What is the cost of living in Laurence Harbor, NJ?
According to the most recent data on the cost of living, Laurence Harbor has an overall cost of living index of 121, which is 1.2x higher than the national index of 100.
Compared to New Jersey, Laurence Harbor has a cost of living index that's 1.0x lower than New Jersey's index of 125.
The standard of living in Laurence Harbor ranks as #68 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Laurence Harbor ranks as the #194 most expensive place in the Garden State.
For more reading on life in Laurence Harbor, check out:
Laurence Harbor Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Laurence Harbor. Here is how it fares on each of the criteria:
The Services index in Laurence Harbor is 108.
The Groceries index in Laurence Harbor is 111.
The Health index in Laurence Harbor is 145.
The Housing index in Laurence Harbor is 115.
The Transportation index in Laurence Harbor is 110.
The Utilities index in Laurence Harbor is 114.
| Living Expense | Laurence Harbor | New Jersey | National Average |
|---|---|---|---|
| Overall | 121 | 125 | 100 |
| Services | 108 | 107 | 100 |
| Groceries | 111 | 113 | 100 |
| Health | 145 | 155 | 100 |
| Housing | 115 | 116 | 100 |
| Transportation | 110 | 112 | 100 |
| Utilities | 114 | 113 | 100 |
Laurence Harbor Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Laurence Harbor Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Laurence Harbor, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Laurence Harbor is $384,327.
The Median Rent in Laurence Harbor is $1,903.
The Median Income in Laurence Harbor is $84,291.
The Home Value To Income in Laurence Harbor is 4.6x.
The Rent To Monthly Income in Laurence Harbor is 0.27x.
| Statistic | Laurence Harbor | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $384,327 | $569,411 | $332,700 |
| Median Rent | $1,903 | $1,720 | $1,413 |
| Median Income | $84,291 | $103,556 | $80,734 |
| Home Value To Income | 4.6x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.27x | 0.2x | 0.21x |
Laurence Harbor, NJ Costs By Category
Detailed Laurence Harbor Services costs vs. New Jersey
| Item | Laurence Harbor | New Jersey |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $14.53 | $12.13 |
| Bowling | $20.98 | $18 |
| Haircut | $30.25 | $24.26 |
| Beauty Salon | $53.0 | $45.56 |
Detailed Laurence Harbor Groceries costs vs. New Jersey
| Item | Laurence Harbor | New Jersey |
|---|---|---|
| Ground Beef | $6.13 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.7 | $4.67 |
| Potatoes | $5.32 | $4.93 |
| Pizza | $12.59 | $12.09 |
| Beer | $11.12 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Laurence Harbor Health costs vs. New Jersey
| Item | Laurence Harbor | New Jersey |
|---|---|---|
| Optometrist | $129.93 | $125.68 |
| Doctor | $124.1 | $135.78 |
| Dentist | $129.94 | $113.29 |
Detailed Laurence Harbor Transportation costs vs. New Jersey
| Item | Laurence Harbor | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $72.38 | $59.92 |
Detailed Laurence Harbor Utilities costs vs. New Jersey
| Item | Laurence Harbor | New Jersey |
|---|---|---|
| All Electricity | $223.08 | $193.99 |
| Phone | $186.61 | $192.25 |
Laurence Harbor SnackAbility
Cost Of Living In Cities Around Laurence Harbor
The cost of living varies in the cities and towns around Laurence Harbor. Here's a quick look at the cost of living in the most populous nearby places:
Perth Amboy, NJ has a cost of living index of 120, 1.0x Laurence Harbor.
Sayreville, NJ has a cost of living index of 126, 1.0x Laurence Harbor.
Westfield, NJ has a cost of living index of 182, 1.5x Laurence Harbor.
| City | Population | Cost Of Living | Vs. Laurence Harbor |
|---|---|---|---|
| Perth Amboy, NJ | 55,855 | 120 | 1.0x |
| Sayreville, NJ | 45,838 | 126 | 1.0x |
| Westfield, NJ | 31,111 | 182 | 1.5x |
| Colonia, NJ | 18,587 | 136 | 1.1x |
| Middlesex, NJ | 14,645 | 128 | 1.1x |
| New Providence, NJ | 13,727 | 167 | 1.4x |
| South Amboy, NJ | 9,989 | 130 | 1.1x |
| Matawan, NJ | 9,710 | 133 | 1.1x |
| Madison Park, NJ | 9,124 | 126 | 1.0x |
| Twin Rivers, NJ | 8,382 | 121 | 1.0x |
