Bay St. Louis, MS Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Bay St. Louis, MS Summary

Cost of living in Bay St. Louis research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Bay St. Louis is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Mississippi, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Bay St. Louis is 99, with 100 being the average.

  • The cost of living index in Bay St. Louis is 1.0x lower than the national average.

  • Bay St. Louis ranks as the #65 cheapest in Mississippi out of 68.

  • Bay St. Louis ranks as the #2,497 cheapest out of 6,489 in the US.

  • The median home value in Bay St. Louis is $237,393.

  • The median income in Bay St. Louis is $70,082.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
99
Bay St. Louis's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Bay St. Louis, MS?

According to the most recent data on the cost of living, Bay St. Louis has an overall cost of living index of 99, which is 1.0x lower than the national index of 100.

Compared to Mississippi, Bay St. Louis has a cost of living index that's 1.2x higher than Mississippi's index of 84.

The standard of living in Bay St. Louis ranks as #65 most affordable out of the 68 places we measured in Mississippi. By definition, that implies Bay St. Louis ranks as the #3 most expensive place in the Magnolia State.

For more reading on life in Bay St. Louis, check out:

65 out of 68
In Mississippi
2,497 out of 6,489
In America

Bay St. Louis Cost Of Living Vs. Mississippi

Six factors go into calculating the cost of living index in Bay St. Louis. Here is how it fairs on each of the criteria:

  • The Services index in Bay St. Louis is 104.

  • The Groceries index in Bay St. Louis is 94.

  • The Health index in Bay St. Louis is 115.

  • The Housing index in Bay St. Louis is 104.

  • The Transportation index in Bay St. Louis is 93.

  • The Utilities index in Bay St. Louis is 79.

Living Expense Bay St. Louis Mississippi National Average
Overall 99 84 100
Services 104 90 100
Groceries 94 95 100
Health 115 96 100
Housing 104 63 100
Transportation 93 90 100
Utilities 79 85 100
For more reading on cost of living around Mississippi, check out:
Bay St. Louis Cost of Living Vs. MS

Bay St. Louis, MS Housing Cost Breakdown

Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Bay St. Louis is $237,393.

  • The Median Rent in Bay St. Louis is $1,138.

  • The Median Income in Bay St. Louis is $70,082.

  • The Home Value To Income in Bay St. Louis is 3.4x.

  • The Rent To Monthly Income in Bay St. Louis is 0.19x.

Statistic Bay St. Louis Mississippi United States
Median Home Value $237,393 $188,640 $303,400
Median Rent $1,138 $923 $1,348
Median Income $70,082 $54,915 $78,538
Home Value To Income 3.4x 3.4x 3.9x
Rent To Monthly Income 0.19x 0.2x 0.21x
$237,393
Median Home Value
$1,138
Median Rent
$70,082
Median Income

Bay St. Louis, MS Costs By Category

Detailed Bay St. Louis Services Costs Vs. Mississippi

Item Bay St. Louis Mississippi
Shampoo $1.22 $1.28
Movie $13.3 $12.13
Bowling $12.33 $18
Haircut $21.67 $24.26
Beauty Salon $43.17 $45.56

Detailed Bay St. Louis Groceries Costs Vs. Mississippi

Item Bay St. Louis Mississippi
Ground Beef $6.15 $5.84
Fried Chicken $1.39 $1.57
Milk $4.55 $4.67
Potatoes $5.31 $4.93
Pizza $12.61 $12.09
Beer $10.23 $10.41
Toothpaste $3.57 $3.7

Detailed Bay St. Louis Health Costs Vs. Mississippi

Item Bay St. Louis Mississippi
Optometrist $128.17 $125.68
Doctor $127.78 $135.78
Dentist $129.44 $113.29

Detailed Bay St. Louis Transportation Costs Vs. Mississippi

Item Bay St. Louis Mississippi
Gasoline $3.14 $3.46
Tire Balancing $68.0 $59.92

Detailed Bay St. Louis Utilities Costs Vs. Mississippi

Item Bay St. Louis Mississippi
All Electricity $149.86 $193.99
Phone $186.9 $192.25

Bay St. Louis SnackAbility

6
/10
Overall SnackAbility
Jobs
5/10
Housing
8
Affordability
4
Diversity
8.5
Safety
7
Amenities
8
Education
8.5
Commute
8.5

Cost Of Living In Cities Around Bay St. Louis

The cost of living varies in the cities and towns around Bay St. Louis. Here's a quick look at the cost of living in the most populous nearby places:

  • New Orleans, LA has a cost of living index of 108, 1.1x Bay St. Louis.

  • Gulfport, MS has a cost of living index of 91, 0.9x Bay St. Louis.

  • Chalmette, LA has a cost of living index of 97, 1.0x Bay St. Louis.

City Population Cost Of Living Vs. Bay St. Louis
New Orleans, LA 376,035 108 1.1x
Gulfport, MS 72,533 91 0.9x
Chalmette, LA 22,447 97 1.0x
Ocean Springs, MS 18,561 96 1.0x
Long Beach, MS 16,876 98 1.0x
Bogalusa, LA 10,539 86 0.9x
Diamondhead, MS 9,338 96 1.0x
Gulf Hills, MS 8,193 95 1.0x
Meraux, LA 7,492 97 1.0x
Waveland, MS 7,066 90 0.9x

Articles About Mississippi

Enjoy The Snack?