What is the cost of living in Herculaneum, MO?
According to the most recent data on the cost of living, Herculaneum has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.
Compared to Missouri, Herculaneum has a cost of living index that's 1.2x higher than Missouri's index of 90.
The standard of living in Herculaneum ranks as #116 most affordable out of the 144 places we measured in Missouri. By definition, that implies Herculaneum ranks as the #28 most expensive place in the Show Me State.
For more reading on life in Herculaneum, check out:
Herculaneum Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Herculaneum. Here is how it fares on each of the criteria:
The Services index in Herculaneum is 97.
The Groceries index in Herculaneum is 98.
The Health index in Herculaneum is 118.
The Housing index in Herculaneum is 100.
The Transportation index in Herculaneum is 100.
The Utilities index in Herculaneum is 93.
| Living Expense | Herculaneum | Missouri | National Average |
|---|---|---|---|
| Overall | 104 | 90 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 98 | 98 | 100 |
| Health | 118 | 76 | 100 |
| Housing | 100 | 95 | 100 |
| Transportation | 100 | 94 | 100 |
| Utilities | 93 | 96 | 100 |
Herculaneum Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Herculaneum Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Herculaneum, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Herculaneum is $299,330.
The Median Rent in Herculaneum is $1,690.
The Median Income in Herculaneum is $93,438.
The Home Value To Income in Herculaneum is 3.2x.
The Rent To Monthly Income in Herculaneum is 0.22x.
| Statistic | Herculaneum | Missouri | United States |
|---|---|---|---|
| Median Home Value | $299,330 | $263,040 | $332,700 |
| Median Rent | $1,690 | $1,033 | $1,413 |
| Median Income | $93,438 | $70,702 | $80,734 |
| Home Value To Income | 3.2x | 3.7x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.18x | 0.21x |
Herculaneum, MO Costs By Category
Detailed Herculaneum Services costs vs. Missouri
| Item | Herculaneum | Missouri |
|---|---|---|
| Shampoo | $None | $1.28 |
| Movie | $None | $12.13 |
| Bowling | $None | $18 |
| Haircut | $None | $24.26 |
| Beauty Salon | $None | $45.56 |
Detailed Herculaneum Groceries costs vs. Missouri
| Item | Herculaneum | Missouri |
|---|---|---|
| Ground Beef | $None | $5.84 |
| Fried Chicken | $None | $1.57 |
| Milk | $None | $4.67 |
| Potatoes | $None | $4.93 |
| Pizza | $None | $12.09 |
| Beer | $None | $10.41 |
| Toothpaste | $None | $3.7 |
Detailed Herculaneum Health costs vs. Missouri
| Item | Herculaneum | Missouri |
|---|---|---|
| Optometrist | $None | $125.68 |
| Doctor | $None | $135.78 |
| Dentist | $None | $113.29 |
Detailed Herculaneum Transportation costs vs. Missouri
| Item | Herculaneum | Missouri |
|---|---|---|
| Gasoline | $None | $3.46 |
| Tire Balancing | $None | $59.92 |
Detailed Herculaneum Utilities costs vs. Missouri
| Item | Herculaneum | Missouri |
|---|---|---|
| All Electricity | $None | $193.99 |
| Phone | $None | $192.25 |
Herculaneum SnackAbility
Cost Of Living In Cities Around Herculaneum
The cost of living varies in the cities and towns around Herculaneum. Here's a quick look at the cost of living in the most populous nearby places:
Oakville, MO has a cost of living index of 103, 1.0x Herculaneum.
Mehlville, MO has a cost of living index of 94, 0.9x Herculaneum.
Concord, MO has a cost of living index of 104, 1.0x Herculaneum.
| City | Population | Cost Of Living | Vs. Herculaneum |
|---|---|---|---|
| Oakville, MO | 35,333 | 103 | 1.0x |
| Mehlville, MO | 29,805 | 94 | 0.9x |
| Concord, MO | 18,368 | 104 | 1.0x |
| Lemay, MO | 16,228 | 86 | 0.8x |
| Festus, MO | 13,201 | 93 | 0.9x |
| Waterloo, IL | 11,129 | 99 | 1.0x |
| Columbia, IL | 11,127 | 103 | 1.0x |
| Sunset Hills, MO | 9,112 | 139 | 1.3x |
| Murphy, MO | 8,285 | 91 | 0.9x |
| Sappington, MO | 7,367 | 104 | 1.0x |
