What is the cost of living in Ripley, MS?
According to the most recent data on the cost of living, Ripley has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Mississippi, Ripley has a cost of living index that's 1.0x lower than Mississippi's index of 88.
The standard of living in Ripley ranks as #22 most affordable out of the 67 places we measured in Mississippi. By definition, that implies Ripley ranks as the #45 most expensive place in the Magnolia State.
For more reading on life in Ripley, check out:
Ripley Cost Of Living Vs. Mississippi
Six factors go into calculating the cost of living index in Ripley. Here is how it fares on each of the criteria:
The Services index in Ripley is 98.
The Groceries index in Ripley is 94.
The Health index in Ripley is 56.
The Housing index in Ripley is 97.
The Transportation index in Ripley is 101.
The Utilities index in Ripley is 95.
| Living Expense | Ripley | Mississippi | National Average |
|---|---|---|---|
| Overall | 86 | 88 | 100 |
| Services | 98 | 99 | 100 |
| Groceries | 94 | 97 | 100 |
| Health | 56 | 63 | 100 |
| Housing | 97 | 94 | 100 |
| Transportation | 101 | 97 | 100 |
| Utilities | 95 | 93 | 100 |
Ripley Cost Of Living Compared To Mississippi Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Mississippi, check out:
- Most Expensive Cities In Mississippi
- Most Affordable Cities In Mississippi
- Average Rent In Mississippi
Source: Cost-of-living index 2026, normalized to US average = 100
Ripley, MS Housing Cost Breakdown
Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ripley is $138,468.
The Median Rent in Ripley is $735.
The Median Income in Ripley is $55,444.
The Home Value To Income in Ripley is 2.5x.
The Rent To Monthly Income in Ripley is 0.16x.
| Statistic | Ripley | Mississippi | United States |
|---|---|---|---|
| Median Home Value | $138,468 | $192,906 | $332,700 |
| Median Rent | $735 | $954 | $1,413 |
| Median Income | $55,444 | $56,447 | $80,734 |
| Home Value To Income | 2.5x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.2x | 0.21x |
Ripley, MS Costs By Category
Detailed Ripley Services costs vs. Mississippi
| Item | Ripley | Mississippi |
|---|---|---|
| Shampoo | $1.06 | $1.28 |
| Movie | $10.65 | $12.13 |
| Bowling | $12.5 | $18 |
| Haircut | $23.45 | $24.26 |
| Beauty Salon | $26.75 | $45.56 |
Detailed Ripley Groceries costs vs. Mississippi
| Item | Ripley | Mississippi |
|---|---|---|
| Ground Beef | $6.01 | $5.84 |
| Fried Chicken | $1.62 | $1.57 |
| Milk | $4.51 | $4.67 |
| Potatoes | $5.06 | $4.93 |
| Pizza | $11.06 | $12.09 |
| Beer | $9.17 | $10.41 |
| Toothpaste | $3.71 | $3.7 |
Detailed Ripley Health costs vs. Mississippi
| Item | Ripley | Mississippi |
|---|---|---|
| Optometrist | $120.17 | $125.68 |
| Doctor | $78.94 | $135.78 |
| Dentist | $108.33 | $113.29 |
Detailed Ripley Transportation costs vs. Mississippi
| Item | Ripley | Mississippi |
|---|---|---|
| Gasoline | $3.0 | $3.46 |
| Tire Balancing | $57.33 | $59.92 |
Detailed Ripley Utilities costs vs. Mississippi
| Item | Ripley | Mississippi |
|---|---|---|
| All Electricity | $148.63 | $193.99 |
| Phone | $186.87 | $192.25 |
Ripley SnackAbility
Cost Of Living In Cities Around Ripley
The cost of living varies in the cities and towns around Ripley. Here's a quick look at the cost of living in the most populous nearby places:
Collierville, TN has a cost of living index of 118, 1.4x Ripley.
Tupelo, MS has a cost of living index of 92, 1.1x Ripley.
Oxford, MS has a cost of living index of 107, 1.2x Ripley.
| City | Population | Cost Of Living | Vs. Ripley |
|---|---|---|---|
| Collierville, TN | 51,515 | 118 | 1.4x |
| Tupelo, MS | 37,791 | 92 | 1.1x |
| Oxford, MS | 26,411 | 107 | 1.2x |
| Corinth, MS | 14,323 | 89 | 1.0x |
| Oakland, TN | 9,979 | 103 | 1.2x |
| Booneville, MS | 9,246 | 89 | 1.0x |
| New Albany, MS | 7,663 | 85 | 1.0x |
| Holly Springs, MS | 6,704 | 84 | 1.0x |
| Pontotoc, MS | 5,806 | 88 | 1.0x |
| Bolivar, TN | 5,144 | 87 | 1.0x |
