South Amboy, NJ Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In South Amboy, NJ Summary

Cost of living in South Amboy research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means South Amboy is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New Jersey, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in South Amboy is 126, with 100 being the average.

  • The cost of living index in South Amboy is 1.3x higher than the national average.

  • South Amboy ranks as the #116 cheapest in New Jersey out of 260.

  • South Amboy ranks as the #4,776 cheapest out of 6,489 in the US.

  • The median home value in South Amboy is $521,814.

  • The median income in South Amboy is $110,125.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
126
South Amboy's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in South Amboy, NJ?

According to the most recent data on the cost of living, South Amboy has an overall cost of living index of 126, which is 1.3x higher than the national index of 100.

Compared to New Jersey, South Amboy has a cost of living index that's 1.0x higher than New Jersey's index of 122.

The standard of living in South Amboy ranks as #116 most affordable out of the 260 places we measured in New Jersey. By definition, that implies South Amboy ranks as the #144 most expensive place in the Garden State.

For more reading on life in South Amboy, check out:

116 out of 260
In New Jersey
4,776 out of 6,489
In America

South Amboy Cost Of Living Vs. New Jersey

Six factors go into calculating the cost of living index in South Amboy. Here is how it fairs on each of the criteria:

  • The Services index in South Amboy is 113.

  • The Groceries index in South Amboy is 103.

  • The Health index in South Amboy is 104.

  • The Housing index in South Amboy is 164.

  • The Transportation index in South Amboy is 107.

  • The Utilities index in South Amboy is 108.

Living Expense South Amboy New Jersey National Average
Overall 126 122 100
Services 113 108 100
Groceries 103 104 100
Health 104 99 100
Housing 164 159 100
Transportation 107 101 100
Utilities 108 107 100
For more reading on cost of living around New Jersey, check out:
South Amboy Cost of Living Vs. NJ

South Amboy, NJ Housing Cost Breakdown

Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in South Amboy is $521,814.

  • The Median Rent in South Amboy is $1,644.

  • The Median Income in South Amboy is $110,125.

  • The Home Value To Income in South Amboy is 4.7x.

  • The Rent To Monthly Income in South Amboy is 0.18x.

Statistic South Amboy New Jersey United States
Median Home Value $521,814 $564,432 $303,400
Median Rent $1,644 $1,653 $1,348
Median Income $110,125 $101,050 $78,538
Home Value To Income 4.7x 5.6x 3.9x
Rent To Monthly Income 0.18x 0.2x 0.21x
$521,814
Median Home Value
$1,644
Median Rent
$110,125
Median Income

South Amboy, NJ Costs By Category

Detailed South Amboy Services Costs Vs. New Jersey

Item South Amboy New Jersey
Shampoo $1.53 $1.28
Movie $14.53 $12.13
Bowling $20.98 $18
Haircut $30.25 $24.26
Beauty Salon $53.0 $45.56

Detailed South Amboy Groceries Costs Vs. New Jersey

Item South Amboy New Jersey
Ground Beef $6.13 $5.84
Fried Chicken $1.41 $1.57
Milk $4.7 $4.67
Potatoes $5.32 $4.93
Pizza $12.59 $12.09
Beer $11.12 $10.41
Toothpaste $3.75 $3.7

Detailed South Amboy Health Costs Vs. New Jersey

Item South Amboy New Jersey
Optometrist $129.93 $125.68
Doctor $124.1 $135.78
Dentist $129.94 $113.29

Detailed South Amboy Transportation Costs Vs. New Jersey

Item South Amboy New Jersey
Gasoline $3.41 $3.46
Tire Balancing $72.38 $59.92

Detailed South Amboy Utilities Costs Vs. New Jersey

Item South Amboy New Jersey
All Electricity $223.08 $193.99
Phone $186.61 $192.25

South Amboy SnackAbility

8.5
/10
Overall SnackAbility
Jobs
8/10
Housing
9
Affordability
6
Diversity
8.5
Safety
8
Amenities
9
Education
7
Commute
5

Cost Of Living In Cities Around South Amboy

The cost of living varies in the cities and towns around South Amboy. Here's a quick look at the cost of living in the most populous nearby places:

  • Perth Amboy, NJ has a cost of living index of 119, 0.9x South Amboy.

  • Sayreville, NJ has a cost of living index of 125, 1.0x South Amboy.

  • Westfield, NJ has a cost of living index of 178, 1.4x South Amboy.

City Population Cost Of Living Vs. South Amboy
Perth Amboy, NJ 55,278 119 0.9x
Sayreville, NJ 45,237 125 1.0x
Westfield, NJ 30,760 178 1.4x
Woodbridge, NJ 20,086 127 1.0x
Colonia, NJ 18,294 131 1.0x
Middlesex, NJ 14,518 126 1.0x
New Providence, NJ 13,577 160 1.3x
Fords, NJ 13,052 129 1.0x
Martinsville, NJ 12,016 159 1.3x
Madison Park, NJ 8,798 120 1.0x

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