What is the cost of living in Woodcliff Lake, NJ?
According to the most recent data on the cost of living, Woodcliff Lake has an overall cost of living index of 196, which is 2.0x higher than the national index of 100.
Compared to New Jersey, Woodcliff Lake has a cost of living index that's 1.6x higher than New Jersey's index of 125.
The standard of living in Woodcliff Lake ranks as #254 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Woodcliff Lake ranks as the #8 most expensive place in the Garden State.
For more reading on life in Woodcliff Lake, check out:
Woodcliff Lake Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Woodcliff Lake. Here is how it fares on each of the criteria:
The Services index in Woodcliff Lake is 107.
The Groceries index in Woodcliff Lake is 110.
The Health index in Woodcliff Lake is 389.
The Housing index in Woodcliff Lake is 110.
The Transportation index in Woodcliff Lake is 113.
The Utilities index in Woodcliff Lake is 106.
| Living Expense | Woodcliff Lake | New Jersey | National Average |
|---|---|---|---|
| Overall | 196 | 125 | 100 |
| Services | 107 | 107 | 100 |
| Groceries | 110 | 113 | 100 |
| Health | 389 | 155 | 100 |
| Housing | 110 | 116 | 100 |
| Transportation | 113 | 112 | 100 |
| Utilities | 106 | 113 | 100 |
Woodcliff Lake Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Woodcliff Lake Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Woodcliff Lake, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Woodcliff Lake is $1,228,602.
The Median Rent in Woodcliff Lake is $1,888.
The Median Income in Woodcliff Lake is $213,981.
The Home Value To Income in Woodcliff Lake is 5.7x.
The Rent To Monthly Income in Woodcliff Lake is 0.11x.
| Statistic | Woodcliff Lake | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $1,228,602 | $569,411 | $332,700 |
| Median Rent | $1,888 | $1,720 | $1,413 |
| Median Income | $213,981 | $103,556 | $80,734 |
| Home Value To Income | 5.7x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.11x | 0.2x | 0.21x |
Woodcliff Lake, NJ Costs By Category
Detailed Woodcliff Lake Services costs vs. New Jersey
| Item | Woodcliff Lake | New Jersey |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $15.78 | $12.13 |
| Bowling | $21.0 | $18 |
| Haircut | $25.62 | $24.26 |
| Beauty Salon | $41.67 | $45.56 |
Detailed Woodcliff Lake Groceries costs vs. New Jersey
| Item | Woodcliff Lake | New Jersey |
|---|---|---|
| Ground Beef | $5.65 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.71 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.49 | $12.09 |
| Beer | $11.33 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Woodcliff Lake Health costs vs. New Jersey
| Item | Woodcliff Lake | New Jersey |
|---|---|---|
| Optometrist | $157.11 | $125.68 |
| Doctor | $115.59 | $135.78 |
| Dentist | $124.27 | $113.29 |
Detailed Woodcliff Lake Transportation costs vs. New Jersey
| Item | Woodcliff Lake | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $82.67 | $59.92 |
Detailed Woodcliff Lake Utilities costs vs. New Jersey
| Item | Woodcliff Lake | New Jersey |
|---|---|---|
| All Electricity | $236.04 | $193.99 |
| Phone | $186.61 | $192.25 |
Woodcliff Lake SnackAbility
Cost Of Living In Cities Around Woodcliff Lake
The cost of living varies in the cities and towns around Woodcliff Lake. Here's a quick look at the cost of living in the most populous nearby places:
Eastchester, NY has a cost of living index of 168, 0.9x Woodcliff Lake.
Mamaroneck, NY has a cost of living index of 165, 0.8x Woodcliff Lake.
Pearl River, NY has a cost of living index of 146, 0.7x Woodcliff Lake.
| City | Population | Cost Of Living | Vs. Woodcliff Lake |
|---|---|---|---|
| Eastchester, NY | 20,491 | 168 | 0.9x |
| Mamaroneck, NY | 19,826 | 165 | 0.8x |
| Pearl River, NY | 16,155 | 146 | 0.7x |
| Westwood, NJ | 11,283 | 147 | 0.8x |
| Waldwick, NJ | 10,164 | 145 | 0.7x |
| Hillsdale, NJ | 10,144 | 155 | 0.8x |
| Park Ridge, NJ | 9,406 | 163 | 0.8x |
| Montvale, NJ | 8,901 | 164 | 0.8x |
| Upper Saddle River, NJ | 8,439 | 213 | 1.1x |
| Briarcliff Manor, NY | 7,519 | 178 | 0.9x |
