What is the cost of living in Biloxi, MS?
According to the most recent data on the cost of living, Biloxi has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.
Compared to Mississippi, Biloxi has a cost of living index that's 1.1x higher than Mississippi's index of 88.
The standard of living in Biloxi ranks as #49 most affordable out of the 67 places we measured in Mississippi. By definition, that implies Biloxi ranks as the #18 most expensive place in the Magnolia State.
For more reading on life in Biloxi, check out:
Biloxi Cost Of Living Vs. Mississippi
Six factors go into calculating the cost of living index in Biloxi. Here is how it fares on each of the criteria:
The Services index in Biloxi is 96.
The Groceries index in Biloxi is 98.
The Health index in Biloxi is 90.
The Housing index in Biloxi is 96.
The Transportation index in Biloxi is 98.
The Utilities index in Biloxi is 94.
| Living Expense | Biloxi | Mississippi | National Average |
|---|---|---|---|
| Overall | 94 | 88 | 100 |
| Services | 96 | 99 | 100 |
| Groceries | 98 | 97 | 100 |
| Health | 90 | 63 | 100 |
| Housing | 96 | 94 | 100 |
| Transportation | 98 | 97 | 100 |
| Utilities | 94 | 93 | 100 |
Biloxi Cost Of Living Compared To Mississippi Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Mississippi, check out:
- Most Expensive Cities In Mississippi
- Most Affordable Cities In Mississippi
- Average Rent In Mississippi
Source: Cost-of-living index 2026, normalized to US average = 100
Biloxi, MS Housing Cost Breakdown
Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Biloxi is $232,658.
The Median Rent in Biloxi is $1,089.
The Median Income in Biloxi is $57,204.
The Home Value To Income in Biloxi is 4.1x.
The Rent To Monthly Income in Biloxi is 0.23x.
| Statistic | Biloxi | Mississippi | United States |
|---|---|---|---|
| Median Home Value | $232,658 | $192,906 | $332,700 |
| Median Rent | $1,089 | $954 | $1,413 |
| Median Income | $57,204 | $56,447 | $80,734 |
| Home Value To Income | 4.1x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.2x | 0.21x |
Biloxi, MS Costs By Category
Detailed Biloxi Services costs vs. Mississippi
| Item | Biloxi | Mississippi |
|---|---|---|
| Shampoo | $1.17 | $1.28 |
| Movie | $10.62 | $12.13 |
| Bowling | $17.33 | $18 |
| Haircut | $24.75 | $24.26 |
| Beauty Salon | $45.72 | $45.56 |
Detailed Biloxi Groceries costs vs. Mississippi
| Item | Biloxi | Mississippi |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.74 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $5.16 | $4.93 |
| Pizza | $11.24 | $12.09 |
| Beer | $9.16 | $10.41 |
| Toothpaste | $3.59 | $3.7 |
Detailed Biloxi Health costs vs. Mississippi
| Item | Biloxi | Mississippi |
|---|---|---|
| Optometrist | $122.28 | $125.68 |
| Doctor | $128.94 | $135.78 |
| Dentist | $138.76 | $113.29 |
Detailed Biloxi Transportation costs vs. Mississippi
| Item | Biloxi | Mississippi |
|---|---|---|
| Gasoline | $3.08 | $3.46 |
| Tire Balancing | $60.67 | $59.92 |
Detailed Biloxi Utilities costs vs. Mississippi
| Item | Biloxi | Mississippi |
|---|---|---|
| All Electricity | $162.85 | $193.99 |
| Phone | $187.62 | $192.25 |
Biloxi SnackAbility
Cost Of Living In Cities Around Biloxi
The cost of living varies in the cities and towns around Biloxi. Here's a quick look at the cost of living in the most populous nearby places:
Gulfport, MS has a cost of living index of 92, 1.0x Biloxi.
Gautier, MS has a cost of living index of 92, 1.0x Biloxi.
Ocean Springs, MS has a cost of living index of 98, 1.0x Biloxi.
| City | Population | Cost Of Living | Vs. Biloxi |
|---|---|---|---|
| Gulfport, MS | 73,003 | 92 | 1.0x |
| Gautier, MS | 19,046 | 92 | 1.0x |
| Ocean Springs, MS | 18,646 | 98 | 1.0x |
| Long Beach, MS | 17,009 | 96 | 1.0x |
| D'Iberville, MS | 13,203 | 96 | 1.0x |
| Gulf Hills, MS | 8,451 | 96 | 1.0x |
| St. Martin, MS | 8,139 | 88 | 0.9x |
| Latimer, MS | 6,756 | 92 | 1.0x |
| Gulf Park Estates, MS | 6,264 | 98 | 1.0x |
