What is the cost of living in Winona Lake, IN?
According to the most recent data on the cost of living, Winona Lake has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Indiana, Winona Lake has a cost of living index that's 1.1x higher than Indiana's index of 90.
The standard of living in Winona Lake ranks as #93 most affordable out of the 129 places we measured in Indiana. By definition, that implies Winona Lake ranks as the #36 most expensive place in the Hoosier State.
For more reading on life in Winona Lake, check out:
Winona Lake Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Winona Lake. Here is how it fares on each of the criteria:
The Services index in Winona Lake is 96.
The Groceries index in Winona Lake is 97.
The Health index in Winona Lake is 88.
The Housing index in Winona Lake is 95.
The Transportation index in Winona Lake is 99.
The Utilities index in Winona Lake is 93.
| Living Expense | Winona Lake | Indiana | National Average |
|---|---|---|---|
| Overall | 95 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 97 | 95 | 100 |
| Health | 88 | 72 | 100 |
| Housing | 95 | 98 | 100 |
| Transportation | 99 | 94 | 100 |
| Utilities | 93 | 96 | 100 |
Winona Lake Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Winona Lake Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Winona Lake, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Winona Lake is $297,378.
The Median Rent in Winona Lake is $1,132.
The Median Income in Winona Lake is $82,188.
The Home Value To Income in Winona Lake is 3.6x.
The Rent To Monthly Income in Winona Lake is 0.17x.
| Statistic | Winona Lake | Indiana | United States |
|---|---|---|---|
| Median Home Value | $297,378 | $254,121 | $332,700 |
| Median Rent | $1,132 | $1,062 | $1,413 |
| Median Income | $82,188 | $71,957 | $80,734 |
| Home Value To Income | 3.6x | 3.5x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.18x | 0.21x |
Winona Lake, IN Costs By Category
Detailed Winona Lake Services costs vs. Indiana
| Item | Winona Lake | Indiana |
|---|---|---|
| Shampoo | $1.32 | $1.28 |
| Movie | $12.75 | $12.13 |
| Bowling | $16.72 | $18 |
| Haircut | $26.22 | $24.26 |
| Beauty Salon | $33.78 | $45.56 |
Detailed Winona Lake Groceries costs vs. Indiana
| Item | Winona Lake | Indiana |
|---|---|---|
| Ground Beef | $6.1 | $5.84 |
| Fried Chicken | $1.64 | $1.57 |
| Milk | $4.74 | $4.67 |
| Potatoes | $5.08 | $4.93 |
| Pizza | $12.79 | $12.09 |
| Beer | $10.06 | $10.41 |
| Toothpaste | $3.63 | $3.7 |
Detailed Winona Lake Health costs vs. Indiana
| Item | Winona Lake | Indiana |
|---|---|---|
| Optometrist | $104.3 | $125.68 |
| Doctor | $119.61 | $135.78 |
| Dentist | $110.0 | $113.29 |
Detailed Winona Lake Transportation costs vs. Indiana
| Item | Winona Lake | Indiana |
|---|---|---|
| Gasoline | $3.35 | $3.46 |
| Tire Balancing | $59.65 | $59.92 |
Detailed Winona Lake Utilities costs vs. Indiana
| Item | Winona Lake | Indiana |
|---|---|---|
| All Electricity | $197.87 | $193.99 |
| Phone | $192.69 | $192.25 |
Winona Lake SnackAbility
Cost Of Living In Cities Around Winona Lake
The cost of living varies in the cities and towns around Winona Lake. Here's a quick look at the cost of living in the most populous nearby places:
Fort Wayne, IN has a cost of living index of 91, 1.0x Winona Lake.
Goshen, IN has a cost of living index of 88, 0.9x Winona Lake.
Granger, IN has a cost of living index of 106, 1.1x Winona Lake.
| City | Population | Cost Of Living | Vs. Winona Lake |
|---|---|---|---|
| Fort Wayne, IN | 268,589 | 91 | 1.0x |
| Goshen, IN | 34,420 | 88 | 0.9x |
| Granger, IN | 30,321 | 106 | 1.1x |
| Warsaw, IN | 16,768 | 89 | 0.9x |
| Auburn, IN | 13,565 | 90 | 0.9x |
| Sturgis, MI | 11,054 | 84 | 0.9x |
| Nappanee, IN | 6,815 | 89 | 0.9x |
| Garrett, IN | 6,642 | 86 | 0.9x |
| Dunlap, IN | 6,109 | 93 | 1.0x |
