What is the cost of living in Three Rivers, MI?
According to the most recent data on the cost of living, Three Rivers has an overall cost of living index of 83, which is 0.8x lower than the national index of 100.
Compared to Michigan, Three Rivers has a cost of living index that's 0.9x lower than Michigan's index of 91.
The standard of living in Three Rivers ranks as #17 most affordable out of the 179 places we measured in Michigan. By definition, that implies Three Rivers ranks as the #162 most expensive place in the Wolverine State.
For more reading on life in Three Rivers, check out:
Three Rivers Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Three Rivers. Here is how it fares on each of the criteria:
The Services index in Three Rivers is 96.
The Groceries index in Three Rivers is 96.
The Health index in Three Rivers is 58.
The Housing index in Three Rivers is 102.
The Transportation index in Three Rivers is 103.
The Utilities index in Three Rivers is 99.
| Living Expense | Three Rivers | Michigan | National Average |
|---|---|---|---|
| Overall | 83 | 91 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 96 | 98 | 100 |
| Health | 58 | 75 | 100 |
| Housing | 102 | 98 | 100 |
| Transportation | 103 | 101 | 100 |
| Utilities | 99 | 98 | 100 |
Three Rivers Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Three Rivers Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Three Rivers, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Three Rivers is $222,656.
The Median Rent in Three Rivers is $839.
The Median Income in Three Rivers is $49,503.
The Home Value To Income in Three Rivers is 4.5x.
The Rent To Monthly Income in Three Rivers is 0.2x.
| Statistic | Three Rivers | Michigan | United States |
|---|---|---|---|
| Median Home Value | $222,656 | $259,857 | $332,700 |
| Median Rent | $839 | $1,129 | $1,413 |
| Median Income | $49,503 | $72,875 | $80,734 |
| Home Value To Income | 4.5x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.19x | 0.21x |
Three Rivers, MI Costs By Category
Detailed Three Rivers Services costs vs. Michigan
| Item | Three Rivers | Michigan |
|---|---|---|
| Shampoo | $1.4 | $1.28 |
| Movie | $11.22 | $12.13 |
| Bowling | $22.17 | $18 |
| Haircut | $24.53 | $24.26 |
| Beauty Salon | $56.27 | $45.56 |
Detailed Three Rivers Groceries costs vs. Michigan
| Item | Three Rivers | Michigan |
|---|---|---|
| Ground Beef | $5.51 | $5.84 |
| Fried Chicken | $1.69 | $1.57 |
| Milk | $4.84 | $4.67 |
| Potatoes | $4.77 | $4.93 |
| Pizza | $10.99 | $12.09 |
| Beer | $9.38 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Three Rivers Health costs vs. Michigan
| Item | Three Rivers | Michigan |
|---|---|---|
| Optometrist | $91.4 | $125.68 |
| Doctor | $139.14 | $135.78 |
| Dentist | $120.35 | $113.29 |
Detailed Three Rivers Transportation costs vs. Michigan
| Item | Three Rivers | Michigan |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $60.57 | $59.92 |
Detailed Three Rivers Utilities costs vs. Michigan
| Item | Three Rivers | Michigan |
|---|---|---|
| All Electricity | $180.47 | $193.99 |
| Phone | $184.98 | $192.25 |
Three Rivers SnackAbility
Cost Of Living In Cities Around Three Rivers
The cost of living varies in the cities and towns around Three Rivers. Here's a quick look at the cost of living in the most populous nearby places:
Portage, MI has a cost of living index of 96, 1.2x Three Rivers.
Goshen, IN has a cost of living index of 88, 1.1x Three Rivers.
Granger, IN has a cost of living index of 106, 1.3x Three Rivers.
| City | Population | Cost Of Living | Vs. Three Rivers |
|---|---|---|---|
| Portage, MI | 49,259 | 96 | 1.2x |
| Goshen, IN | 34,420 | 88 | 1.1x |
| Granger, IN | 30,321 | 106 | 1.3x |
| Sturgis, MI | 11,054 | 84 | 1.0x |
| Westwood, MI | 8,867 | 94 | 1.1x |
| St. Joseph, MI | 7,986 | 98 | 1.2x |
| Nappanee, IN | 6,815 | 89 | 1.1x |
| Marshall, MI | 6,804 | 91 | 1.1x |
| Eastwood, MI | 6,669 | 84 | 1.0x |
| Dunlap, IN | 6,109 | 93 | 1.1x |
