What is the cost of living in Sauk Rapids, MN?
According to the most recent data on the cost of living, Sauk Rapids has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Minnesota, Sauk Rapids has a cost of living index that's 1.0x lower than Minnesota's index of 101.
The standard of living in Sauk Rapids ranks as #44 most affordable out of the 151 places we measured in Minnesota. By definition, that implies Sauk Rapids ranks as the #107 most expensive place in the North Star State.
For more reading on life in Sauk Rapids, check out:
Sauk Rapids Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in Sauk Rapids. Here is how it fares on each of the criteria:
The Services index in Sauk Rapids is 99.
The Groceries index in Sauk Rapids is 98.
The Health index in Sauk Rapids is 93.
The Housing index in Sauk Rapids is 101.
The Transportation index in Sauk Rapids is 104.
The Utilities index in Sauk Rapids is 101.
| Living Expense | Sauk Rapids | Minnesota | National Average |
|---|---|---|---|
| Overall | 100 | 101 | 100 |
| Services | 99 | 101 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 93 | 99 | 100 |
| Housing | 101 | 101 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 101 | 101 | 100 |
Sauk Rapids Cost Of Living Compared To Minnesota Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Minnesota, check out:
Protect your home budget Compare home warranties in Sauk Rapids Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Sauk Rapids, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Sauk Rapids is $294,872.
The Median Rent in Sauk Rapids is $964.
The Median Income in Sauk Rapids is $71,841.
The Home Value To Income in Sauk Rapids is 4.1x.
The Rent To Monthly Income in Sauk Rapids is 0.16x.
| Statistic | Sauk Rapids | Minnesota | United States |
|---|---|---|---|
| Median Home Value | $294,872 | $346,667 | $332,700 |
| Median Rent | $964 | $1,280 | $1,413 |
| Median Income | $71,841 | $89,062 | $80,734 |
| Home Value To Income | 4.1x | 3.9x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.17x | 0.21x |
Sauk Rapids, MN Costs By Category
Detailed Sauk Rapids Services costs vs. Minnesota
| Item | Sauk Rapids | Minnesota |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $11.24 | $12.13 |
| Bowling | $26.39 | $18 |
| Haircut | $27.97 | $24.26 |
| Beauty Salon | $37.17 | $45.56 |
Detailed Sauk Rapids Groceries costs vs. Minnesota
| Item | Sauk Rapids | Minnesota |
|---|---|---|
| Ground Beef | $5.75 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.58 | $4.67 |
| Potatoes | $4.86 | $4.93 |
| Pizza | $13.07 | $12.09 |
| Beer | $9.52 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Sauk Rapids Health costs vs. Minnesota
| Item | Sauk Rapids | Minnesota |
|---|---|---|
| Optometrist | $109.94 | $125.68 |
| Doctor | $162.98 | $135.78 |
| Dentist | $96.9 | $113.29 |
Detailed Sauk Rapids Transportation costs vs. Minnesota
| Item | Sauk Rapids | Minnesota |
|---|---|---|
| Gasoline | $3.31 | $3.46 |
| Tire Balancing | $61.97 | $59.92 |
Detailed Sauk Rapids Utilities costs vs. Minnesota
| Item | Sauk Rapids | Minnesota |
|---|---|---|
| All Electricity | $175.69 | $193.99 |
| Phone | $188.55 | $192.25 |
Sauk Rapids SnackAbility
Cost Of Living In Cities Around Sauk Rapids
The cost of living varies in the cities and towns around Sauk Rapids. Here's a quick look at the cost of living in the most populous nearby places:
Maple Grove, MN has a cost of living index of 117, 1.2x Sauk Rapids.
St. Cloud, MN has a cost of living index of 97, 1.0x Sauk Rapids.
Andover, MN has a cost of living index of 122, 1.2x Sauk Rapids.
| City | Population | Cost Of Living | Vs. Sauk Rapids |
|---|---|---|---|
| Maple Grove, MN | 71,173 | 117 | 1.2x |
| St. Cloud, MN | 70,629 | 97 | 1.0x |
| Andover, MN | 33,035 | 122 | 1.2x |
| Ramsey, MN | 28,421 | 116 | 1.2x |
| Champlin, MN | 23,294 | 111 | 1.1x |
| St. Michael, MN | 20,010 | 112 | 1.1x |
| Sartell, MN | 19,758 | 105 | 1.1x |
| Rogers, MN | 13,685 | 124 | 1.2x |
| Oak Grove, MN | 9,130 | 120 | 1.2x |
| Waite Park, MN | 8,399 | 96 | 1.0x |
