Pontoon Beach, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Pontoon Beach, IL Summary

Cost of living in Pontoon Beach research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Pontoon Beach is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Pontoon Beach is 88, with 100 being the average.

  • The cost of living index in Pontoon Beach is 0.9x lower than the national average.

  • Pontoon Beach ranks as the #70 cheapest in Illinois out of 336.

  • Pontoon Beach ranks as the #912 cheapest out of 6,489 in the US.

  • The median home value in Pontoon Beach is $187,872.

  • The median income in Pontoon Beach is $59,375.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
88
Pontoon Beach's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Pontoon Beach, IL?

According to the most recent data on the cost of living, Pontoon Beach has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.

Compared to Illinois, Pontoon Beach has a cost of living index that's 0.9x lower than Illinois's index of 97.

The standard of living in Pontoon Beach ranks as #70 most affordable out of the 336 places we measured in Illinois. By definition, that implies Pontoon Beach ranks as the #266 most expensive place in the Prairie State.

For more reading on life in Pontoon Beach, check out:

70 out of 336
In Illinois
912 out of 6,489
In America

Pontoon Beach Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Pontoon Beach. Here is how it fairs on each of the criteria:

  • The Services index in Pontoon Beach is 90.

  • The Groceries index in Pontoon Beach is 98.

  • The Health index in Pontoon Beach is 90.

  • The Housing index in Pontoon Beach is 71.

  • The Transportation index in Pontoon Beach is 95.

  • The Utilities index in Pontoon Beach is 101.

Living Expense Pontoon Beach Illinois National Average
Overall 88 97 100
Services 90 95 100
Groceries 98 99 100
Health 90 93 100
Housing 71 95 100
Transportation 95 102 100
Utilities 101 91 100
For more reading on cost of living around Illinois, check out:
Pontoon Beach Cost of Living Vs. IL

Pontoon Beach, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Pontoon Beach is $187,872.

  • The Median Rent in Pontoon Beach is $1,117.

  • The Median Income in Pontoon Beach is $59,375.

  • The Home Value To Income in Pontoon Beach is 3.2x.

  • The Rent To Monthly Income in Pontoon Beach is 0.23x.

Statistic Pontoon Beach Illinois United States
Median Home Value $187,872 $283,508 $303,400
Median Rent $1,117 $1,227 $1,348
Median Income $59,375 $81,702 $78,538
Home Value To Income 3.2x 3.5x 3.9x
Rent To Monthly Income 0.23x 0.18x 0.21x
$187,872
Median Home Value
$1,117
Median Rent
$59,375
Median Income

Pontoon Beach, IL Costs By Category

Detailed Pontoon Beach Services Costs Vs. Illinois

Item Pontoon Beach Illinois
Shampoo $1.11 $1.28
Movie $11.28 $12.13
Bowling $16.92 $18
Haircut $21.19 $24.26
Beauty Salon $40.57 $45.56

Detailed Pontoon Beach Groceries Costs Vs. Illinois

Item Pontoon Beach Illinois
Ground Beef $6.4 $5.84
Fried Chicken $1.36 $1.57
Milk $4.5 $4.67
Potatoes $5.28 $4.93
Pizza $10.84 $12.09
Beer $9.47 $10.41
Toothpaste $3.75 $3.7

Detailed Pontoon Beach Health Costs Vs. Illinois

Item Pontoon Beach Illinois
Optometrist $125.72 $125.68
Doctor $124.51 $135.78
Dentist $100.78 $113.29

Detailed Pontoon Beach Transportation Costs Vs. Illinois

Item Pontoon Beach Illinois
Gasoline $3.2 $3.46
Tire Balancing $50.0 $59.92

Detailed Pontoon Beach Utilities Costs Vs. Illinois

Item Pontoon Beach Illinois
All Electricity $133.84 $193.99
Phone $188.69 $192.25

Pontoon Beach SnackAbility

5
/10
Overall SnackAbility
Jobs
8/10
Housing
6
Affordability
8.5
Diversity
8
Safety
N/A
Amenities
6
Education
5
Commute
8

Cost Of Living In Cities Around Pontoon Beach

The cost of living varies in the cities and towns around Pontoon Beach. Here's a quick look at the cost of living in the most populous nearby places:

  • O'Fallon, IL has a cost of living index of 102, 1.2x Pontoon Beach.

  • Edwardsville, IL has a cost of living index of 100, 1.1x Pontoon Beach.

  • Collinsville, IL has a cost of living index of 89, 1.0x Pontoon Beach.

City Population Cost Of Living Vs. Pontoon Beach
O'Fallon, IL 32,139 102 1.2x
Edwardsville, IL 26,543 100 1.1x
Collinsville, IL 24,126 89 1.0x
Godfrey, IL 17,743 94 1.1x
Swansea, IL 14,603 93 1.1x
Shiloh, IL 14,109 101 1.1x
Glen Carbon, IL 13,521 102 1.2x
Columbia, IL 11,063 99 1.1x
Troy, IL 10,889 94 1.1x
Bethalto, IL 9,244 89 1.0x

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