What is the cost of living in St. Francis, MN?
According to the most recent data on the cost of living, St. Francis has an overall cost of living index of 107, which is 1.1x higher than the national index of 100.
Compared to Minnesota, St. Francis has a cost of living index that's 1.1x higher than Minnesota's index of 101.
The standard of living in St. Francis ranks as #78 most affordable out of the 151 places we measured in Minnesota. By definition, that implies St. Francis ranks as the #73 most expensive place in the North Star State.
For more reading on life in St. Francis, check out:
St. Francis Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in St. Francis. Here is how it fares on each of the criteria:
The Services index in St. Francis is 102.
The Groceries index in St. Francis is 101.
The Health index in St. Francis is 123.
The Housing index in St. Francis is 98.
The Transportation index in St. Francis is 105.
The Utilities index in St. Francis is 103.
| Living Expense | St. Francis | Minnesota | National Average |
|---|---|---|---|
| Overall | 107 | 101 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 123 | 99 | 100 |
| Housing | 98 | 101 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 103 | 101 | 100 |
St. Francis Cost Of Living Compared To Minnesota Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Minnesota, check out:
Protect your home budget Compare home warranties in St. Francis Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
St. Francis, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in St. Francis is $346,284.
The Median Rent in St. Francis is $1,287.
The Median Income in St. Francis is $111,198.
The Home Value To Income in St. Francis is 3.1x.
The Rent To Monthly Income in St. Francis is 0.14x.
| Statistic | St. Francis | Minnesota | United States |
|---|---|---|---|
| Median Home Value | $346,284 | $346,667 | $332,700 |
| Median Rent | $1,287 | $1,280 | $1,413 |
| Median Income | $111,198 | $89,062 | $80,734 |
| Home Value To Income | 3.1x | 3.9x | 4.1x |
| Rent To Monthly Income | 0.14x | 0.17x | 0.21x |
St. Francis, MN Costs By Category
Detailed St. Francis Services costs vs. Minnesota
| Item | St. Francis | Minnesota |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $11.32 | $12.13 |
| Bowling | $25.68 | $18 |
| Haircut | $25.86 | $24.26 |
| Beauty Salon | $37.0 | $45.56 |
Detailed St. Francis Groceries costs vs. Minnesota
| Item | St. Francis | Minnesota |
|---|---|---|
| Ground Beef | $5.75 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.6 | $4.67 |
| Potatoes | $4.76 | $4.93 |
| Pizza | $13.0 | $12.09 |
| Beer | $9.44 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed St. Francis Health costs vs. Minnesota
| Item | St. Francis | Minnesota |
|---|---|---|
| Optometrist | $112.72 | $125.68 |
| Doctor | $164.15 | $135.78 |
| Dentist | $95.01 | $113.29 |
Detailed St. Francis Transportation costs vs. Minnesota
| Item | St. Francis | Minnesota |
|---|---|---|
| Gasoline | $3.32 | $3.46 |
| Tire Balancing | $59.91 | $59.92 |
Detailed St. Francis Utilities costs vs. Minnesota
| Item | St. Francis | Minnesota |
|---|---|---|
| All Electricity | $180.11 | $193.99 |
| Phone | $187.59 | $192.25 |
St. Francis SnackAbility
Cost Of Living In Cities Around St. Francis
The cost of living varies in the cities and towns around St. Francis. Here's a quick look at the cost of living in the most populous nearby places:
Blaine, MN has a cost of living index of 114, 1.1x St. Francis.
Maple Grove, MN has a cost of living index of 117, 1.1x St. Francis.
Andover, MN has a cost of living index of 122, 1.1x St. Francis.
| City | Population | Cost Of Living | Vs. St. Francis |
|---|---|---|---|
| Blaine, MN | 72,488 | 114 | 1.1x |
| Maple Grove, MN | 71,173 | 117 | 1.1x |
| Andover, MN | 33,035 | 122 | 1.1x |
| Ramsey, MN | 28,421 | 116 | 1.1x |
| Elk River, MN | 26,793 | 106 | 1.0x |
| Champlin, MN | 23,294 | 111 | 1.0x |
| Anoka, MN | 17,970 | 103 | 1.0x |
| Ham Lake, MN | 16,702 | 117 | 1.1x |
| Rogers, MN | 13,685 | 124 | 1.2x |
| East Bethel, MN | 12,115 | 112 | 1.0x |
