St. Paul, MN Cost Of Living
Cost Of Living In St. Paul, MN Summary
Cost of living in St. Paul research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Paul is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Minnesota, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in St. Paul is 103, with 100 being the average.
The cost of living index in St. Paul is 1.0x higher than the national average.
St. Paul ranks as the #64 cheapest in Minnesota out of 148.
St. Paul ranks as the #2,952 cheapest out of 6,489 in the US.
The median home value in St. Paul is $288,589.
The median income in St. Paul is $73,055.
Table Of Contents
St. Paul's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in St. Paul, MN?
According to the most recent data on the cost of living, St. Paul has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to Minnesota, St. Paul has a cost of living index that's 1.1x higher than Minnesota's index of 97.
The standard of living in St. Paul ranks as #64 most affordable out of the 148 places we measured in Minnesota. By definition, that implies St. Paul ranks as the #84 most expensive place in the North Star State.
For more reading on life in St. Paul, check out:
In Minnesota
In America
St. Paul Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in St. Paul. Here is how it fairs on each of the criteria:
The Services index in St. Paul is 95.
The Groceries index in St. Paul is 98.
The Health index in St. Paul is 99.
The Housing index in St. Paul is 112.
The Transportation index in St. Paul is 99.
The Utilities index in St. Paul is 95.
| Living Expense | St. Paul | Minnesota | National Average | |
|---|---|---|---|---|
| Overall | 103 | 97 | 100 | |
| Services | 95 | 101 | 100 | |
| Groceries | 98 | 99 | 100 | |
| Health | 99 | 110 | 100 | |
| Housing | 112 | 100 | 100 | |
| Transportation | 99 | 95 | 100 | |
| Utilities | 95 | 94 | 100 | |
St. Paul, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in St. Paul is $288,589.
The Median Rent in St. Paul is $1,248.
The Median Income in St. Paul is $73,055.
The Home Value To Income in St. Paul is 4.0x.
The Rent To Monthly Income in St. Paul is 0.2x.
Median Home Value
Median Rent
Median Income
St. Paul, MN Costs By Category
Detailed St. Paul Services Costs Vs. Minnesota
Detailed St. Paul Groceries Costs Vs. Minnesota
Detailed St. Paul Health Costs Vs. Minnesota
Detailed St. Paul Transportation Costs Vs. Minnesota
Detailed St. Paul Utilities Costs Vs. Minnesota
St. Paul SnackAbility
/10
Cost Of Living In Cities Around St. Paul
The cost of living varies in the cities and towns around St. Paul. Here's a quick look at the cost of living in the most populous nearby places:
Plymouth, MN has a cost of living index of 124, 1.2x St. Paul.
Woodbury, MN has a cost of living index of 122, 1.2x St. Paul.
Lakeville, MN has a cost of living index of 119, 1.2x St. Paul.
| City | Population | Cost Of Living | Vs. St. Paul |
|---|---|---|---|
| Plymouth, MN | 79,526 | 124 | 1.2x |
| Woodbury, MN | 76,945 | 122 | 1.2x |
| Lakeville, MN | 72,480 | 119 | 1.2x |
| Eden Prairie, MN | 63,249 | 124 | 1.2x |
| Apple Valley, MN | 55,696 | 111 | 1.1x |
| Minnetonka, MN | 53,256 | 120 | 1.2x |
| Edina, MN | 53,125 | 139 | 1.3x |
| Roseville, MN | 35,905 | 108 | 1.0x |
| Shoreview, MN | 26,724 | 111 | 1.1x |
| West St. Paul, MN | 21,076 | 102 | 1.0x |
