What is the cost of living in Mount Washington, KY?
According to the most recent data on the cost of living, Mount Washington has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Kentucky, Mount Washington has a cost of living index that's 1.1x higher than Kentucky's index of 89.
The standard of living in Mount Washington ranks as #63 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Mount Washington ranks as the #22 most expensive place in the Bluegrass State.
For more reading on life in Mount Washington, check out:
Mount Washington Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Mount Washington. Here is how it fares on each of the criteria:
The Services index in Mount Washington is 97.
The Groceries index in Mount Washington is 96.
The Health index in Mount Washington is 95.
The Housing index in Mount Washington is 100.
The Transportation index in Mount Washington is 100.
The Utilities index in Mount Washington is 91.
| Living Expense | Mount Washington | Kentucky | National Average |
|---|---|---|---|
| Overall | 97 | 89 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 96 | 98 | 100 |
| Health | 95 | 68 | 100 |
| Housing | 100 | 98 | 100 |
| Transportation | 100 | 95 | 100 |
| Utilities | 91 | 96 | 100 |
Mount Washington Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Mount Washington Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Mount Washington, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mount Washington is $325,405.
The Median Rent in Mount Washington is $1,008.
The Median Income in Mount Washington is $96,239.
The Home Value To Income in Mount Washington is 3.4x.
The Rent To Monthly Income in Mount Washington is 0.13x.
| Statistic | Mount Washington | Kentucky | United States |
|---|---|---|---|
| Median Home Value | $325,405 | $231,894 | $332,700 |
| Median Rent | $1,008 | $967 | $1,413 |
| Median Income | $96,239 | $63,726 | $80,734 |
| Home Value To Income | 3.4x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.13x | 0.18x | 0.21x |
Mount Washington, KY Costs By Category
Detailed Mount Washington Services costs vs. Kentucky
| Item | Mount Washington | Kentucky |
|---|---|---|
| Shampoo | $1.21 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.91 | $18 |
| Haircut | $26.5 | $24.26 |
| Beauty Salon | $53.07 | $45.56 |
Detailed Mount Washington Groceries costs vs. Kentucky
| Item | Mount Washington | Kentucky |
|---|---|---|
| Ground Beef | $6.07 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.72 | $4.67 |
| Potatoes | $5.19 | $4.93 |
| Pizza | $10.35 | $12.09 |
| Beer | $9.84 | $10.41 |
| Toothpaste | $3.5 | $3.7 |
Detailed Mount Washington Health costs vs. Kentucky
| Item | Mount Washington | Kentucky |
|---|---|---|
| Optometrist | $87.52 | $125.68 |
| Doctor | $106.15 | $135.78 |
| Dentist | $102.55 | $113.29 |
Detailed Mount Washington Transportation costs vs. Kentucky
| Item | Mount Washington | Kentucky |
|---|---|---|
| Gasoline | $3.11 | $3.46 |
| Tire Balancing | $58.38 | $59.92 |
Detailed Mount Washington Utilities costs vs. Kentucky
| Item | Mount Washington | Kentucky |
|---|---|---|
| All Electricity | $207.41 | $193.99 |
| Phone | $192.46 | $192.25 |
Mount Washington SnackAbility
Cost Of Living In Cities Around Mount Washington
The cost of living varies in the cities and towns around Mount Washington. Here's a quick look at the cost of living in the most populous nearby places:
Jeffersontown, KY has a cost of living index of 101, 1.0x Mount Washington.
St. Matthews, KY has a cost of living index of 108, 1.1x Mount Washington.
Shively, KY has a cost of living index of 87, 0.9x Mount Washington.
| City | Population | Cost Of Living | Vs. Mount Washington |
|---|---|---|---|
| Jeffersontown, KY | 29,199 | 101 | 1.0x |
| St. Matthews, KY | 17,577 | 108 | 1.1x |
| Shively, KY | 15,638 | 87 | 0.9x |
| Shepherdsville, KY | 14,533 | 92 | 0.9x |
| Lyndon, KY | 11,030 | 103 | 1.1x |
| Middletown, KY | 9,763 | 108 | 1.1x |
| Hillview, KY | 8,797 | 94 | 1.0x |
| Douglass Hills, KY | 5,474 | 107 | 1.1x |
