Shepherdsville, KY Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Shepherdsville, KY Summary

Cost of living in Shepherdsville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Shepherdsville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Kentucky, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Shepherdsville is 95, with 100 being the average.

  • The cost of living index in Shepherdsville is 0.9x lower than the national average.

  • Shepherdsville ranks as the #48 cheapest in Kentucky out of 84.

  • Shepherdsville ranks as the #1,954 cheapest out of 6,489 in the US.

  • The median home value in Shepherdsville is $279,189.

  • The median income in Shepherdsville is $71,250.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
95
Shepherdsville's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Shepherdsville, KY?

According to the most recent data on the cost of living, Shepherdsville has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.

Compared to Kentucky, Shepherdsville has a cost of living index that's 1.0x higher than Kentucky's index of 92.

The standard of living in Shepherdsville ranks as #48 most affordable out of the 84 places we measured in Kentucky. By definition, that implies Shepherdsville ranks as the #36 most expensive place in the Bluegrass State.

For more reading on life in Shepherdsville, check out:

48 out of 84
In Kentucky
1,954 out of 6,489
In America

Shepherdsville Cost Of Living Vs. Kentucky

Six factors go into calculating the cost of living index in Shepherdsville. Here is how it fairs on each of the criteria:

  • The Services index in Shepherdsville is 101.

  • The Groceries index in Shepherdsville is 102.

  • The Health index in Shepherdsville is 84.

  • The Housing index in Shepherdsville is 83.

  • The Transportation index in Shepherdsville is 93.

  • The Utilities index in Shepherdsville is 103.

Living Expense Shepherdsville Kentucky National Average
Overall 95 92 100
Services 101 101 100
Groceries 102 99 100
Health 84 85 100
Housing 83 71 100
Transportation 93 94 100
Utilities 103 105 100
For more reading on cost of living around Kentucky, check out:
Shepherdsville Cost of Living Vs. KY

Shepherdsville, KY Housing Cost Breakdown

Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Shepherdsville is $279,189.

  • The Median Rent in Shepherdsville is $898.

  • The Median Income in Shepherdsville is $71,250.

  • The Home Value To Income in Shepherdsville is 3.9x.

  • The Rent To Monthly Income in Shepherdsville is 0.15x.

Statistic Shepherdsville Kentucky United States
Median Home Value $279,189 $226,606 $303,400
Median Rent $898 $933 $1,348
Median Income $71,250 $62,417 $78,538
Home Value To Income 3.9x 3.6x 3.9x
Rent To Monthly Income 0.15x 0.18x 0.21x
$279,189
Median Home Value
$898
Median Rent
$71,250
Median Income

Shepherdsville, KY Costs By Category

Detailed Shepherdsville Services Costs Vs. Kentucky

Item Shepherdsville Kentucky
Shampoo $1.21 $1.28
Movie $13.05 $12.13
Bowling $21.91 $18
Haircut $26.5 $24.26
Beauty Salon $53.07 $45.56

Detailed Shepherdsville Groceries Costs Vs. Kentucky

Item Shepherdsville Kentucky
Ground Beef $6.07 $5.84
Fried Chicken $1.4 $1.57
Milk $4.72 $4.67
Potatoes $5.19 $4.93
Pizza $10.35 $12.09
Beer $9.84 $10.41
Toothpaste $3.5 $3.7

Detailed Shepherdsville Health Costs Vs. Kentucky

Item Shepherdsville Kentucky
Optometrist $87.52 $125.68
Doctor $106.15 $135.78
Dentist $102.55 $113.29

Detailed Shepherdsville Transportation Costs Vs. Kentucky

Item Shepherdsville Kentucky
Gasoline $3.11 $3.46
Tire Balancing $58.38 $59.92

Detailed Shepherdsville Utilities Costs Vs. Kentucky

Item Shepherdsville Kentucky
All Electricity $207.41 $193.99
Phone $192.46 $192.25

Shepherdsville SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
6
Affordability
8.5
Diversity
4
Safety
5
Amenities
8
Education
5
Commute
8

Cost Of Living In Cities Around Shepherdsville

The cost of living varies in the cities and towns around Shepherdsville. Here's a quick look at the cost of living in the most populous nearby places:

  • Jeffersontown, KY has a cost of living index of 101, 1.1x Shepherdsville.

  • Radcliff, KY has a cost of living index of 91, 1.0x Shepherdsville.

  • Mount Washington, KY has a cost of living index of 98, 1.0x Shepherdsville.

City Population Cost Of Living Vs. Shepherdsville
Jeffersontown, KY 28,988 101 1.1x
Radcliff, KY 22,967 91 1.0x
Mount Washington, KY 18,228 98 1.0x
St. Matthews, KY 17,491 110 1.2x
Shively, KY 15,556 88 0.9x
Hillview, KY 8,735 92 1.0x
Fort Knox, KY 8,715 101 1.1x
Vine Grove, KY 6,721 98 1.0x
Douglass Hills, KY 5,437 113 1.2x

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