoon Beach ranks as #61 most affordable out of the 336 places we measured in Illinois. By definition, that implies Pontoon Beach ranks as the #275 most expensive place in the Prairie State.
For more reading on life in Pontoon Beach, check out:
Pontoon Beach Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Pontoon Beach. Here is how it fares on each of the criteria:
The Services index in Pontoon Beach is 95.
The Groceries index in Pontoon Beach is 96.
The Health index in Pontoon Beach is 69.
The Housing index in Pontoon Beach is 96.
The Transportation index in Pontoon Beach is 97.
The Utilities index in Pontoon Beach is 95.
| Living Expense | Pontoon Beach | Illinois | National Average |
|---|---|---|---|
| Overall | 89 | 98 | 100 |
| Services | 95 | 99 | 100 |
| Groceries | 96 | 99 | 100 |
| Health | 69 | 96 | 100 |
| Housing | 96 | 101 | 100 |
| Transportation | 97 | 99 | 100 |
| Utilities | 95 | 101 | 100 |
Pontoon Beach Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Pontoon Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Pontoon Beach, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pontoon Beach is $187,320.
The Median Rent in Pontoon Beach is $1,277.
The Median Income in Pontoon Beach is $62,861.
The Home Value To Income in Pontoon Beach is 3.0x.
The Rent To Monthly Income in Pontoon Beach is 0.24x.
| Statistic | Pontoon Beach | Illinois | United States |
|---|---|---|---|
| Median Home Value | $187,320 | $285,735 | $332,700 |
| Median Rent | $1,277 | $1,274 | $1,413 |
| Median Income | $62,861 | $83,390 | $80,734 |
| Home Value To Income | 3.0x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.18x | 0.21x |
Pontoon Beach, IL Costs By Category
Detailed Pontoon Beach Services costs vs. Illinois
| Item | Pontoon Beach | Illinois |
|---|---|---|
| Shampoo | $1.11 | $1.28 |
| Movie | $11.28 | $12.13 |
| Bowling | $16.92 | $18 |
| Haircut | $21.19 | $24.26 |
| Beauty Salon | $40.57 | $45.56 |
Detailed Pontoon Beach Groceries costs vs. Illinois
| Item | Pontoon Beach | Illinois |
|---|---|---|
| Ground Beef | $6.4 | $5.84 |
| Fried Chicken | $1.36 | $1.57 |
| Milk | $4.5 | $4.67 |
| Potatoes | $5.28 | $4.93 |
| Pizza | $10.84 | $12.09 |
| Beer | $9.47 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Pontoon Beach Health costs vs. Illinois
| Item | Pontoon Beach | Illinois |
|---|---|---|
| Optometrist | $125.72 | $125.68 |
| Doctor | $124.51 | $135.78 |
| Dentist | $100.78 | $113.29 |
Detailed Pontoon Beach Transportation costs vs. Illinois
| Item | Pontoon Beach | Illinois |
|---|---|---|
| Gasoline | $3.2 | $3.46 |
| Tire Balancing | $50.0 | $59.92 |
Detailed Pontoon Beach Utilities costs vs. Illinois
| Item | Pontoon Beach | Illinois |
|---|---|---|
| All Electricity | $133.84 | $193.99 |
| Phone | $188.69 | $192.25 |
Pontoon Beach SnackAbility
Cost Of Living In Cities Around Pontoon Beach
The cost of living varies in the cities and towns around Pontoon Beach. Here's a quick look at the cost of living in the most populous nearby places:
O'Fallon, IL has a cost of living index of 107, 1.2x Pontoon Beach.
Edwardsville, IL has a cost of living index of 104, 1.2x Pontoon Beach.
Collinsville, IL has a cost of living index of 91, 1.0x Pontoon Beach.
| City | Population | Cost Of Living | Vs. Pontoon Beach |
|---|---|---|---|
| O'Fallon, IL | 32,262 | 107 | 1.2x |
| Edwardsville, IL | 26,474 | 104 | 1.2x |
| Collinsville, IL | 24,031 | 91 | 1.0x |
| Godfrey, IL | 17,712 | 94 | 1.1x |
| Swansea, IL | 14,710 | 100 | 1.1x |
| Shiloh, IL | 14,572 | 104 | 1.2x |
| Glen Carbon, IL | 13,977 | 106 | 1.2x |
| Troy, IL | 11,647 | 102 | 1.1x |
| Columbia, IL | 11,127 | 103 | 1.2x |
| Bethalto, IL | 9,239 | 91 | 1.0x |
