What is the cost of living in Pontotoc, MS?
According to the most recent data on the cost of living, Pontotoc has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Mississippi, Pontotoc has a cost of living index that's 1.0x lower than Mississippi's index of 88.
The standard of living in Pontotoc ranks as #29 most affordable out of the 67 places we measured in Mississippi. By definition, that implies Pontotoc ranks as the #38 most expensive place in the Magnolia State.
For more reading on life in Pontotoc, check out:
Pontotoc Cost Of Living Vs. Mississippi
Six factors go into calculating the cost of living index in Pontotoc. Here is how it fares on each of the criteria:
The Services index in Pontotoc is 99.
The Groceries index in Pontotoc is 95.
The Health index in Pontotoc is 77.
The Housing index in Pontotoc is 93.
The Transportation index in Pontotoc is 100.
The Utilities index in Pontotoc is 94.
| Living Expense | Pontotoc | Mississippi | National Average |
|---|---|---|---|
| Overall | 88 | 88 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 95 | 97 | 100 |
| Health | 77 | 63 | 100 |
| Housing | 93 | 94 | 100 |
| Transportation | 100 | 97 | 100 |
| Utilities | 94 | 93 | 100 |
Pontotoc Cost Of Living Compared To Mississippi Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Mississippi, check out:
- Most Expensive Cities In Mississippi
- Most Affordable Cities In Mississippi
- Average Rent In Mississippi
Source: Cost-of-living index 2026, normalized to US average = 100
Pontotoc, MS Housing Cost Breakdown
Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pontotoc is $201,462.
The Median Rent in Pontotoc is $803.
The Median Income in Pontotoc is $46,167.
The Home Value To Income in Pontotoc is 4.4x.
The Rent To Monthly Income in Pontotoc is 0.21x.
| Statistic | Pontotoc | Mississippi | United States |
|---|---|---|---|
| Median Home Value | $201,462 | $192,906 | $332,700 |
| Median Rent | $803 | $954 | $1,413 |
| Median Income | $46,167 | $56,447 | $80,734 |
| Home Value To Income | 4.4x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.2x | 0.21x |
Pontotoc, MS Costs By Category
Detailed Pontotoc Services costs vs. Mississippi
| Item | Pontotoc | Mississippi |
|---|---|---|
| Shampoo | $1.06 | $1.28 |
| Movie | $10.65 | $12.13 |
| Bowling | $12.5 | $18 |
| Haircut | $23.45 | $24.26 |
| Beauty Salon | $26.75 | $45.56 |
Detailed Pontotoc Groceries costs vs. Mississippi
| Item | Pontotoc | Mississippi |
|---|---|---|
| Ground Beef | $6.01 | $5.84 |
| Fried Chicken | $1.62 | $1.57 |
| Milk | $4.51 | $4.67 |
| Potatoes | $5.06 | $4.93 |
| Pizza | $11.06 | $12.09 |
| Beer | $9.17 | $10.41 |
| Toothpaste | $3.71 | $3.7 |
Detailed Pontotoc Health costs vs. Mississippi
| Item | Pontotoc | Mississippi |
|---|---|---|
| Optometrist | $120.17 | $125.68 |
| Doctor | $78.94 | $135.78 |
| Dentist | $108.33 | $113.29 |
Detailed Pontotoc Transportation costs vs. Mississippi
| Item | Pontotoc | Mississippi |
|---|---|---|
| Gasoline | $3.0 | $3.46 |
| Tire Balancing | $57.33 | $59.92 |
Detailed Pontotoc Utilities costs vs. Mississippi
| Item | Pontotoc | Mississippi |
|---|---|---|
| All Electricity | $148.63 | $193.99 |
| Phone | $186.87 | $192.25 |
Pontotoc SnackAbility
Cost Of Living In Cities Around Pontotoc
The cost of living varies in the cities and towns around Pontotoc. Here's a quick look at the cost of living in the most populous nearby places:
Tupelo, MS has a cost of living index of 92, 1.0x Pontotoc.
Oxford, MS has a cost of living index of 107, 1.2x Pontotoc.
West Point, MS has a cost of living index of 85, 1.0x Pontotoc.
| City | Population | Cost Of Living | Vs. Pontotoc |
|---|---|---|---|
| Tupelo, MS | 37,791 | 92 | 1.0x |
| Oxford, MS | 26,411 | 107 | 1.2x |
| West Point, MS | 9,900 | 85 | 1.0x |
| Booneville, MS | 9,246 | 89 | 1.0x |
| New Albany, MS | 7,663 | 85 | 1.0x |
| Holly Springs, MS | 6,704 | 84 | 1.0x |
| Amory, MS | 6,500 | 86 | 1.0x |
| Ripley, MS | 5,377 | 86 | 1.0x |
