What is the cost of living in Louisville, MS?
According to the most recent data on the cost of living, Louisville has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Mississippi, Louisville has a cost of living index that's 1.0x lower than Mississippi's index of 88.
The standard of living in Louisville ranks as #22 most affordable out of the 67 places we measured in Mississippi. By definition, that implies Louisville ranks as the #45 most expensive place in the Magnolia State.
For more reading on life in Louisville, check out:
Louisville Cost Of Living Vs. Mississippi
Six factors go into calculating the cost of living index in Louisville. Here is how it fares on each of the criteria:
The Services index in Louisville is 98.
The Groceries index in Louisville is 98.
The Health index in Louisville is 62.
The Housing index in Louisville is 95.
The Transportation index in Louisville is 96.
The Utilities index in Louisville is 90.
| Living Expense | Louisville | Mississippi | National Average |
|---|---|---|---|
| Overall | 86 | 88 | 100 |
| Services | 98 | 99 | 100 |
| Groceries | 98 | 97 | 100 |
| Health | 62 | 63 | 100 |
| Housing | 95 | 94 | 100 |
| Transportation | 96 | 97 | 100 |
| Utilities | 90 | 93 | 100 |
Louisville Cost Of Living Compared To Mississippi Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Mississippi, check out:
- Most Expensive Cities In Mississippi
- Most Affordable Cities In Mississippi
- Average Rent In Mississippi
Source: Cost-of-living index 2026, normalized to US average = 100
Louisville, MS Housing Cost Breakdown
Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Louisville is $139,870.
The Median Rent in Louisville is $617.
The Median Income in Louisville is $36,985.
The Home Value To Income in Louisville is 3.8x.
The Rent To Monthly Income in Louisville is 0.2x.
| Statistic | Louisville | Mississippi | United States |
|---|---|---|---|
| Median Home Value | $139,870 | $192,906 | $332,700 |
| Median Rent | $617 | $954 | $1,413 |
| Median Income | $36,985 | $56,447 | $80,734 |
| Home Value To Income | 3.8x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.2x | 0.21x |
Louisville, MS Costs By Category
Detailed Louisville Services costs vs. Mississippi
| Item | Louisville | Mississippi |
|---|---|---|
| Shampoo | $1.2 | $1.28 |
| Movie | $10.68 | $12.13 |
| Bowling | $15.56 | $18 |
| Haircut | $21.5 | $24.26 |
| Beauty Salon | $41.67 | $45.56 |
Detailed Louisville Groceries costs vs. Mississippi
| Item | Louisville | Mississippi |
|---|---|---|
| Ground Beef | $5.63 | $5.84 |
| Fried Chicken | $1.86 | $1.57 |
| Milk | $4.51 | $4.67 |
| Potatoes | $5.04 | $4.93 |
| Pizza | $10.9 | $12.09 |
| Beer | $9.12 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Louisville Health costs vs. Mississippi
| Item | Louisville | Mississippi |
|---|---|---|
| Optometrist | $113.8 | $125.68 |
| Doctor | $114.75 | $135.78 |
| Dentist | $140.0 | $113.29 |
Detailed Louisville Transportation costs vs. Mississippi
| Item | Louisville | Mississippi |
|---|---|---|
| Gasoline | $3.06 | $3.46 |
| Tire Balancing | $53.14 | $59.92 |
Detailed Louisville Utilities costs vs. Mississippi
| Item | Louisville | Mississippi |
|---|---|---|
| All Electricity | $157.72 | $193.99 |
| Phone | $187.08 | $192.25 |
Louisville SnackAbility
Cost Of Living In Cities Around Louisville
The cost of living varies in the cities and towns around Louisville. Here's a quick look at the cost of living in the most populous nearby places:
Jeffersontown, KY has a cost of living index of 101, 1.2x Louisville.
St. Matthews, KY has a cost of living index of 108, 1.3x Louisville.
Middletown, KY has a cost of living index of 108, 1.3x Louisville.
| City | Population | Cost Of Living | Vs. Louisville |
|---|---|---|---|
| Jeffersontown, KY | 29,199 | 101 | 1.2x |
| St. Matthews, KY | 17,577 | 108 | 1.3x |
| Middletown, KY | 9,763 | 108 | 1.3x |
| Crestwood, KY | 6,356 | 107 | 1.2x |
| Douglass Hills, KY | 5,474 | 107 | 1.2x |
