What is the cost of living in Ocean Springs, MS?
According to the most recent data on the cost of living, Ocean Springs has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.
Compared to Mississippi, Ocean Springs has a cost of living index that's 1.1x higher than Mississippi's index of 88.
The standard of living in Ocean Springs ranks as #57 most affordable out of the 67 places we measured in Mississippi. By definition, that implies Ocean Springs ranks as the #10 most expensive place in the Magnolia State.
For more reading on life in Ocean Springs, check out:
Ocean Springs Cost Of Living Vs. Mississippi
Six factors go into calculating the cost of living index in Ocean Springs. Here is how it fares on each of the criteria:
The Services index in Ocean Springs is 99.
The Groceries index in Ocean Springs is 98.
The Health index in Ocean Springs is 97.
The Housing index in Ocean Springs is 97.
The Transportation index in Ocean Springs is 97.
The Utilities index in Ocean Springs is 97.
| Living Expense | Ocean Springs | Mississippi | National Average |
|---|---|---|---|
| Overall | 98 | 88 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 98 | 97 | 100 |
| Health | 97 | 63 | 100 |
| Housing | 97 | 94 | 100 |
| Transportation | 97 | 97 | 100 |
| Utilities | 97 | 93 | 100 |
Ocean Springs Cost Of Living Compared To Mississippi Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Mississippi, check out:
- Most Expensive Cities In Mississippi
- Most Affordable Cities In Mississippi
- Average Rent In Mississippi
Source: Cost-of-living index 2026, normalized to US average = 100
Ocean Springs, MS Housing Cost Breakdown
Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ocean Springs is $270,587.
The Median Rent in Ocean Springs is $1,358.
The Median Income in Ocean Springs is $79,712.
The Home Value To Income in Ocean Springs is 3.4x.
The Rent To Monthly Income in Ocean Springs is 0.2x.
| Statistic | Ocean Springs | Mississippi | United States |
|---|---|---|---|
| Median Home Value | $270,587 | $192,906 | $332,700 |
| Median Rent | $1,358 | $954 | $1,413 |
| Median Income | $79,712 | $56,447 | $80,734 |
| Home Value To Income | 3.4x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.2x | 0.21x |
Ocean Springs, MS Costs By Category
Detailed Ocean Springs Services costs vs. Mississippi
| Item | Ocean Springs | Mississippi |
|---|---|---|
| Shampoo | $1.17 | $1.28 |
| Movie | $10.62 | $12.13 |
| Bowling | $17.33 | $18 |
| Haircut | $24.75 | $24.26 |
| Beauty Salon | $45.72 | $45.56 |
Detailed Ocean Springs Groceries costs vs. Mississippi
| Item | Ocean Springs | Mississippi |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.74 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $5.16 | $4.93 |
| Pizza | $11.24 | $12.09 |
| Beer | $9.16 | $10.41 |
| Toothpaste | $3.59 | $3.7 |
Detailed Ocean Springs Health costs vs. Mississippi
| Item | Ocean Springs | Mississippi |
|---|---|---|
| Optometrist | $122.28 | $125.68 |
| Doctor | $128.94 | $135.78 |
| Dentist | $138.76 | $113.29 |
Detailed Ocean Springs Transportation costs vs. Mississippi
| Item | Ocean Springs | Mississippi |
|---|---|---|
| Gasoline | $3.08 | $3.46 |
| Tire Balancing | $60.67 | $59.92 |
Detailed Ocean Springs Utilities costs vs. Mississippi
| Item | Ocean Springs | Mississippi |
|---|---|---|
| All Electricity | $162.85 | $193.99 |
| Phone | $187.62 | $192.25 |
Ocean Springs SnackAbility
Cost Of Living In Cities Around Ocean Springs
The cost of living varies in the cities and towns around Ocean Springs. Here's a quick look at the cost of living in the most populous nearby places:
Gulfport, MS has a cost of living index of 92, 0.9x Ocean Springs.
Biloxi, MS has a cost of living index of 94, 1.0x Ocean Springs.
Pascagoula, MS has a cost of living index of 87, 0.9x Ocean Springs.
| City | Population | Cost Of Living | Vs. Ocean Springs |
|---|---|---|---|
| Gulfport, MS | 73,003 | 92 | 0.9x |
| Biloxi, MS | 48,861 | 94 | 1.0x |
| Pascagoula, MS | 21,710 | 87 | 0.9x |
| Gautier, MS | 19,046 | 92 | 0.9x |
| D'Iberville, MS | 13,203 | 96 | 1.0x |
| Moss Point, MS | 11,957 | 85 | 0.9x |
| Gulf Hills, MS | 8,451 | 96 | 1.0x |
| St. Martin, MS | 8,139 | 88 | 0.9x |
| Latimer, MS | 6,756 | 92 | 0.9x |
| Gulf Park Estates, MS | 6,264 | 98 | 1.0x |
